Athey Insurance Service

We have over 22 years of experience in the insurance business with just about every type of risk and exposure. We currently have 2 locations in Stanley VA, Front Royal VA. There are 6 staff members and we are continuing to grow. We are licensed to do business in Virginia, Maryland, West Virginia, District of Columbia, North Carolina, South Carolina, Pennsylvania and New Jersey. As our name says we can literally write coverage for any type of business or personal insurance. Our people are friendly and very knowledgeable.

Business property insurance policies - sometimes called commercial property insurance - protect your property, as well as inventory or assets, against loss or damage caused by theft, an accident or some other means. Your business property insurance protects you even if the property is away from your place of business when it is damaged or lost.

As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.

If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage. Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.