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You want a team of dedicated insurance professionals that aggressively markets your Minnesota business insurance. Quotes from top-rated carriers and excellent communication. Your time is precious; let us quote multiple top-rated insurance carriers for you. We work with many big-name companies like Progressive, AAA, Travelers, Cincinnati, AM Trust & Auto-Owners. Small insurance companies like North Star Mutual, RAM, Main Street America, Employers, Acuity, Society Insurance, Grand River Insurance & Western National Mutual Insurance.
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Insuring Minnesota's roots reach back to 1982, growing into a full-service independent insurance agency reflecting small businesses and individuals' needs throughout the metro and greater Minnesota. Like a great chef, using the best ingredients and teamwork, and through years of training and experience, Insuring Minnesota has brought together over 40 premier companies with cutting-edge technology for quotes and services.
Commercial liability insurance in Minnesota also goes by the name commercial general liability and business liability insurance. They protect Minnesota business owners from expenses and financial losses related to business operations. Covering bodily injury, property damage claims, personal injury, advertising injury, and lawsuits.
When your liquor sales exceed 30% of your gross sales, insurance becomes more expensive and more difficult to find. Not anymore! We have several programs that cater to businesses like yours. Alcohol sales of 35%, 50%, 75% even 100% is ok. More than most bar insurance agencies in Minnesota, we offer solutions specific to your unique needs.
Minnesota's surety bond is an agreement between three different entities, the principal, surety, and obligee. The principle is the business or individual. The surety is the bonding company. The obligee is a city, state, or government in most cases. A bond is a risk transfer device, believe it or not; they have been around since 2750 BC.
Reviews (12)
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Wendy Haney
Jun 14, 2022
I can't recommend this company more. They have been there to meet every insurance request I have made and as small business owner, this has been A LOT of requests. They are so friendly and easy to work with. They are very patient when I have questions and just great to work with!
Philip Campbell
Jun 12, 2022
I spent 2 weeks shopping around insurance co. looking for agents that understood a specialized Workman's Comp. package that I needed for my LLC. These guys totally get me, and my need. Appreciate the business keep it up. I'm sending others your way.
R. Ronchak
Apr 27, 2022
Rick McIntosh has been a tremendous help through the process. He has made it simplified and streamlined. He gets the work done quick and is always very friendly. Highly recommend his service
Aaron Dammen
Feb 21, 2022
This is a great company! Don't hesitate to do business with Rick and his team.
John Parker
Feb 19, 2022
It is nice to know that I can always count on Rick and his crew! Today Rick got me the perfect insurance I needed for my new dump truck and Cory took excellent care of my classic car insurance. The knowledge, experience and customer service is second to none with Insuring Minnesota. Thank you, John Parker
Mike Pierson
Jan 14, 2022
I have worked with ensuring Minnesota out of Lakeville for many years and they have always done a good job for me. Their rates are very reasonable and their service is great. I have used Rick and Cory most recently. I have referred friends to them and they were able to save them money on their rates.
Larry Christian
Jan 11, 2022
We have only been with Miller-Hartwig for a few years, while our daughter and her husband have been with them for 20-25 years. AWESOME folks. Have made our lives so much easier with their knowledge and experience. Will highly recommend these folks to any and all who ask. Thank you.
Zach Perkl
Oct 14, 2021
Rick is fanstastic. He got me set up with a general liability policy when I was starting my construction business. He was very helpful when I was navigating the state insurance requirements and trying to figure out what would protect my business best. He also saved me money and got me more coverage on my commercial auto policy compared to what I was paying. Highly reccomend for any general contractors or the like.
Robert Marks
Aug 07, 2021
I signed up with Rich 5 or 6 months ago, he answered every question never rushed me really professional and quick to answer emails, Ashley has also been doing a fine job also with C.O.I.'s for the most part I usually get them in less then an hour 90% of the time, pricing is pretty good to, was a goof ups on a C.O.I.'s but they was quick to correct it set me back a little but it happens. over all I'm pleased with there services and don't see me switching anytime soon!
Richard Snyder
Aug 06, 2021
I have checked out many different places and got quotes from all of them. I am a Veteran and even tried those sites that say they work for Veterans and none of them even came close to what Insuring Minnesota did. Here is what impressed me: 1 - my call was returned quickly 2 - after taking my information I got a quote the same day 3 - INSURING MINNESOTA SAVED ME $400 A YEAR ON MY INSURANCE PLUS I didn't get a million emails and phone calls from every agent in the world.! I highly recommend giving them a call it is definitely worth it.
Mike P.
Dec 30, 2019
I have been using Rick and Insuring Minnesota for many years and have always had a good experience. They have been timely in taking care of the insurance situations and I would highly recommend them for your insurance needs. Also their prices have been among the best. Good price and good service.
Corey M.
Jun 20, 2018
Hello, my name is Corey McIntosh and I handle the personal auto and home insurance for Insuring Minnesota. I'm going to give Insuring Minnesota 5 stars. Why am I rating the business I work for? Because I love my job, the customers and the people I work with each day. Thank you everyone for your support and if you need some advice or would like to compare rates, securing an insurance quote is easy. Just call 952-469-0425 or visit us online at www.insuringminnesota.com. Gather your information and enter it online, securely, on your time. We will be talking to you soon.