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Coulter & Associates The demands on the insurance industry are critical in today's market. Technological advancements, collaborative market conduct efforts and the constantly changing regulatory environment create an unprecedented strain on Actuarial, Product Development and State Filing Departments. The varied and demanding workload can slow down everything from complex to even the most basic compliance efforts.

Coulter & Associates understands the challenges you face and can help you navigate the complexities of taking your product from concept development to final structure, through the approval process and into the marketplace.
Services
Founded in 1988, Coulter & Associates is a leading nationwide consulting firm in the areas of actuarial, compliance, product development, and state filing services. We pride ourselves on having reliable actuarial and compliance professionals available on demand for our clients. Our expert staff includes attorneys, as well as product specialists, with decades of insurance industry experience in all product lines.
We are available on a single-project basis or a long-term consulting capacity as a seamless addition to your management team. You can count on us for the precise level of actuarial support you need, when you need it. We provide insurance companies with a broad range of product development resources, including product strategy, pricing, filing and rate justification, profitability monitoring, and product revisions. We can provide an additional resource for calculating reserves, testing reserves, providing second opinions, and signing actuarial opinions.
Our experience has taught us that there are no industry shortcuts, but prudent planning and experience can get you to your goals faster and with no costly regulatory violations. Coulter's insurance compliance professionals provide the expertise and level of support that you need during every step of the filing process.
We provide cost-effective solutions to efficiently handle submission of form and rate filings to state insurance departments. Policies and procedures review (utilization review, grievance, availability / accessibility).
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