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Belltown Insurance Group Learn about our team and the personal level of service that comes from our independent insurance agency. Visit our support center to make policy changes, ask questions, or find payments and claims information. View our location address and contact information, or send us a message with our secure contact form. We are an Independent Insurance Agency, which means we have made available some of our best companies for your online quick quotes. Founded in the Belltown neighborhood of Seattle in 2004, we now service the entire west coast, including Washington, Oregon and California, with office locations in Seattle and San DIego.
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Belltown Insurance Group, or BIG as we are commonly known, is an Independent Insurance Agency, which represents many of the finest insurance carriers in the industry. By being independent, it allows us to shop your insurance for you instead of you having to call around to multiple companies. We believe when you are shopping for insurance you should have options.
The more information you fill out, the more accurate quote we can provide; however if you're in a hurry, you can also just give us a call for a free, quick quote on your insurance needs. I've been working with Todd and his team on all three of our companies, and I couldn't be happier with the support they provide and all their help.
All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Seattle, Washington, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
At Belltown Insurance Group Inc., we can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft. Some boats or smaller watercraft may even be covered under your current homeowners policy. The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your Washington insurance coverage needs. Let one of our experienced agents give you the coverage you need and recommendations to best fit your situation.
Reviews (28)
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Joe Vaifanua
Dec 18, 2021
Thank you Seattle office for my Las Vegas needs. Holden and Dusty are informitive and a pleasure to work with super important. Thanks BIG!
Sasha Funk
May 04, 2021
We've been working with Mary Hodges at BIG for a few years now and she is the absolute best! We found BIG after a terrible experience with another insurance company and could not be happier with them. Mary is so sweet and helpful and always takes the time to explain things and is good at finding ways to help us save money. The few interactions I've had with her colleagues have been excellent as well. I highly recommend working with BIG and Mary!
Ying Qing Set
Mar 22, 2021
I had the chance to work with Ed, and let me tell you it was a pleasure working with him. He was responsive, competent, and reliable. I was in a rush to set up my home owners insurance due to upcoming closing date, and he expedited my request and was able to work through my needs accordingly. Would definitely recommend.
Robert Lee
Aug 23, 2020
$75 per month renters insurance. I DO NOT RECOMMEND. Agents come and go like the wind. Poor representation. Poor service. Poor communication. I overpaid renters insurance because of improper representation through Belltown. Would not recommend doing business here under any circumstance. Reply: You were to manage my insurance needs. I paid $75 per month renters insurance.

You let me auto policy laps when lost a card and was not notified. If you are my insurance agent doing a good job You would have called me or emailed to say the auto direct payment did not go through. Being an agent is more than just selling policies. You cost me thousands. You called and i explained this to you. Now you state that you are here to help? Again I DON'T RECOMMEND DOING BUSINESS WITH YOU.
Aaron Kapin
Jun 03, 2020
I'm not a personal client of Todd Comer at Belltown Insurance, but my colleague is, and something he said in passing about Todd struck me enough that I wanted to share it. He told me that when his family member locked their keys in their car, they called Todd. Keep in mind, Todd's not a car guy, Todd's an insurance guy. But Todd's established such trust with my colleague and his family that they thought of Todd in a crisis. The best part is that Todd answered and was able to call a locksmith. This is how I remember the story. Like a legend, some details may have changed in the re-telling.
William Justyk
May 22, 2020
I worked with Holden Knecht at BIG to purchase my home, earthquake, and auto coverage. Holden presented me with several options and was extremely helpful throughout the process. I increased my coverage and my premiums were lower than before. The process was quick and easy, so I'd recommend Holden and BIG to anyone looking for help with insurance!
Chris E.
Feb 24, 2020
Wish everyone worked like they do! We've been with BIG since our Belltown apartment renters insurance, and grown into homeowners and cars. always getting friendly and efficient service and I can say with confidence that I feel fully assured as well as insured with Fernando an email away.
Jeff Kalvelage
Nov 12, 2019
Todd and his team are great and offer a depth of knowledge! I have worked with Mary & Fernando, and it has been a pleasure, they are able to offer a wide range of commercial insurance options!
Jay J.
Jan 24, 2019
I'm shocked. My experience with most insurance businesses has led me to equate it used car salesmen. They sniff you out and only care about the sale - by ripping you off. Here's what happened. I needed commercial auto insurance. I personally called: - geico - progressive - farmers - hartford - veracity None of them said they will insure us for just auto only.

