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Academy Insurance Services Inc. is a Fire and Casualty Insurance Broker licensed in the State of California. Academy Insurance specializes in comparison shopping over 100 leading insurance companies to get you the very best in price and coverage. Academy Insurance was established in 1984 as a small three person office. Our Mission is to provide you with the lowest cost automobile insurance available anywhere.
Services
Bodily Injury and Property Damage Liability covers your legal liability for a covered accident that involves injury to another person or damage to someone's property, up to the limit of liability you select. You are at fault for an accident that injured two people and damaged another vehicle. The other driver's total medical bills were $1,000 and the other passenger's total medical bills were $1,500. The damage to the other vehicle was $5,000. All injuries and damages would be covered because they fall within the Liability limits you selected.
When you are considering a car insurance policy, calculate how much coverage you actually need. Decide on the limits you want to set for each category, the total deductible and if you are comfortable paying it. Use common sense! Does it make any sense to carry collision insurance worth $30,000 on a $12,000 car?
A. Absolutely not. Even though many of the basic coverages- Liability, Collision, Comprehensive, Personal Injury Protection, Medical Payments, Uninsured Motorist, etc. - are offered by companies, discounts and specialized coverages can vary greatly between companies. California requires auto insurance companies to file how they calculate customer rates, and insurers cannot deviate from these filed rates.
For homeowners, insurance protection is an important aspect of homeownership. Buying homeowners insurance, also called home insurance, means buying protection for your home - both inside and out. Home insurance compensates you for losses to your home and your possessions inside it, so purchasing a homeowners policy provides added security for your investment.
Reviews (2)
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Sharfai Owens
Apr 30, 2021
There wayyyyyyyy too high. If you get insurance and decide later to make changes like additional coverage they charge an additional $75 on top of the additional coverage. As if the additional coverage isn't enough already
Charles In Charge
Jan 03, 2021
The people here work hard to do a good job. I recommend this place for insurance. Your in and out fast. Thank you valery for helping me.