We believe that COVERAGE, done well, is a process involving discovery and management of risk, placement of insurance to protect against that risk, continued client engagement to ensure our work is relevant, management of injuries and claims to recover from a loss. The foundation of this process is a relationship we build with our clients. Because of this relationship, we believe our clients are better off with us than without us. We listen, we talk, we build a plan. It's our work and it's good. Let's get started.
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Your family, your business, and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor. Coverage, Inc. has been providing quality insurance and risk management solutions to the Chantilly, VA community for over 20 years.
Not all insurance agents are created equal. At Coverage, Inc., we go out of our way to treat our clients like people and we use our industry experience and diversified knowledge base to protect what you value most. Coverage, Inc. is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected.
A company is only as good as the people behind it. We are always interested in meeting talented individuals who want to progress their careers and make a difference in our business. We believe that successful people make successful businesses, which is why we make every effort to provide our employees with an environment in which they can excel.
Choosing the right insurance can be complicated. We partner with the industry's leading insurance companies so you can enjoy the most appropriate, affordable protection. Even better, we help you make the right choice. Coverage, Inc. is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected.
Reviews (10)
Allen Rioux
Jun 17, 2022
Margie Adcock
Dec 07, 2021
I have had my insurance with Coverage Inc and Erie for more than 5 years. I recently hit a deer and suffered damage to my truck. I called my agent who made it easy by taking the necessary information on the call. The Erie claims representative called and emailed quickly and recommended multiple approved auto body shops. I picked one and left my truck with them.
They handled the estimate, received approval from Erie, and fixed my truck in less than 2 weeks! I thought it would take longer and parts may be delayed; definitely not the case. They did an awesome job! My agent followed up to make sure I had a good experience. Thank you Coverage Inc and Erie, job well done!
They handled the estimate, received approval from Erie, and fixed my truck in less than 2 weeks! I thought it would take longer and parts may be delayed; definitely not the case. They did an awesome job! My agent followed up to make sure I had a good experience. Thank you Coverage Inc and Erie, job well done!
William Radford
Dec 04, 2021
We @ Radford Masonry Inc recommend Coverage Inc : For all your Insurance needs! Home and Business : let me just speak about the Business side of it: Workerscomp & Liability coverage- with Greet advice and Choices we were able to save around 8000 with the help of Joe and his professional staff that works so very hard to make things easy for us: They did all the hard work for us- it was great and Worry free but most of all we saved enough to invest more in our company: With today's hard economy and money not so easy to make it was A Blessing to our small Business and I suggest you call them for a quote if you own a business big or small what can it hurt?
If anyone needs help ask for Joe Stopski and tell him we suggest you callWe also we're able to save a few hundred on homeowners by switching the company we had to a very well known company that gave us more coverage for less money on our premiumjust a few FYI - Thanks Coversge Inc!
If anyone needs help ask for Joe Stopski and tell him we suggest you callWe also we're able to save a few hundred on homeowners by switching the company we had to a very well known company that gave us more coverage for less money on our premiumjust a few FYI - Thanks Coversge Inc!
Tim Powell
Jun 23, 2021
First, I highly recommend Joe Stopski and Janet Forrest as insurance specialists. My wife (Jodie) and I find them both to be honest, professional and extremely knowledgeable regarding Auto and Home insurance. Our Experience: Soon my wife and I will be entering retirement and we wanted to be sure we had adequate Auto and Home insurance at a cost we could afford on a fixed income.
We have been with different very well known agency for 35+ years (not associated with Coverage Inc). So during conversation, our friend Joe offered to review our then "current coverage", make recommendations and provide comparative quotes. After Joe and Janet Forrest reviewed our then "current" policies, they quickly pointed out that we were very underinsured from a liability standpoint.especially regarding Auto liability and we had ZERO Umbrella coverage.
Through out the years, we had NEVER had an insurance coverage review with that other well known agency (neither offered or requested). No one else had ever mentioned we needed Umbrella coverage or explained why. Joe and Janet quoted the insurance we needed through Erie Insurance (Including $1M Umbrella coverage). They explained in detail the coverage provided by the Erie policy, why they felt Erie was the best choice and the importance of Umbrella coverage.
To compare apples with apples, we had that other well know agency also provide a quote with the same liability coverage. The cost was higher than Erie (nearly 30% higher) and much of the coverage provided by the Erie policy could not be matched. So with that said, we purchased the recommended Erie insurance and ended up with more coverage at less cost. All thanks to the work by Joe and Janet. Again, we highly recommend Joe, Janet and Coverage Inc.
