Get Quotes Contact Us Sign In
Website
Call
Our mission at CFM is to provide quality insurance at a competitive price and to offer personal, friendly and dependable service. As a company deeply embedded in its community, we are committed to protecting the ever-changing needs of our policyholders, no matter where life takes them. There is no stronger testament to our dedication than our continued progressive outlook and financial stability in this industry.

Today, 150 years after our founding, CFM is the oldest farm mutual in the State of Missouri and the longest-running business in Lafayette County.
Follow us
Services
CFM Insurance has a strong, reputable history of protecting Missouri properties that date back to 1867. Formally organized in 1869 in the small town of Concordia, Missouri, the mutual philosophy started an honest, fast-growing company. Through its 150+ year history, CFM has evolved into a progressive, forward-thinking Missouri Mutual dedicated to building strong relationships with its policyholders, agents, and community leaders, providing modern, personalized insurance packages, and simply being good to people.
At CFM, we believe your premium should have a purpose. Our mission is to provide our policyholders the invaluable peace of mind they deserve through insurance protection they can confidently trust, feel empowered by, and grow with for generations. In doing so, we aim to bring out the best in your investment by cycling it back into the communities you love to live in.
You asked, we listened - CFM now offers auto coverage exclusively for our Missouri policyholders that have their home insurance with us. This means you can now bundle your home and auto with your favorite local Mutual insurance company! It's our promise to protect your vehicle - and the precious cargo inside - with the same level of care we have for your home.
A "hobby farm" is much smaller in acreage than a typical farm, and is operated mainly for pleasure. Many who live in the country but do not make their living as a farmer believe that their homeowners' insurance provides all the protection they need when disaster strikes. However, farm machinery, outbuildings, and livestock typically require specific coverage or even a separate policy.
Reviews (3)
Write a Review
Donald Ramirez
May 13, 2022
As a company, this place is hot garbage poured over a a pallet of molten hot nails and served with raw fish guts. For your insurance needs, please consider a other company. Despite all the payments made, they are in the business of seeking out ways to deny a claim. I have already decided to switch companies and I encourage everyone else to do the same. Have a blessed afternoon.
Dow Mullins
Mar 28, 2020
I had CFM for years (4+ I believe). Never filed a claim and always paid on time. Had a horrible snow storm and a tree fell on my roof twice. (Couldn't fix the issue until after the snow storm) I paid for a new roof myself and fixed all the damage. They dined any claims that pertain to the incident because they said I didn't fix it fast enough. How I am I supposed to fix it when it snows non stop for days and anyone that could fix it couldn't come for two weeks?

I didn't notice other damage (to french doors) until later because I never open the doors in the winter. The french doors lead to a porch. They want to take your money to "cover you" but not cover you when you need it! Never use them---Sarah
Mary Claborn
Mar 21, 2020
Went to the lighting of the magic tree! They gave out hot cocoa, cookies and other gifts. It was fun!