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Hutt Insurance is a multi-line insurance agency, providing personalized insurance coverage for families and businesses. We serve clients in Panama City and throughout the State of Florida. Our services include Auto Insurance, Home Insurance and Business Insurance. Just had a great experience on their customer service side. Talked to Katie and she was great.

She promised to call me back and she did with how we could solve problem. I asked if I could get confirmation and she called back that she had sent what I needed by email for my records.
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Hutt Insurance Agency was founded by John Hutt, Sr. and Jean Owens in 1961. Our first office, in downtown Panama City, FL, had no front window, and "Miss Jean" simply rolled down the blinds at the close of day. They knew everyone in town, and most business was conducted at the local gathering spot, the Seven Seas restaurant.
You need to have proof of car insurance if you drive a vehicle in Panama City, Bay County, FL. Residents of Panama City, Bay County, FL have many choices when it comes to getting car insurance, but no one compares to Hutt Insurancey when it comes to the right balance of competitive rates, great service, and ultimate convenience in an auto insurance policy.
To an ATV rider, there might be nothing quite like taking a ride out in some sand dunes out in the middle of the desert, or blazing through the trees in the forest. Whatever the activity, there's no denying that riding an all-terrain vehicle is fun. However, it can also be risky. With a good variety of coverage types available, you should be able to work with an ATV insurance provider to create a policy that can provide you with maximum protection.There are multiple types of coverages available that you can choose from to create a comprehensive ATV insurance policy.
While cruising the water in your boat, the last thing you want to worry about is insurance. Contact us and let us take care of you. Then go back to fishing, sunbathing, or just relaxing on those cool, clear waters. We have a policy for most types of boats including bass boats, cruisers, fishing boats, pontoons, runabouts, sailboats, catamarans and utility boats.
Reviews (9)
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Rick Wilkes
Jun 04, 2022
Just had a great experience on their customer service side. Talked to Katie and she was great. She promised to call me back and she did with how we could solve problem. I asked if I could get confirmation and she called back that she had sent what I needed by email for my records. It was so good to experience that kind of service again.
Vernon Bush
May 18, 2022
Sad that service seems to have gone down. Wrote on Mon 2 May that we would like to come in and discuss new insurance options. No response. Wrote again on Thur 5 May. By Mon May 9th still no response. Wrote to agent again on 10 May and info@Hutt (just in case agent was no longer there). Got a response back the same day and replied we'd like to come in and discuss options (was hoping to arrange time since agent stated she was out a lot in 10 May response).

As of Fri 20 May still had not received a reply. First thought was is this what its going to be like when I need them like in another hurricane? Cancelled insurance and went with KIN which was a very responsive company having high customer reviews which to me is important. I suspect that they need to hire help in the Hutt office. Seems like they have just gotten too busy to provide satisfactory customer service
Rebecca Sullivan
Mar 27, 2022
Trey really knows the insurance business and truly cares about our community. He helped me understand my hurricane Michael claims and he wasn't even my agent. I highly recommend him.
Shelby Cornelius
Jan 07, 2022
It was very helpful in helping me find the information I was looking for!
Kathryn Bush
Jun 04, 2020
Hutt Insurance has their finger on the pulse in our community! They stay involved, and really want to help!
Trysh Sutton
May 14, 2019
As have many since Hurricane Michael, I have come to rely on the knowledge, professionalism and sincere dedication of Trey and his Agency.
Tina Menna
Apr 05, 2019
Great staff! They were so helpful to me after the hurricanw. I was very impressed, they helped me with my claim, answering all my questions. They have been available anytime I have called. So glad they are my insurance company.
Rusty English
Nov 30, 2018
Trey Hutt is a very good guy. His office staff is congenial and helpful. They are available to serve your insurance needs with 5 star service.
Kelly Wa
Oct 30, 2015
I've been doing business here for many years and always found the team to be very knowledgeable, honest and straightforward. They are always courteous and I love that a real person answers the phone! I highly recommend this business.