California Mutual is a California domestic insurance company which began operations in 1920, when a group of local businessmen came together to form the Farmers Mutual Fire Insurance Company of San Benito County located in Hollister, California. They were incorporated to insure farm buildings and equipment for fire loss only. In the 1930's the company began insuring rural schools and residences in addition to the farm buildings. In 1932 the first church they insured was the Methodist Church, located in Hollister.
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Unlike a stock company, a "mutual" is owned by the policyholders. We are here to make certain the needs of our policyholders are served at reasonable prices. Through our experienced staff, we offer the highest level of customer service from tailored coverages, flexible payment plans and efficient and fair claims handling.
California Mutual is rated by A.M. Best, a full-service credit rating agency, dedicated to serving the insurance industry. It began assigning ratings in 1906, making it the first choice of today's rating agencies. Best's Financial Strength Rating is an independent opinion of an insurer's financial strength and ability to meet its ongoing insurance policy and contract obligations.
Even as we strive to offer more services to our customers such as through online tools, we still believe in the integrity of a handshake. We will strive to do our best to respond to your needs and deliver the best, personalized service you will find anywhere. As a company committed to you, our customer, we adhere to a strict code of ethics that shape our business practices and influence our every decision.
Reviews (2)
John Runnells
Dec 19, 2017
After the horrible disaster in the Napa valley fires this insurance company will not pay. Wow 30 years of paying premiums and no claims. We finally ask for loss of income pay and they found a way to fight us. They say people should have come and see us during the fires. Would you and would they. No. They say that the State, fire department and the police saying do not come to the Napa valley was not strong enough language. Please don't ever use this company. They don't Care about you. Only how they cannot pay John Runnells Shady oaks country inn
Viki Valle
May 30, 2016
Don't trust this company. This is our case: We had insured our rental house in Davis, California with them for more than ten years without making any claims and paying always on time. The perfect customers. In January 2016 we received a letter from the insurance stating that they will not renew our policy because our property shared a common wall with an adjacent house.
They either did not pay attention for ten years during the annual inspection of the house that here was a common wall (How could they miss that?) or they were not being honest about the reason for the cancelation (again, no claims ever!). In any case, they are either incompetent or untrustworthy, two very important reasons to suspect that they will not fulfill their responsibilities when you need them.
They either did not pay attention for ten years during the annual inspection of the house that here was a common wall (How could they miss that?) or they were not being honest about the reason for the cancelation (again, no claims ever!). In any case, they are either incompetent or untrustworthy, two very important reasons to suspect that they will not fulfill their responsibilities when you need them.