So I had to go to local brokers and agents - the last thing I wanted to do. I contacted an agent for: - insurance northwest - farmers - 3 other places that I won't name as they run their own business under their own name - lastly BIG Seattle For two 20 yr old vans with 200k+, used 1 mile a day roundtrip to drop off packages at the post office, needing only the cheapest insurance possible.

All agents quoted me $4000-6000. Ridiculous. Then I get a call from Belltown and rather than tossing me a quote, they took 10 minutes to call me, understand our business and provided a quote for $1800 from the same big company. Boom. Signed, sealed, delivered. Moving over all my insurance to them soon. Other insurers, read and learn - that's how you win business.
Brett Farrington
Nov 16, 2018
Todd Comer of Belltown Insurance Group is a true professional. He knows insurance and he knows people. Todd is a great resource for any business owner in need of an insurance broker that is knowledgable and responsive.
Jeremy P.
Sep 25, 2018
I have been very taken care of by Holden. He is a great communicator and timely with his replies. He has consistently been there when I needed him and helped me save some dough in the long run. Recommended!
L. W.
Jul 19, 2018
I love these guys. They care about you and will spend the extra time to look for better deals and educate you about your coverage
Angela O.
May 02, 2018
I had a great experience with Holden. He was quick and thoughtful of my time. He found me a great option for renters, which saved me money, and other options for car insurance. He was very easy to work with and did not try to sell me anything I didn't need. I highly recommend him!
Mark H.
Aug 03, 2017
I have had my insurance policies with this group for several years. They always look out for me as an independent agency. Just purchased a new vehicle and had my insurance card sent before I even left the dealer. All my needs are addressed in a timely and efficient manner by my agent Fernando.
Jordan Malloch
May 28, 2017
I have had all of my insurance with Belltown Insurance Group for several years now. Todd and his team have done a tremendous job for me, keeping costs low, while providing coverage and service when and where I needed it. If you have any insurance needs, from personal to commercial, I recommend letting BIG take a look at what they can offer you.
Jon E.
Mar 28, 2017
Worked with MARY at BIG. Great attitude - extremely helpful and took the time to explain many options. The whole staff was friendly and quick to respond. You won't find better service - definitely give these guys a shot at your insurance needs. Ask for MARY!
Beth Siragusa
Mar 02, 2017
I've always had very positive and pleasant interactions with Todd Comer. He is open and responsive with high integrity. In an age of outsourced customer service he and his company keep it local and provide over-the-top customer service for commercial real estate insurance.
Alys S.
Jul 01, 2015
Todd was great to work with. We recently purchased a new home and he was very helpful working with us to find the best coverage for our needs. We feel confident that we are properly insured with great rates. I recently moved our car insurance over to BIG as well after 13 years with another company. Great service. Knowledgeable. Highly recommended!
Mark M.
May 09, 2015
Called two days ago to ask about an umbrella policy. Spoke to someone who said he would do a little research and call me within an hour. Hmmm.still waiting two days later.
W. C.
May 01, 2014
At one time I gave this place 5 stars, because I had an initial bad experience with a representative who was too lazy to do his job, and the owner stepped into fix things. But after dealing with this company for a few years, I can say that the initial bad experience has been the real theme. I have had to change information or my address on my policies a few times, and each time the owner has been a real $@!* about it, whining about how much time it takes just to change an address. Hey, buddy, if the insurance companies make that a hassle for you, 45 minutes or whatever you complained to me about, then take it up with them. I'm the one paying you to manage these things.

