The Flathead Farm Mutual Insurance Company was established in 1907 to understand the requirements of the rural population of Flathead and surrounding counties. Chet Ellingson became director in 1961. At that time there were 779 members. Chet Ellingson retired in 2001. Today's Flathead Farm Mutual insurers over 5300 members in Western Montana.

Contact Details

  City Kalispell, MT
  Zip Code 59901
  Address 24 First Aven E Suite East
  Phone Number (406) 752-7500

From Our Website

The Flathead Farm Mutual Insurance Company was founded back in the 1907 with the aim to meet the specific insurance needs of Montanans. We are a Mutual Insurance Company, owned by its membership - this means we exist to serve the members, not corporate interests. Flathead Farm Mutual exists to provide insurance services truly tailored to the requirements of Montanans. Our offering focuses on two areas: insurance for homeowners and insurance for farms and ranchers. Besides these, we also provide insurance products for mobile homes and rental properties.

Since its establishment in 1907, Flathead Farm Mutual has been growing on a year-to-year basis and currently has over 7000 members. We take pride in providing uniquely tailored insurance services that meet the needs of the people of Montana. From house insurance to ranch and farm insurance, our offering is vast so you can always find something suitable for your situation. Flathead Farm Mutual has the advantage of over hundred years of experience with meeting the unique insurance needs of Montanans.

In order to provide top quality tailored service, Flathead Farm Mutual Insurance Company offers insurance solutions for Montana only. We offer coverage for all type of properties, including farms and ranches, city and rural homes, seasonal dwellings, rental dwellings and mobile homes. At Flathead Farm Mutual Insurance Company, we strive to provide both quality insurance plans and services to meet your every need. We've been around since 1907, so we know the ins and outs of insurance and can handle any insurance challenge that we encounter.

Our Directors and Staff guarantee Flathead Farm Mutual the needed experience and understanding of the insurance industry - their diverse knowledge guides them through the complex issues of our times.

At Flathead Farm Mutual, we work only with homeowners across the state of Montana. This means we have the understanding of local circumstances that other insurance companies don't have and therefore, we can provide you with a uniquely tailored home insurance solution. Many of Montanans appreciate the freedom and cost-effectiveness mobile homes give them. Unfortunately, some insurance companies don't treat them as good as they treat owners of brick and mortar homes. At Flathead Farm Mutual, we take a different approach and offer unique insurance for mobile homes.

At Flathead Farm Mutual Insurance Company, we understand how important it is to have money when an unexpected incident happens. That's why we always strive to processing your claims as quickly as possible and answer all the question you might have to give you the peace of mind you need in the troubling period. All insurance claims are processed through our main office at 24 1st Ave East Suite E, Kalispell, MT 59901, and we have a great staff lead by numerous certified, independent, and experienced adjusters - Pete Yonge who has over 40 years of certified in-house adjusting along with Nicky Hill our claims processor.

The "Farm" in the name of our insurance company isn't there by an accident. Since our establishment in 1907, we have understood the importance of providing comprehensive insurance for farms and ranches as these are incredibly important for the development of our great state of Montana. We understand that there are many different tragedies that can affect the daily routine at your farm or ranch. From natural disasters to harm done by others (theft, vandalism) - all these can interrupt your lifestyle and cause issues that you might have not foreseen.