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Are you searching for the right insurance for your vehicles and a company that is more interested in protecting your family than their bottom line? It's long been the American Dream to own a home. Many people work hard each day in the hopes of attaining that goal. Once they have reached it they take pride in their accomplishment and make their home a beautiful oasis for themselves and their family.

Memorial Day is right around the corner and we all know what that means! It is finally the start of summer (mostly) and time for road trips to your favorite places to visit.
Services
The word "family" is often used to describe the John Scott Insurance Agency in many ways. It is used to describe John Scott's vision in 1960 when he set out to provide local residents with economical insurance coverage in downtown Dowagiac, Michigan. That's why we pledge to provide you the best customer experience you'll find anywhere!
Proper protection for you, your family, and the assets you work so hard to earn are the reason our agency exists. Whether you are looking to cover damage while parked, from an uninsured driver, replacing a cracked windshield, or appropriate liability limits, you can rely on our knowledge and expertise to coordinate your insurance protection program.
At John Scott Insurance we recognize that our High Value Clients have different needs and we do our best to fulfill those. Our business philosophy is simple - Protection Of The Things That Matter Most, and provide an Ease Of Doing Business. This is where we do things differently than most. You will be provided a licensed agent designated as your Personal Risk Manager. They will roll up their sleeves and guide you through the complex maze of the insurance industry so that your coverages are accurate and up to date.
Although we enjoy talking to you, we know you are busy. Therefore, you can request changes to your policy 24 hours a day, 7 days per week, 365 days a year. You will usually receive a copy of an endorsement to you policy within 10 days, but don't worry if it takes a little longer. If you have any questions about adding or changing coverage, please contact us at 269-782-2123.
Reviews (10)
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Jared Welsh
May 28, 2022
Holy smokes- Nikki at JSI is the most efficient and effective insurance agent I have worked with to-date. She is very honest and realistic. She was able to reduce my monthly premium and increase my coverage on both my auto + home policies. The real question is, why are YOU not working with her yet folks?! Great lady, wonderful agent, 10/10.
Mike Kachur
Dec 19, 2021
Matt Kidwell Helps us with our Commercial account. After 31 years of dealing with insurance agents. He is the best in the Business that i have ever dealt with. We have had John Scott Insurance for almost ten years.
Ashley Lyn
Jul 27, 2021
So far so good! They found me cheaper insurance than what I was paying (over a hundred dollars cheaper). The staff was very friendly when I spoke to them. I was leery because I never heard of them, but I looked at the reviews on google & now I have my proof of insurance. They are legit. With such a huge drop in price from my previous insurance, I wasn't sure what to expect.
Jennifer Dickson
Jun 17, 2021
I switched to John Scott Insurance and my coverage is better, my rates are lower and my customer service is better than I could ever hope for! Nikki goes above and beyond every single time I ask her for help either changing my policies or understanding my policies or even just the insurance world in general. I highly recommend giving them your business! You will not be disappointed!
Dare Soley
May 10, 2021
My husband and I had a very good experience with Bailey regarding the forthcoming State of Michigan PIP changes. She was very personable and professional in explaining our options. and assisting us in making our final selections for coverage. Would highly recommend John Scott Insurance and Bailey without reservation.
Jill James-Laudeman
Jan 12, 2021
Having an insurance carrier that takes the time and energy to make sure I am totally covered in today's marketplace is a true rarity. Amy took the time by reviewing all of my policies and found out that my current carrier did not have me covered fully on my home. Now, Amy has all of my business and I am now fully covered. Katie is also a joy to work with. I highly recommend you give John Scott Insurance a chance at earning your business. You won't be disappointed. Thank you for taking such good care of myself and my family!
Amanda Nichols
Nov 21, 2020
We are extremely pleased with the excellent level of customer service, responsiveness and professionalism of the John Scott agency. We love working with Nikki Reed; she always goes above and beyond to take care of all of our insurance needs!
Mary Stevens
Apr 21, 2020
Matt Kidwell has provided us with exceptional service for our business and personal insurance needs. We even left for a year and came back the next because of how we were treated and would highly recommend John Scott Insurance! Keep up the excellent work!
Ronald Oatsvall
Apr 18, 2020
Matt has always been very professional and patient with any of our questions or concerns. He is always willing to take the time to explain any areas of concerns to make sure we fully understand and get the best coverage we need to protect our home and business. I highly recommend John Scott Insurance.
John Scholten
Dec 02, 2019
We really enjoy working with John Scott Insurance. They really take care of us and make insurance easy. They're extremely knowledgeable, and usually have the answer to your question as soon as it is asked. We use them for several different insurance products/policies and it is a breeze!