When you need to choose an insurance agency, you can depend on the experienced staff at Lud Stoor Agency Inc and Miners State Insurance Agency to manage all your insurance needs. We are an independent agency dedicated to finding you the best protection plans from our wide variety of insurance companies. From your home and car to your business and health, we can get the right coverage for your budget and your needs. We have been serving clients in the Upper Peninsula of Michigan for over 60 years as a family and locally owned agency.
Services
A policy with state mandatory coverage only includes bodily injury, property damage, property protection, and personal injury protection coverage. A policy with state mandatory coverage and physical damage includes these coverages along with collision and comprehensive. We have over 60 years of experience.
The following coverage definitions should help you understand your homeowners insurance policy, but be sure to consult your insurance company representative to assure that you have the right coverage for your needs. The dollar amount carried to cover your home and any structures attached directly to it.
While the homeowners and personal auto policy provide sufficient personal protection for most losses, substantial claims sometimes require an additional layer of protection. The additional protection is found in a Personal Umbrella Policy. Because Personal Umbrella Policies are designed to provide additional coverage, insurance companies require certain primary or underlying coverages with at least a specific minimum limit of liability. Peace of Mind - Unfortunately, society is extremely litigious.
The Auto Club Group (ACG) is a Dearborn, Michigan-based holding company comprised of six Midwestern AAA clubs serving members in eight states. In addition, we own and operate The Auto Club Insurance Association, providing auto and home insurance to approximately 800,000 policyholders across the ACG territory.
Reviews (1)
Glenn Avena
Dec 14, 2020
