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Godwin Insurance Godwin Insurance is an independent agency that has been dedicated to providing North Carolina with the best insurance solutions at the most reasonable prices since 1953. Our knowledgeable and friendly staff, personalized service, and access to a quality portfolio of carefully selected insurance companies and products are what make us your best choice.

As small business owners ourselves, we know how much your business means to you. We can help you protect your building, company assets, your employees and yourself by finding you the right insurance options for your business at the right price.
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Godwin Insurance Agency is a family-owned and operated independent agency, and has been since 1953, when brothers Grover Godwin and Louis Godwin originally established the agency. Shirley Ray, who the brothers had hired in 1970 to be a policy typist, became part-owner upon Grover's retirement in 1986, and then sole owner when Louis retired just four years later.
The representatives at Godwin Insurance are the most organized, prompt and courteous staff at an insurance company I have ever had a relationship with. This is a local insurance agency representing companies that compete and beat national companies with their prices while providing unprecedented customer service.
As an independent insurance agency, we represent a number of different business, health and personal insurance companies. This allows us to offer our clients the best possible selection of insurance products at competitive prices. No matter which types of insurance you have or need, we want to make sure you get the best plan for you.
The health and well-being of our customers and their loved ones is our most important priority. That's why when you work with us your dedicated insurance agent takes the time to explain all of your options, along with providing their professional advice to help you make informed decisions. Your agent is also there for you at any time that you have questions about your policy, or want to discuss changes.
Reviews (13)
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David Morgan
May 14, 2021
I've been using Godwin for a couple of years for my personal needs. Nickie, Karol and the team have been awesome to work with and were able to save me money. I recently needed new business coverage and have been working the Teresa. She took the time to review all needs, potential risks and provided a cost effective plan. I look forward to continuing my relationship with the folks at Godwin for years to come!
John Mitchell
Apr 27, 2020
Godwin Insurance Agency has looked after our Home and Auto Insurance for 18 years, we have had nothing but excellent service, they are in my opinion by far the best Insurance Agency. Five star quality and service.
Gary T.
Apr 02, 2020
Barbara Mahan is a great Agent and I enjoy working with her very much. She is very professional and very efficient in looking out for my insurance coverage. Also, Karol Gilbert is a caring and great Agent to work with.
Mickey McLean
Oct 17, 2019
Excellent and prompt customer service. Karol provided expert advice on my auto and homeowners coverage even though she knew she couldn't provide me with the products I needed at this time. Strongly recommend!
Wesley Anderson
Jun 10, 2019
Godwin Insurance worked with me to help as I moved to North Carolina. They worked to match my coverages to a new policy so I didn't have to do the grunt work. I specifically work with Karol and she's great! I currently have my car and renters insurance through Godwin.
Adam Reilly-Dreas
Jun 02, 2019
Haven't even received a quote yet, but already couldn't be more pleased with my experience. Insurance shopping has never been easier or more satisfying.
Roderick Randolph Rr
Apr 28, 2019
Godwin puts forth extra effort to to understand my business and communicate clearly with the carriers and provide unbiased recommendations, even if it is stay where you are. I called Godwin when my workers comp policy was being reevaluated. I'm a fairly detailed person and found Teresa was even more so. In fact she took the initiative to question my rating category directly with the state.

The state's first response was incorrect at a 10 times higher premium. Godwin knew enough about my business to explain it further, find the legal categories, and get agreement from the state that the lower classification was correct! Saving 90% in premium. In summary, exceptional service, above and beyond!
Des Laffan
Jun 12, 2018
After many years working with one of the big franchise insurance companies and getting very little in the way of personal attention, we decided to trade in our policy number and take back our name. And we're so glad we did! First off, Karol (our representative at Godwin) did a comprehensive review of our coverages and reviewed it with us item by item.

This is something we were told came with our service but I now believe it was probably an algorithm and not a professional looking after us. Karol discovered gaps in our coverage that could have crippled us had certain unfortunate events occurred. At that the end of the day Godwin met or bettered our coverages, filled in the gaps and SAVED US MONEY!

And the entire experience was pleasant and painless. But the thing that makes the Godwin experience so much better than franchise guys or the online guys is that personal touch. The experience is intimate. No call centers. No long waits on hold. Just provide your name when you call and they know who you are. And it doesn't cost more to get this experience. Looking forward to moving our commercial business now.
Jessica Jonczak
Dec 07, 2017
Nickie and Angela are two of the best when it comes to customer service! Godwin has handled my auto, home, and business insurance for 10+ years. The price is very fair and the service is excellent.
Lynne Adams Henson
Sep 15, 2017
Teresa Owens.you're the VERY best! Thank you so much for your kind, sweet, gentle Spirit. Thank you for taking your time to explain everything that I NEEDED to know and then some. I would recommend Godwin Insurance Agency to everyone
Patsy Hawkins
Dec 11, 2016
Kimberly Ferrell has assisted our family through the health insurance maze on three occasions. We are more than grateful for her incredible diligence to provide options for us. Thank you Kimberly.
A. Millikan
Nov 07, 2016
What a relief to have Nickie on my side. Even though this car crash was not mother's fault, Godwin is on our side and has gone out of their way to provide relief and comfort in a timely and friendly manner.
Brandon Price
Jul 05, 2015
Knowledgeable service and very up-front with options. Would recommend for personal and business insurance advice and coverage. Teresa and Carol explained the best routes, even those that might not work within their agency.