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Cambridge Insurance We are a locally owned independent insurance agency located in Lexington, Kentucky. We represent many outstanding insurance companies. We are committed to being honest and fair and we strive to respond quickly to the insurance needs of our clients, friends and neighbors! Are you interested in Personal insurance for your home, autos, motorcycles, boat, life and/or health? Call us - we can help! Do you need Commercial insurance for property, general liability, autos, equipment, workers compensation and/or benefits?
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We are a locally owned Independent Insurance Agency. We represent many outstanding insurance companies which provide you with excellent insurance products at reasonable rates. We move quickly to assure fair and prompt settlement of your claims. We are your friends and neighbors - you can count on us to be here for you today and in the future. We are committed to being honest and fair and we work toward establishing solid relationships of mutual trust and service.
Our goal is to protect you and your family from those unexpected events by finding the right coverage at an affordable rate. If you need Auto, Home, Umbrella or any other personal insurance coverage, we can tailor a package to fit your individual personal insurance needs. Our number one priority is to protect your family from any unforeseen event that may be a burden to your family in the future. Our Personal lines staff is here to answer any questions you may have and research the best policy for your needs.
All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Lexington, Kentucky, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
At Cambridge Insurance, we can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft. Some boats or smaller watercraft may even be covered under your current homeowners policy. The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your Lexington, Kentucky insurance coverage needs.
Reviews (14)
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Brandon Elswick Elswick Llc
May 22, 2022
WOW! I've spent decades dealing with horrible quality insurance agencies and companies, but Cambridge, they are AMAZING! Quick to help and fast to respond, and empathetic and all around GREAT company and REALLY STUPENDOUS people! Much love to John Coody and Suzi Cooper! Truly, if you want QUALITY, these are the people to see.
Joe Gleeson
Sep 24, 2021
Good customer service, and they search multiple agencies for the best price.
Samantha Jean Moore
Aug 29, 2021
I am a first time homebuyer and was referred to Cambridge Insurance by my realtor. I thought that going through a smaller company might be more expensive than my current name brand insurer but I was WRONG. Not only did they provide me with multiple adjusted rate options (I had no idea you could choose a $250 deductible ), they offered me BETTER coverage for $450 less than what I was paying annually!

I am so happy with my decision to #shoplocal and will be referring all of my friends to this company from now on. Melissa is an absolute gem Thank you so much for your outstanding customer service and for saving me HUNDREDS on home and auto insurance!
Trey McCallie
Mar 05, 2021
John Coody has taken great care of me and my family. John is knowledgeable and does a lot of fact finding before he recommends a policy. I feel confident I have the best policy at the best prices. I appreciate John's attention to detail.
Jason Price
Mar 03, 2021
Cambridge insurance has made shopping for insurance easy. Great agents like John Coody have always helped me find high quality coverage for the best price. They have the advantage of shopping several different companies to find you the insurance that best fits your needs.
John Elias
Jan 25, 2021
John Coody is very responsive, and truly cares about his clients. Can't say enough good things!
Josh Mers
Aug 26, 2020
Great work by John and the folks at Cambridge. Very thorough review of coverages. Was very clear that staff is knowledgeable and wanted to make sure that I knew what I was getting.
Joseph Lybrook
Jul 28, 2020
Buying our dream home with so many decisions to make when it came to protecting it, we were recommended to check out Cambridge and John Cooty. John listened and dedicated his time and knowledge finding us the perfect coverage; In fact, we decided to change our car insurance over too as he beat out our current provider with lower cost with better coverage. I highly offer my recommendation. Check him out! Joe & Sammy
Matthew Graham
May 22, 2020
We have been dealing with cambridge insurance for many years for business and personal. They have always looked after us. I would highly recommend them. There rates are fantastic and the people are very helpful and friendly.
Anthony Shelton
May 16, 2020
John Coody customized a quote that fit me perfectly! He cares about us small guys as well as the big companies and treats with great respect and kindness! I highly recommend his services!
Joseph Rey-Barreau
Apr 21, 2019
I met with John Coody to review my existing policies with another company. He was a pleasure to meet and to work with, and provided me with important and valuable information that helped me make an informed decision. I highly recommend John for your insurance needs.
Brian Pinney
Nov 09, 2018
Great experience at Cambridge Insurance! They deal with many writers so they can offer you the best rate possible. John Coody is my agent and the level of professionalism is unmatched by his competitors. Unlike most agents he will not try to sell you a bunch of coverage that you don't need, he analyzes your needs along with your budget! If you're looking for insurance don't miss out on your opportunity with John Coody and Cambridge Insurance, he saved me almost $2000 a year!
Scott Witt
Feb 23, 2016
I've worked with John Coody for my insurance needs for many years. He just helped my parents save nearly $4000/year on their home and auto. Thanks John for being a great insurance agent but more importantly becoming a trusted friend over the years in the process.
Angie Smith
Apr 19, 2015
I have been in the automotive business for 17 years. Never have had a agent like John Coody Very knowledgeable and professional. They have the best rates of any company anywhere. Trust me I have shopped everywhere and have dealt with several insurance agents of the years. Give them a call. It will be worth your time.