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We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington. What Can We Get You A Quote on? Local Business Offering Customized Insurance Solutions For Individuals & Businesses in Washington. First Rate Insurance serves the personal insurance needs of individuals and families in Washington state.

Let our agents shop from over 20 companies for your auto insurance, home insurance, umbrella insurance, life insurance, motorcycle insurance, PWC insurance, boat insurance, long-term care insurance, or RV insurance.
Services
First Rate Insurance serves the personal insurance needs of individuals and families in Washington state. Let our agents shop from over 20 companies for your auto insurance, home insurance, umbrella insurance, life insurance, motorcycle insurance, PWC insurance, boat insurance, long-term care insurance, or RV insurance.
Personal Insurance covers a wide array of insurance products from home and auto insurance to ATV insurance policies. A personal insurance policy is important because it protects each of your items individually as specialized products. What Can We Get You A Quote on?
Every option from Commercial Truck Insurance to Auto Insurance and even Motorcycle Insurance! Being an independent agent means that 1st Rate Insurance Plus, Inc. can provide insurance through multiple companies, ensuring great coverage at a great price. Cars are not the only autos we insure, we can also insure commercial vehicles and recreational toys like motorcycles, boats, scooters and RVs! What Can We Get You A Quote on?
Whether you're beginning your search for car insurance, looking for a lower rate or a whole new auto insurance plan, First Rate Insurance Plus is here to help! Our insurance agents use the latest technology to find the best insurance plan for you from over 20 companies. It's possible that our agents could save you hundreds of dollars/year; particularly if you are considering bundling your insurance with a home/renters/condo policy. Our agents work hard to ensure that you and your family get the best rates for your car insurance.
Reviews (14)
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Dan P.
Jun 10, 2022
Tammy Arsenault is my FAVORITE insurance agent! She has been patient, understanding, helpful, prompt and accomplishes everything with a great sense of humor! She also works hard to make sure that I'm paying a fair price for the needed coverage. A pleasure to work with! Thank you Tammy!
William Latraille
May 09, 2022
Carrie Lange has went above and beyond for me. Always looking for the best options with a quick response. Definitely recommend her for your insurance needs!
Emily
Apr 27, 2022
Lynne helped me out with finding a new insurance policy and saving me over 33% on my car and renter's insurance. She was so helpful and professional, I couldn't ask for better service!
Sarah Souffront
Apr 26, 2022
Carrie Lange is my go to for my car insurance! I started driving later in life and Carrie has been the only agent I have worked with. She is flexible and understanding, works with my budget and is very kind! Ask for Carrie if you are new to the roads or need a kinder agent.
Brian Truman
Apr 18, 2022
I have been with First Rate for over a decade. They've always been great to work with. Recently, Lynne Bromley there reached out to me about something my mortgage company had neglected to do, and I was able to get it rectified right away. 10/10 would recommend!
Jesse Kellems
Apr 17, 2022
I have had my insurance through First Rate for years. Started with Auto and then Home and an Umbrella Policy. They have always had my best interest in mind. I have referred several people over the years. I highly recommend them for your insurance needs. They are all great but I have mostly worked with Lynne and she is great!
Mary Beale
Apr 13, 2022
Called to inquire about services and was met with a very rude associate. She had a condescending tone when I was asking questions as a first time user of an insurance broker. Immediately decided I would take my business elsewhere. How you speak to people matters! Would not recommend.
Z. Y.
Apr 11, 2022
I have a great experience with First Rate. I relocated to WA two years ago and have been rely on with First Rate as my one-step insurance related helper since then. Meghan Joseph works as my agent and she is very professional and always proactively helps us with high efficiency and full patience. Now she manages both car and house insurance for us and we feel safer than ever!
Amy Deshaw
Nov 17, 2021
Meghan J patiently and professionally took me through the process of getting just the right insurance and followed through promptly on all of my changes and concerns. An excellent experience.
Dana Wilkie
Oct 28, 2021
I had the pleasure of having Tammy's help when shopping for my latest car insurance. Aside of being super fun to talk to, she was very knowledgeable, found me much better coverage for almost 30% lesser cost than I was paying until now and took care of all things related immediately. I highly recommend this company!
Kevin McQueen
Oct 14, 2021
I received notification that my current Auto and Homeowners insurance policies were being increased by 55% and 27% respectively. I contacted the First Insurance office and within an hour Marcella responded with vastly improved quotes from an alternative insurer which also gave me increased benefits. I received outstanding service from Marcella and she explained to me in a concise, professional manner the benefits and value that I would receive by switching to an alternative insurer.

Once I had agreed to the new proposal it was less than 2 hours later that I received and signed the new insurance documentation to change the coverage. Marcella was extremely responsive to my needs, was very thorough and thoughtful in her comments and made this is a very hassle-free experience. I would recommend her to anyone who is looking for competence, experience and professionalism in an insurance agent.
Fabiana Acosta Fabiyogini
Oct 05, 2021
This company has very talented agents. Ask for MARCELLA and she will help to find the best value for the right insurance you need. She helped me save hundreds of $ this year! I certainly look forward trusting her my insurance needs in many years to come. I'm very grateful!
Melanie Brady
Sep 22, 2021
I have Marcella as my agent and she was great! Very friendly and easy to get along with. She made sure all of my questions I had were answered and found me a better deal on insurance than what I had before!
Nancy Crowder
Sep 01, 2021
Marcella F. is A M A Z I N G! She was able to search all Ins Co of every kind and found us a $250 a month savings. She took the place of the other Rep I was working with and she was able to jump right in and continued as if I was working with her from the get go. I call at least twice a year in search of a better deal, as I had a very unfortunate bad year 2 years ago.

First Rate has never disappointed me. They work very diligently for the customer, and I appreciate it because who has time to do all that searching! Thank you Marcella! Thank you First Rate!