We have been with different very well known agency for 35+ years (not associated with Coverage Inc). So during conversation, our friend Joe offered to review our then "current coverage", make recommendations and provide comparative quotes. After Joe and Janet Forrest reviewed our then "current" policies, they quickly pointed out that we were very underinsured from a liability standpoint.especially regarding Auto liability and we had ZERO Umbrella coverage.
Through out the years, we had NEVER had an insurance coverage review with that other well known agency (neither offered or requested). No one else had ever mentioned we needed Umbrella coverage or explained why. Joe and Janet quoted the insurance we needed through Erie Insurance (Including $1M Umbrella coverage). They explained in detail the coverage provided by the Erie policy, why they felt Erie was the best choice and the importance of Umbrella coverage.
To compare apples with apples, we had that other well know agency also provide a quote with the same liability coverage. The cost was higher than Erie (nearly 30% higher) and much of the coverage provided by the Erie policy could not be matched. So with that said, we purchased the recommended Erie insurance and ended up with more coverage at less cost. All thanks to the work by Joe and Janet. Again, we highly recommend Joe, Janet and Coverage Inc.
Kenneth Jaworski
Apr 27, 2021
21 years ago while trying to start a Ground Transportation company getting commercial insurance was next to impossible for a new start-up, until someone recommended Joe Stopski at MDIC Insurance now Coverage Inc. He took the time to help me through the process from the very beginning Joe treated me like family. In the time since he has never steered me wrong I consider him a trusted advisor and over the last 20 years he has NEVER let me down.
I have seen him work the phones personally and he treats everyone the same, with professionalism and enthusiasm he has given the last 20 years from when I first met him. Simply put if you need insurance no matter what type commercial, home or personal. Joe at Coverage Inc is the one to see!
I have seen him work the phones personally and he treats everyone the same, with professionalism and enthusiasm he has given the last 20 years from when I first met him. Simply put if you need insurance no matter what type commercial, home or personal. Joe at Coverage Inc is the one to see!
Kenny Cain
Mar 28, 2021
Beverly Hartman
Mar 24, 2021
We have both our Auto and our Homeowner's with Coverage Inc for the past 10 years. Joe Stopski has always been professional, competent and friendly. He is the kind of man you would want as an agent looking after your most valuable possessions. He also has a way of explaing all of the insurance language so that it make sense! I have and will continue to recommend his agency to all of our friends.
Alexander Nelson
Jan 04, 2021
I was referred to Coverage INC, specifically Joe Stopski and Dorie Hare for an insurance review. Not really thinking much would come of it, I decided to give them a call to review our insurance coverage. We have been with the same company for nearly 20 years, without any issues, so I wasn't necessarily looking to change my insurance, but I figured it couldn't hurt.
Between my initial conversation with Joe, and then subsequent conversations with Dorie, it was a very pleasant experience. I was able to give them information on my current policy at the time for all of my vehicles and home, and within a few days I received a detailed quote explaining all of my coverages with Erie. They shopped many different companies and were even able to find coverage for me, which can be difficult due to my job placing me at a slightly higher risk (a lot of insurance companies flat out said they would not insure me). Dorie didn't stop at the first no, but kept working and found us far better coverage, added a few areas where our current coverage was lacking, and when we discussed our quote, she had no problem adjusting a few things according to my family's preferences. Overall, Joe and Dorie were phenomenal from start to finish.
We just officially started our coverage through them and the best part is they saved us about $400 a year (even after adding more coverage than our previous company!). I highly recommend them and you should give them a call and chance for them to save you money too!
Between my initial conversation with Joe, and then subsequent conversations with Dorie, it was a very pleasant experience. I was able to give them information on my current policy at the time for all of my vehicles and home, and within a few days I received a detailed quote explaining all of my coverages with Erie. They shopped many different companies and were even able to find coverage for me, which can be difficult due to my job placing me at a slightly higher risk (a lot of insurance companies flat out said they would not insure me). Dorie didn't stop at the first no, but kept working and found us far better coverage, added a few areas where our current coverage was lacking, and when we discussed our quote, she had no problem adjusting a few things according to my family's preferences. Overall, Joe and Dorie were phenomenal from start to finish.
We just officially started our coverage through them and the best part is they saved us about $400 a year (even after adding more coverage than our previous company!). I highly recommend them and you should give them a call and chance for them to save you money too!
Robert James
Jan 04, 2021
Rita Thomas
Dec 05, 2020
