Garrett Lynch Insurance

Garrett-Lynch Insurance Agency Inc. is a leading Independent Insurance Agency located in the heart of Davis Square in Somerville, MA. Garrett-Lynch Insurance Agency is a family owned business that has been providing quality insurance products and services to our customers in Massachusetts and throughout New England, for over seventy years.

What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.

As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.

Most home insurance policies do not provide protection against the damages that earthquakes can cause. For homeowners in areas that are prone to earthquakes, and even those with a history of quakes-no matter how rare-should consider the benefits of earthquake insurance. With the protection of a traditional home insurance policy, the foundation damage and wall damage caused by an earthquake, as well as the value of any contents that are destroyed, would likely not be covered.Instead, an insured would have to pay out of pocket to repair and replace anything damaged.