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Affordable Insurance Do I have to get a Part D Medicare Drug Plan? Murrieta / Temecula / Hemet You are required to enroll in a Part D prescription drug plan; however, you will not have coverage for most prescription drugs if you don't. JUST US INSURANCE - MEDICARE TIP OF THE DAY - Murrieta, Temecula, Hemet 4 things to consider when comparing Medicare plans Total cost for care.

It's important to think about your total out-of-pocket costs, including deductibles, copayments, coinsurance, maximums, and drug costs, that you'll pay with a Medicare health or drug plan.
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Heather and Justus "Jay" Gray are independent insurance brokers, and have been helping Southern Californians find affordable Insurance for over 15 years. We represent America's finest insurance companies and offer Multiple carriers for Medicare, Life Insurance, Final Expense and Health Insurance. Customizing plans to fit the needs & budget of our clients, We do all the research to make your choices easy. When you shop for Medicare, Life Insurance, Final Expense and Health Insurance, we recommend that you compare different plans.
Jay and Heather Gray have over 20 years of experience managing affordable health insurance plans. If you are and individual, family, or a small, medium or large sized business we can work with you to create a customized program that will meet you and your employee's needs. Escondido, San Marcos, Vista and all communities in San Diego, Riverside and Orange Counties.
Jay Gray has over ten years of experience managing individual and family insurance plans. No matter what your situation is he can work with you to create a customized program that will meet you and your families needs. Jay is an independent agent who supports clients in Oceanside, Carlsbad, Vista and all communities in San Diego, Riverside and Orange Counties.
Medicare Supplement plans, also known as Medigap, offer you freedom to choose any doctor or specialist who accepts Medicare, with no referral needed. Medicare Supplemental insurance coverage varies depending on where you live and which plan you select. Part D, dental and vision are not included. Plan F is the most popular.
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