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Since issuing its 1st policy in 1987, Lawyers Mutual has stayed true to its fundamental mission of assuring that Kentucky lawyers have available liability insurance at competitive prices, delivering outstanding claims service, and supporting the Kentucky Bar with risk management information and CLE programs featuring ethics and malpractice prevention themes.
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Our Core Values are the cornerstone of who we are. We are motivated by the people we serve and our values are rooted in how we can best serve you. I'm most proud of Lawyers Mutual when we are able to come up with a creative resolution to an incident, claim, or lawsuit. It is a joy to see the peace of mind that a resolution brings to our insureds.
Our board is comprised of practicing Kentucky attorneys: 14 elected by policyholders, as well as the President, President-Elect, and Immediate Past President of the Kentucky Bar Association, and an appointed member of the Young Lawyer Division of the Kentucky Bar Association. Our board members average over twenty years of experience in the practice of law, and includes plaintiff's counsel, members of the defense bar, rural practitioners, and partners in small and medium-size law firms.They hail from all parts of Kentucky, with one or more members representing the interests of attorneys in each Supreme Court District.
Lawyers Mutual offers a claims-made and reported policy, which is now the most common policy form for professional liability insurance. This policy requires that a claim be first made against the insured attorney and reported to the insurance company within the policy period. With a claims-made and reported policy, two conditions must be met to trigger coverage.
Please note Lawyers Mutual Insurance Company of Kentucky offers a claims-made policy for professional liability insurance. A claim made policy applies only to claims first made during the policy period or any extended reporting period. The limit of liability available to pay damages will be reduced and may be exhausted by claims expenses and claims expenses will be applied against the deductible amount. For a lawyer admitted to the bar within the past year who is looking for professional liability insurance.
Lawyers Mutual is dedicated to malpractice reduction by education and provides continuing legal education for lawyers and legal professionals focused on ethics and risk management. Courtney Risk, Angela Logan Edwards or Jane Broadwater Long will present the program for any local bar or group of Kentucky lawyers at no cost.
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