CoSaint Insurance is an independent insurance agency. We provide insurance in Fort Mill, SC and Charlotte, NC. We represent a number of leading carriers in the insurance industrial including MetLife, Travelers, and more. Our personal insurance line includes Homeowners & Property Insurance, Auto Insurance, Life Insurance, and more. Our commercial insurance line includes Commercial Property Insurance, Commercial Auto & Fleet Insurance, Workers' Compensation, and more. Contact us today to see how we can assist you.

Serviced Areas

  • Charlotte, NC and Fort Mill, SC

Payment Options

  • American Express, Discover, MasterCard, VISA

Contact Details

  Website
  City Charlotte, NC
  Zip Code 00704
  Address 13850 Ballantyne Corporate Place, Suite 500
  Phone Number (704) 935-2777

Products & Services

Homeowners Insurance

Homeowners Insurance

Your home is one of (if not your largest) asset. And, you certainly do not want to risk losing your home by wrongly assuming you have the appropriate coverage to protect you if bad things happen. Homeowners (i. e. property) insurance helps mitigate this risk by covering the replacement cost of your home, your contents and potential liability to others.

You need property insurance to protect your home if it is damaged, robbed or vandalized. You also need property insurance to cover injury to household members (and others while they are on your property) .

In addition to these basic coverages, Homeowner policies can provide coverage for you in case of accidents on your property, identity theft, dog bites, etc…and also can include protection against damage from backup of sewers, drains and sump pumps, and other special items. Whether you rent, own your home or are a landlord, property insurance can help protect you if you suffer a loss.


Auto Insurance

Auto Insurance

You are constantly on the move and, as a result, it is important to be protected against the potential perils of driving. First and foremost, you need to be protected should your vehicle be damaged or stolen. However, equally as important, you need auto insurance to cover property damage or injury caused by you (and/or other household members) as a result of operating a motor vehicle. Auto insurance protects you should any of these situations occur.

In addition to coverage for the injuries your cause to others or damage to your vehicle, auto insurance policies have several other coverage options. Other features of auto insurance policies include medical payment reimbursement and reimbursement for damage (or injury) caused to you by an uninsured or inadequately insured driver. You may be adequately insured, but someone else may not.


Life Insurance

Life Insurance

Life insurance is an essential part of any financial planning program. Life policies can be used to pay off a mortgage, cover future education expenses, fund a business buy-sell agreement, and most importantly, protect your family for the future.

The type of Life insurance policy you need (and the coverage limits) will depend on your personal and financial goals. Your CoSaint agent can help you determine what the best options are for you.

  • I would recommend this business

My husband and I are now part of the Cosaint family as of today. I couldn’t be happier with the patience and willingness to help us find the right policy to meet our needs. They took time to make sure I understood everything and that I didn’t have any problems when switching over. They helped us save more money and gain a better policy.

Value for money
Service & support
Quality
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Overall ratingExcellent

  • I would recommend this business

It is impressive the dedication and passion that Cosaint devotes to their clients, we are very satisfied costumer and we will continue working with Michael and his crew

Value for money
Service & support
Quality
Location
Overall ratingExcellent

  • I would recommend this business

Quick responses for quotes and questions. Extremely friendly and helpful agents and customer service reps.. Great experience when moving from another State and needing Auto and Home Insurance quickly.

Value for money
Service & support
Quality
Location
Overall ratingExcellent

  • I would recommend this business

Simply put - their guidance and timely service has been excellent. From experience, I understand the great value of using an INDEPENDENT Insurance Agency (which CoSaint is). My dealings with Direct Writers (which CoSaint is not) has always witnessed difficulties. I come from a family that, before retiring, ran an Independent Insurance Agency (in New York State), for which both parents as well as all of their sons were licensed Independent Insurance agents. Keep up your good work!

Value for money
Service & support
Quality
Location
Overall ratingExcellent

Customer Testimonials

Love Cosaint Insurance! They've saved my family money on both my home and automobile policies. They have saved my clients money time and time again. Plus the customer service is amazing!


I am a fairly new client of Cosaint but so glad they found me :) The trust and confidence I have in Jenny & Mike to manage my insurance account is one huge checkmark off my list of important to-do items. Now I have no worries at all when I know they are letting me know when there are changes I need to be aware of and they just recently saved me some $$ when they alerted me I had double coverage for something that their insurance was already covering. Switching to Cosaint has been a smart decision for our family and I will gladly recommend them to friends and family in the future.


My family has used CoSaint Insurance for almost 3 years now for both our personal and professional insurance needs. To say that they have saved us money would be an understatement. Jen and Mike are some of the easiest people to work with on every front and I have found them to not only be incredibly responsive but also proactive. They research our policies on an annual basis to make sure we are getting the most benefit for our money. I am pleased to recommend CoSaint insurance at every opportunity.


I can't say enough wonderful things about Jenny and Mike. Their customer service is exceptional- they respond promptly and are always going above and beyond for their clients. My husband and I have used them personally and they saved us a ton of money on insurance. We personally refer our friends and clients to them and its always great to hear from both parties and how thankful they were for the referral! If you want personable, honest, loyal and trustworthy people on your side, look no further.


Cosaint Insurance has given us the best experience we have ever had with both our car and home insurance. Jenny and Mike's service is exceptional and they really take ownership of every part of the process when you have a claim, alleviating so much of the stress that is otherwise associated with the claim process. I cannot say enough good about Cosaint. Oh, and by the way, they saved us money too!


Professional, and friendly, whenever I call I get quick answers to any questions, and the best available rates for my home and auto.


Jenny and Mike abide by a very simple, elegant rule: They treat you like they would like to be treated. They will help you find solutions to issues. They will recommend what is best for you, not for anyone else. They help you save money, and they give you very competent advice. I have recommended Jenny and Mike to anyone looking for help with insurance. You simply cannot go wrong with them.


Fantastic! Thank you so much. Cosaint helps me with both my business and personal insurance needs. Honestly, I never have to lift a finger as they take very good care of me. It's rare to encounter this level of customer service nowadays. Thanks again!


Jenny was excellent, timely and very professional. She listened to my needs and concerns. After reviewing my information, she was able to present a few different options for my consideration. I ended up with the same coverage and saved thousands. I would highly recommend Jenny anytime and have to several people I know.


Our experience with Cosaint has been excellent. They have settled our claims quick, fair and in a very professional manner I would recommend the Cosaint Agency to my friends.


Cosaint Insurance handles all my personal insurance needs. Jenny is always prompt and helpful with any questions I have. Even more impressive is their proactive approach to improving the coverage that I already have.

Thanks Y'all. Keep up the good work.


Working with CoSaint is fantastic. They are professionals in every sense of the word. Their attention to detail and commitment speaks volumes and helps me build trust in them to follow through. I have recommended CoSaint to my friends and family!

From Our Website

Think of this as homeowner property insurance for your business. This type of policy is appropriate for many small and medium sized businesses. It conveniently includes many types of coverage like liability, building, business property and loss of income. Accidents will happen, but thorough preparation can minimize their frequency and severity. And the best way to be prepared is to work with an insurance agency who understands the distinctive nature of your business. When you're considering your insurance options, make sure you select a company that understands the commercial auto, trucking and transportation industry.