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Members are empowered by the confidence and flexibility AAIS programs provide. Our forms and rates can be tailored to target customers and become the foundation for quality underwriting, differentiation, and a competitive advantage. AAIS commercial lines programs are the foundation for competitive products in the standard commercial P&C market, or niche specialty markets.

AAIS is the industry leader in the development and maintenance of commercial inland marine and output coverage programs. AAIS is a market leader in the farm and agriculture insurance market, providing innovative advisory solutions for property and liability exposures.
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Since its inception in 1936, AAIS has built a reputation for product innovation, quality advisory solutions, and top-shelf service. AAIS serves the property casualty insurance industry providing 'best in class' insurance forms, rules and loss costs. AAIS is the only national not-for-profit advisory organization governed by its member insurance companies.
All AAIS programs are supported by a team of lawyers, government affairs and product compliance specialists dedicated to monitoring laws and regulations on forms and rates. Members gain confidence knowing AAIS forms and manuals are kept up-to-date and fully compliant with the latest laws and regulations.
Community engagement is paramount to the success of AAIS and our ability to create sustainable value. Our Members participate in strategic planning, product and service development, and technology testing to ensure our solutions are relevant, market-tested and aligned with Member expectations. It's one reason AAIS advisory solutions are deployed by more than 700 insurers, including some of the largest national carriers, representing $8B in premiums.Our Member-driven advisory solutions are built on a foundation of 'Best in Class' forms, rules, and loss costs, comprising thousands of endorsements to support Members' underwriting and marketing strategies.
Small businesses face many of the same risks that larger, more resourceful companies have. Insuring the evolving risks businesses face requires experience, vigilance and a commitment to quality. AAIS commercial lines programs provide forms, manual rules, and rating information that are the foundation for competitive products in the standard commercial P&C market, or niche specialty markets. Our programs are managed by property/casualty specialists with extensive experience in commercial product lines.
Reviews (1)
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Truman Esmond
Mar 02, 2018
Yes I'm biased as an employee of AAIS, but if you're unsatisfied with anything that AAIS is doing (or not doing), please let me or any of our staff know as we take great pride in our service to our member companies, industry regulators, partners and our neighbors! If you are in or interested in property/casualty insurance, please come by for a visit! You'll be surprised at the agility, capabilities and innovation coming out of this 85-year-old, not-for-profit insurance advisory organization.