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Each person should have a foundation of insurance in order to protect their assets in case of serious health events or mortality. Clients often ask, after suffering a serious reversal, "Can you help me, since a disaster has befallen me?" Insurance needs must be addressed now, when people are healthy.

Individuals pay for the peace of mind that I provide through my expertise in the insurance industry. Clients who take my educated advice are satisfied with the protection I can provide. When he died, I could have retired, though I did not.
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Barbara has been in the insurance industry since 1996. She started by working for a big HMO company in the Medicare side of the business. Through the many years she branched out into the individual and group business with all the ancillary products associated. Through her expertise she has advised clients big and small on what to do to protect their assets from claims from doing Health benefits, Long Term Care, Disability and Life insurance.
There are so many different types of Life Insurance and options for buying it. Imagine life insurance you don't have to die to use. Everybody is in a different stage of life and perhaps tax free money is your goal. There is a plan for that as well. You should have an experienced and knowledgeable Insurance Broker who personally purchased these life insurance products and who explains options based on someone's life goals! Not everyone will qualify so it is better to plan while you are younger and healthier.
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