Even worse, I discovered after the fact that that on one such occasion instead of changing my address, the owner decided it would be easier to just not do it. My renewal notice was sent to my old address and the policy was cancelled because I never received it. Thanks for helping me with my business and insurance needs, BIG! I made sure the insurance carrier knows what a great job you are doing, as well.
Scott B.
Apr 23, 2012
I was referred to Todd from a friend and I was so glad. Todd is Reliable, trust worthy and he saved me $80 a month from American Family ( I do not have a perfect driving record). Todd is quick to do what you ask and always gets it done. Their claim service also has been excellent. I highly recommend Belltown Insurance to anyone.
Mary W.
Sep 01, 2011
Todd Comer and his partners do a great job with service and insurance product knowledge. My home was tricky to insure since it was built in 1906 and has knob and tube wiring throughout. Todd and his partners located a great carrier and got me coverage when other companies couldn't. I also have my auto insurance with BIG and wouldn't dream of working with any other company.
Dan K.
Feb 04, 2011
I worked with Todd at Belltown Insurance and couldn't be happier. He really took the time to educate me and learn about my insurance needs. Would not hesitate to do business again or refer my friends.
Holden K.
Dec 29, 2010
As I have returned to owning a vehicle, I was unsure about which policies best suited my needs. Mr Fernando Garibay took time to explain all situations per policy which provided me the information I required to make the best choice. He periodically checks in with me to see if there's more him and BIG can do. Great service, Fantastic Follow-up, Fabulous Staff - Highly recommend Belltown Insurance Group!
Blake S.
Oct 07, 2010
Todd was great in getting a great rate and coverage for our business. We nolonger have to pay the excessive rate on our copier machine on our lease. Saved us over $500 per year just on the copier.
John V.
Oct 18, 2009
Great trustworthy group. I have sent a few friends there and they have been very satisfied. You can overpay or underpay and not be insured correctly when buying insurance- these guys really pay attention and know their business. I insure my apartment building and pay a few thousand dollars less than i was previously for better insurance. When people care it makes a difference. They do care!
Chase G.
Dec 16, 2008
I had a good auto insurer years ago and then one day got a call from an agent there who said they were going out on their own. After assuring me he could do a comparable/better job, I figured I could always which back if not. So I went with him. He is James Monheimer now of Belltown Insurance Group. He is a broker. Fast forward 2 or 3 years and I (finally) notice I'm now paying two thirds more for the same insurance, but now via another agency.

So I go back to my original auto insurer and the original rate. Soon as I do, guess who I get a call from? (And how does he know I switched?) "Oh, i know a great agent at this place, your gonna." I tell James, "Not interested" Moral is this guy was patient, but I suspect he figured my attention would wane, especially with direct withdrawal, and wouldn't notice my rate going up, or would forget what I was originally paying, or whatever.and he could get my money.

And he did, until I called my old insurer and sure enough, my original low rate was sitting right on the table, waiting for me to snap out of it. Should never have left. My response doesn't stop James from sending me all these quotes form 7 or 8 insurance agencies, complete with great low rates. Well, where was James with these great rates for all these years?

What the hell is the purpose for having an agent if they won't occasionally do something in your interests? Is it really waiting game, until they think they got you, then raise rates? I doubt there is one good reason to have an auto insurance agent. And I have my doubts about a lot of brokers, especially their long term agendas, though I know some who have answered well in the short term Think about it, a representative at the insurance agency is no less "personal" than an agent, whom I doubt you'll hear from until you threaten to switch, and so, why the middleman?

Plus on this page full of quotes James sent me, I notice "Credit Scored: Yes". Well he wouldn't tell me what that meant, and soft hit though it is or would be, it is illegal for them to have your credit run without your authorization. You can call the Department of Insurance if you have a problem with these people. Hope this episode helps you make a better decision. :)
Angie J.
May 05, 2008
RE: Weston Sprigg Three cheers for Weston! I work for a captive insurance agency whose rules are very strict when it comes to SR22 filings. One of my clients needed an SR22 and we couldn't accommodate this request. I called another well-known high risk insurance broker who reluctantly offered a quote. I then called Weston who took a ridiculous amount of time out of his day to quote identical coverages to what the client had (without passing judgment) and checking a variety of companies.

When we decided to go through Weston he then went through the options to make the insurance more affordable. I can't say enough good things about my experience. I had a young client in the office who in the matter of an afternoon found out his drivers license was suspended, I couldn't give him the insurance he needed and then he found the insurance through Weston for a price he could afford. This would never had happened if Weston hadn't taken the time to answer our questions and walk us through the options.