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Mainline Insurance Services Mainline Insurance is the premier hub for business insurance management in Chula Vista. Our brokers are licensed, experienced, and educated SPECIFICALLY in the business insurance realm. We save you time and money by finding the right coverage to protect you and your company at a price that fits your budget. My experience with Mainline Insurance has been nothing less than phenomenal!

Our company has nothing to worry about regarding feeling covered as we go out and service our community daily because Mainline Insurance truly does take care of us! Thanks Mainline for your professionalism, integrity, fairness, and showmanship in everything that you do!
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Mainline Insurance is an independent insurance agency that specializes in finding affordable insurance for contractors and small businesses. We are located in beautiful San Diego, California and have been serving businesses in California, Florida and Texas since 2006. We offer every line of insurance for businesses, including General Liability, Commercial Auto, Worker Compensation and Construction Bonds, just to name a few. At Mainline Insurance, we provide you with at least four formal insurance quotes for you to choose from.
General liability insurance in California is probably the most important, yet overlooked insurance policy your business can invest in. It protects a business against the risk of accidents like bodily injury and property damage that happen to a third party. If you don't have it and something happens while you're on the job, one big claim could cost enough to put you out of work.
Having proper workers' compensation coverage is more than just a cost of doing business. When considered as part of a comprehensive workplace safety program, it is a strategic investment in a business's most important asset - its employees. Vocational rehabilitation - if your worker needs ongoing care to help them get back to work.
Commercial auto insurance helps cover the costs of an auto accident if you or an employee is at fault. This coverage can help pay for damaged property and medical expenses. You pull out of a construction site and swipe another subcontractor that is parked on the site. Your employee is involved in an accident while you sent them out for coffee.
Reviews (13)
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Torres Pro Roofing
Oct 15, 2021
Ralph was great in getting us a good workers compensation quote. Huge shoutout to him! I recommend mainline insurance to anyone looking for any type of insurance.
Tony G.
Jan 07, 2021
This insurance company has helped me and my clients, they are Plumbing Insurance Experts and specialize in helping plumbing business owners get the correct insurance, Ralph and Michael are the 2 gentlemen then I have worked with, I would not recommend another insurance company! This insurance company will take good care of you and anyone else you recommend
Hey Andy
Jan 03, 2020
I used Mainline Insurance for our company's general liability and workers comp. They were super clear in what my options were, what the costs would be, and they were available whenever I had questions. They even helped me understand how to navigate the world of coverage amounts when we moved physical locations that also had shared space with others who weren't part of our organization. All in all, it was exactly what I hoped for and will continue using them!
Michael Cabradilla & Family
Oct 06, 2019
Mainline Insurance is INCREDIBLE. We have had our business insurance with Ralph from Mainline Insurance for years now. Ralph and his team are reliable, honest and have great customer service. His team really knows how to get the best deals, properly insure businesses and be a trusted advisor for you and your business, for life! Ralph and his team are very connected and respected within the community and are very well rounded. Mainline Insurance truly invests in their staff and is focused on developing great relationships and building strong community leaders.

With that being said, those are a few of the reasons why I recommend Mainline Insurance for your Worker's Compensation Insurance and all of your Commercial Insurance needs. Ralph and his team are the BEST Commercial Insurance Brokerage in Chula Vista and San Diego County.
Imagine Giant
Sep 26, 2019
Mainline makes us feel like we're priority. Always ready to answer any questions big or small. The way the team communicates and goes over policy makes the process as smooth as can be.
Phillip Morgan
Jul 14, 2019
My experience with Mainline Insurance has been nothing less than phenomenal! Our company has nothing to worry about regarding feeling covered as we go out and service our community daily because mainline insurance truly does take care of us! Thanks Mainline for your professionalism, integrity, fairness, and showmanship in everything that you do!
Stuart Mellman
Jun 26, 2019
Ralph at Mainline Insurance Services is my go-to person for all of my business insurance needs including workers compensation. He is very knowledgeable and passionate about his business. Ralph has saved countless customers thousands of dollars over the competition. Do not hesitate to use this company.
Aaron Davitian
Jun 05, 2019
Mainline is my absolute last stop for insurance. They consistently balance my concern with cost, and the appropriate level of coverage so that I don't find myself in a situation outside of my coverage. It's about letting me know what's possible, not just trying to tell me what you think I want to hear. I send everyone here, and have confidence and confirmation they have all been well taken care of.
Ricardo Villa
Apr 30, 2019
Ralph Rivera at Mainline Insurance s an amazing business professional that truly works in the best interest of his clients. He does more than just get them the insurance to protect their most valuable assets. He finds ways to so that they can grow and prosper.
Garry Bowman
Apr 17, 2019
I went to Mainline Insurance when my other workers comp carrier increased my annual premium dramatically. Ramses was able to reduce it in half. They provide great service.
Dan Vargas
Dec 15, 2018
Ramses has been helping me with all my insurance needs since my business first began in 2010/2011. Always found the best policy to suit my needs from when I had zero employees to 10. Honest, straightforward and direct when he has to be. He has guided me through the good and bad in the insurance world so I haven't had to learn as I go. Thanks Ramses
Miguel Contreras
Nov 06, 2018
Phenomenal organization with top notch customer service--extremely responsive and attentive! I've obtained my workers comp and general liability thru mainline and they've beaten every quote I've received from other insurance agencies /brokers. They are proactive and assertive in hunting for the best cost and coverage.
Kenneth Alexander
Oct 18, 2017
Mainline Insurance guys are great! They not only saved our company money by helping us understand the best insurance plans, they are also super easy to work with. We shopped the big insurance companies but is so much nicer to deal with an actual person close to home.