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Homer Smith Insurance Learn about the advantages of Business Owner Policies with this highly educational and fun animated video. We are an independent firm dedicated to assisting clients with their most significant insurance needs. We offer multiple insurance products, coupled with unbiased advice and recommendations. Our utmost goal is to provide customized strategies that can grow with clients throughout the many milestones of life. We take pride in knowing we have helped young professionals, growing families, and retirees protect their dreams.
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They are connected with modern technology and we work together to take care of all of our Homer Smith Insurance customers. Please see what others are saying about our service and feel free to leave a review yourself. We'd love to hear from you! One-size-fits-all doesn't apply when it comes to insurance, which is why every client gets our undivided attention.
Homer Smith Insurance was founded by Homer Smith Jr. in 1950. He remained active in the business until 1999. Homer Smith III returned to the agency in 1983, and has continued the tradition of providing competitive pricing with outstanding personal service. We recognize that being a part of a rural community, we must find products to fit each of our customers' unique needs.
Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that's designed to address your unique situation. The world can be an unpredictable place. Our commitment is to utilize all our resources to help you pursue your goals and help you keep those who matter most, safe. We believe in thinking "out of the box, " and we are not afraid to challenge conventional wisdom in our approach to insurance and protection.
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you. There's no such thing as a one-size-fits-all insurance policy when it comes to your automobile. Keep in mind that you can't buy insurance after you have an accident.
Reviews (8)
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Norton Couron
Dec 05, 2021
Upon recommendations from others we know in PT when we moved to PT 6 years ago, we went to Homer Smith and met with Ryan to get our home and auto insurance. It has been an excellent experience from the beginning - always responsive and very professional. We have recommended Homer Smith to other family members and they have switched to Homer Smith and all have found Homer Smith to be an excellent insurance provider. We are retired and have have many insurance experiences over the years. But Ryan, you are the best. Thank for your great service.
A. Tipsy Gypsy Life
Dec 05, 2021
Homer Smith Insurance has been there for me through a few different needs. They are quick to respond, have always found me fair deals, and have coverage for different needs other agencies didn't have the capability to do. Ryan is awesome.
John Maiden
Mar 26, 2020
Very professional. The whole staff always goes the extra mile. The staff worked hard to make sure I had the best coverage for the lowest price.
Kathleen H.
Jan 29, 2019
This review is for Maggie Merritt (in the Port Townsend branch of Homer Smith Insurance) who, I must say, might be the most patient person in Jefferson County. We have Safeco insurance on multiple rentals, our home, two vehicles. Plus an umbrella policy. Over the past 18 months, we have been selling the rentals and she has unfailingly sent us the correct form to cancel our policy and promptly processed it. Ditto auto insurance.

At one point, I wanted to see if we could get better coverage and contacted State Farm, Allstate, etc. through other agencies. That's where Maggie's service really shone. Responsive, accurate. We stayed with Safeco. Last year we moved into one of our rentals and sold our old residence, requiring a policy to be changed from landlord to homeowner. I, a genuine insurance dummy, got confused about all the refunds and Bal Due statements. Maggie hung in there and patiently explained what she had to do to align all our policy terms to end on the same date, again to help this dense policyholder. We've had contact with other agents at the PT office but Maggie is the one to help you. Highly recommend her!
Cat M.
Sep 13, 2018
We called and asked about a product. The first time, she promised to call back in a few, it took her 5 days to call back. The woman who worked there came back with an outrageous quote. When we stated that we were looking for just a specific product and did not want to pay more than our home insurance for just that. She promised to call back, and then nothing. Just like the rest of the work ethic (or lack there of) in this town. Unless you are being gouged, for almost nothing, dont expect anything positive from these people.
Larry Browning
May 15, 2018
I have happily doing business with Homer Smith Insurance for well over 30 years and I have enjoyed the great treatment and advice that Homer and his polite and helpful staff have given me and my family that I have never gone to another insurance company for quotes on my businesses, cars, trucks, my home, or my boats. This is my genuine and honest review of Pt Townsend's best insurance company.but how would I really know? because I have only been doing business with them, Sincerely Larry Browning
Brenda Berndt
Jun 01, 2017
Homer Smith Insurance has provided me with professional, courteous service for several years. My agent provides me with updates and savings options before my yearly renewal and has earned my trust by always being aware of my account status. I couldn't ask for anything better. Thank you.
Christopher H.
Dec 17, 2016
Offer good product but Joan has horrible customer service. She has an arrogance about her that is off putting. Because of her poor communication style we have selected another insurance agency to conduct business with. The product and pricing were good but not good enough to have to deal with Joan.