Experience With more than 40 years in business in Southwest Florida, our only mission is to protect you. Let us show you the power of personal service. With more than 40 years in business in Southwest Florida, our only mission is to protect you. Talk to one of our agents today to review your existing insurance plan or develop a new one. Let our agents navigate the confusion and shop our auto insurance companies to find you the best production.Complete coverage at affordable rates! Since Frank Lott began writing homeowners insurance policies in Fort Myers in 1956, we've learned quite a bit about how to mange the unique challenges faced by Southwest Floridians - as well as what our Lee County community demands when it comes to the value of peace of mind.
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Our only mission is to raise the bar from every past insurance expirience you've ever had by giving you the best coverage, for the best price and with the best service. We're excited you're here and want yo to discover and experience the benefits of a diverse team with differing educational interests, experiences, and strategies through the power of professional and personal service.
Our reasons for becoming insurance professionals are deeply personal. We repeatedly saw friends and family struggling to find the coverage they needed and we are confident that with our understanding of the insurance space, we can help people better prepare for the future. After almost 40 years in the business, Lott & Gaylor has developed a reputation for educating individuals in an easy-to-understand manner, so they can easily grasp personal insurance concepts.Above all else, we feel a commitment to our Southwest Florida community.
Many people never read or attempt to understand their insurance policy until after disaster strikes. Working with an agency that will help you understand your risk and make recommendations is crucial, and with rising rates and dwindling availability it's more important than ever. Finding the right Fort Myers or Cape Coral insurance agent that will work with you and help shop for affordable home insurance with the proper coverages can be a daunting task.Lott & Gaylor's home and insurance products offer our customers protection for their dwellings and personal possessions, along with personal liability coverages.
A Condominium Unit Owners insurance policy picks up coverage for a unit where the condominium association master policy leaves off. An association typically insures the building and other common areas. As a condo unit owner, you are responsible for the interior of your individual unit. Every association's insurance policy is different regarding what each unit owner is responsible for, so it is important to review your association master policy and condo by-laws carefully.Lott & Gaylor has provided Condo Insurance to individuals and families in Fort Myers, Cape Coral, Naples and all of Southwest Florida for over three decades.
Reviews (21)
Mike M.
May 28, 2022
Isabelle Desaulniers
Apr 10, 2022
James Folden
Mar 27, 2022
Joe Curley
Mar 10, 2022
My experience with Lott & Gaylor was to replace my current Homeowners Policy. All of my contacts were with Megan Duchene. Megan was very professional and personable in all respects. She made my choices easy to understand and she explained what I needed to know in order to make the best decisions. I recommend Megan and Lott & Taylor to everyone.
Betty Barrow
Feb 07, 2022
Cindy McCullough
Feb 05, 2022
Megan at Lott and Gaynor Was so helpful in helping me understand homeowner insurance and policy differences as well as helping me compare "apples to apples" in policies. This agency truly excelled in customer service! This is something RARE these days as most companies don't even have someone answering the phone. I would give 10 stars if it was available just because of their customer service this is a top-notch insurance agency with a total commitment to their customers
Scott Lawrence
Jan 05, 2022
Lou Macri
Dec 11, 2021
Megan Duchene, an agent at Lott and Gaylord insurance, was extremely professional and responsive to my request for Home Owners and Flood insurance. Megan quickly determined my insurance needs and requirements, sent me a quote and provided a great quality policy that was within my budget expectations. Thanks Megan!
Donna
Oct 03, 2021
I contacted several insurance companies for a quote for our condo insurance. I spoke with Megan D. at Lott and Gaylor Insurance and she was wonderful. She was very friendly and sent me a quote within an hour. She was amazing to work with and I highly recommend Megan and Lott and Gaylor Insurance! You won't regret it.
Jay OConnor
Sep 25, 2021
Scott Hawkins
Sep 22, 2021
Mitch Schwenke
Sep 01, 2021
I have been doing business with Lott & Gaylor going on 20 years and due to the professionalism and personal service I don't feel the need to shop around. Having started with Phil Gaylor in the beginning and communicating with Monica, Dawn and most recently Peter, I still feel that way. They always look out after my best interests. which is what a businessman would like and hopefully expect in their relationship in the insurance world. Give em a call!
Shawn Patterson
Sep 01, 2021
I worked with Megan D after a whirlwind of a home buying experience. She was so responsive and helpful. Megan went above and beyond to help us. I ask a lot of questions, and Megan was so patient and willing to explain things. I did my due diligence and checked out a number of other home insurance providers, but they could not compare to Lott & Gaylor.
Linda Hajdamacha
Aug 26, 2021
I have been working with Lott & Gaylor since 2006 for my commercial liability, commercial auto, homeowners and personal auto insurance. Now my daughter is also insuring her home and auto with them. They respond immediately to my questions and concerns. I would not dream of going elsewhere. Very friendly, professional and efficient!
Anna Withrow
Aug 20, 2021
Paula Biggs
Aug 18, 2021
Kevin Gould
Aug 17, 2021
Bill Meo
Jan 31, 2021
We recently purchased a property in Florida and contacted Lott & Gaylor regarding insurance options. Katrina fielded our initial inquiry and handled the screening process in a very efficient and professional manner. Megan took responsibility for providing the details of insurance options and preparing the final proposal. Megan's straight-forward approach and timely follow-up were critical to our decision to select Lott & Gaylor for our needs.
In addition, this team answers the phone with very personal service. Responsiveness is key when working with an insurance provider. Once we chose Lott & Gaylor, we received a terrific call from David Maxwell, the President of the firm. This call validated our decision to work with this firm that provides personal service to clients.
In addition, this team answers the phone with very personal service. Responsiveness is key when working with an insurance provider. Once we chose Lott & Gaylor, we received a terrific call from David Maxwell, the President of the firm. This call validated our decision to work with this firm that provides personal service to clients.
Melissa Roque
Jan 18, 2019
Andrea Stanley Gately
Dec 04, 2018
Clay W. Taylor
Nov 13, 2018
