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H B Cantrell We are an Independent Insurance Agency, which means we have made our best insurance companies available for your online quick quotes. We're located in Charlotte and serve the states of North Carolina & South Carolina. At H.B. Cantrell & Co, each one of our clients is given a dedicated team of agent advisors that work together to proficiently address all of your concerns.

For over 35 years, we've been building relationships with our clients. In today's marketplace of internet, email, and 800 numbers, we're local to Charlotte and prioritize maintaining personal relationships with our clients.
Services
H.B. Cantrell & Co is an Independent Insurance Agency representing many different companies for your insurance needs. We carefully selected our carriers to provide you with the best level of service, price and coverage. As independent insurance agents, you have the ability to choose the best carrier for your insurance needs.
Our goal is to protect you and your family from those unexpected events by finding the right coverage at an affordable rate. If you need Auto, Home, Umbrella or any other personal insurance coverage, we can tailor a package to fit your individual personal insurance needs. Our number one priority is to protect your family from any unforeseen event that may be a burden to your family in the future. Our Personal Lines staff is here to answer any questions you may have and research the best policy for your needs.
All of the insurance companies we represent provide a wide range of auto insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto insurance in Charlotte, North Carolina, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage.We can help you understand what these terms mean and how much coverage is right for you.
At H.B. Cantrell & Co, we can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft. Some boats or smaller watercraft may even be covered under your current homeowners policy. The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your Charlotte, North Carolina insurance coverage needs. Let one of our experienced agents give you the coverage you need and recommendations to best fit your situation.
Reviews (14)
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Robby Sachs
Apr 26, 2022
It is easy to go online and get insurance. That lizard promises to save you money and for years that was fine. Well, I could have saved a lot more by actually talking to a human which I urge you to do. I needed insurance for a home I was purchasing so I called around. HB Cantrell was the only place I called with a living human answering the phone. Cami is incredible, she increased our coverages and saved us more money on all our policies.

I feel safer and more at ease knowing that I am properly covered for the same cost as cheap, minimal insurance. They could not have made it easier or more clear. Call a human on the phone today and get the coverage you need while savings money. Please ask for Cami.
Jr Glover
Apr 13, 2022
Ask for Traci Suggs! Fast, efficient, thorough, fun, and kind. I called around and her information, quote, and care for my needs and situation was THE BEST.
Taylor Mazur
Jan 17, 2022
Amber has been professional, responsive, and helpful throughout the past two years. I can always trust that she will help me find coverage that provides me with exactly what I need within my price range. Whenever I have questions, Amber is always friendly and knowledgeable.
Alexandra Rhault
Apr 10, 2021
Traci Suggs is the best insurance rep I have ever come across. I am a young adult, so there is plenty of opportunity for me to miss important things I should know or look for when shopping for insurance. She helped me to get amazing coverages for my new home and car, at unbelievably reasonable premiums. She even helped me realize my existing auto policy did not include coverages that could cost me thousands of dollars should an accident occur, and recommended adding in a few things to protect me in the future. I am so thankful to her and will continue using her as a resource and referring her to my friends and family. Thank you Traci!
C. Matthews
Mar 07, 2021
Traci Suggs at HB Cantrell is amazing. She responded very quickly, knew all the right questions to ask about our insurance needs, and was open and honest about all our options. We saved so much money, with much better coverage, based on Traci's recommendations. We couldn't be happier with her service and results. We highly recommend her!
Stephen Dickson
Mar 03, 2021
Just joined H.B. Cantrell & Co and I am very impressed so far. My agent Cami has been great -- she made the whole process easy and quick, and I'm saving a good bit of money for more coverage than I had before (auto and renters'). She has been very responsive and helpful in pointing out all the details of each policy. I think this company is the best option, at least for my situation.
Lance Oglesby
Mar 02, 2021
Super Traci is by far the most amazing insurance agent we have worked with. In addition to finding us great home and auto rates, Traci was very helpful in providing coverage advice and made our transition from a large well known provider seamless. Traci's down to earth demeanor made the process very unintimidating and she went out of her way to explain all the nuances associated with our property coverage. I highly recommend Traci (and team) to anyone looking for both great rates and amazing customer service.
Kimberly Barrett
Feb 27, 2021
I love Traci Suggs she has helped me so much over the years. She has found the best deals for me and I will never trust anyone else to help me with insurance weather it be homeowners insurance or car insurance. She is my insurance momma and by far the BEST one you could ever have. I would recommend her to anyone.
Garrett Lunking
Feb 25, 2021
I had the pleasure of working with Traci Suggs, who is a phenomenal business partner. She responds swiftly, helps me stay organized with documents, and is extremely personable. H B Cantrell is a great agency that made optimizing insurance policies a painless experience.
Derek Henson
Feb 24, 2021
I don't know about the company as a whole, but what I can tell you is that you should definitely work with this company so you can work with Traci Suggs. She not only was extremely knowledgeable, resourceful, very responsive.but she knew this was my first home buying experience and she treated me as such. On multiple occasions she took time out of her day to pretty much "hold my hand" as she walked me through the process, different options, and detailed explanations of all aspects of the coverage. I will definitely be using Tracy for my insurance needs again.
Cole Edwards
Feb 20, 2021
Working with Traci Suggs at HB Cantrell really made the process of switching insurance providers, while adding new coverage, easy for a first time homeowner. Traci was super quick to respond, even calling me to talk over the phone to make sure we were both on the same page. Traci was very helpful, personable, and honest when discussing my needs in selecting the right insurance plan for me and my family.
Tayler Victoria
Feb 16, 2021
I was recommended to Traci by my lender when purchasing my first home and I don't think I will ever talk to anyone else about insurance again! Traci was AMAZING and so helpful as a first time homebuyer. She was able to offer me home and auto insurance that gave me more protection and cost less than what I was currently paying. She was very transparent, thorough, and made sure I understood everything along the way. She really went above and beyond. If you want someone who's looking out for you give HB Cantrell a call and ask for Traci!
Leigh Bryant
Apr 06, 2020
I have had the pleasure of working with Traci Suggs for several years as my own insurance guru! She is patient, thorough, communicative and she really cares deeply about her clients. I use her for my personal home and car insurance and I also refer her to every single one of my real estate clients as well. It is such a value add and customer service element for my business to be able to suggest a simple phone call that can save my clients money on their insurance costs. Highly, highly recommend Traci!
Will G.
Nov 29, 2017
Great staff with friendly customer service. The owner was especially helpful with my business and general liability policies. Provided a lot of insight and saved me several hundred dollars. Would highly recommend.