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Martin & Zerfoss Martin & Zerfoss is your Risk Management, Insurance and Bonds Agency serving Nashville and throughout Tennessee. We specialize in Brewery & Distillery Insurance, Charter School Insurance, Church Insurance, Commercial Bank Insurance, Affluent Personal Lines Insurance, Personal Lines Insurance, Employee Benefits & HR Consulting and Non-Profit Insurance.

Have you ever wondered where people go when they want someone to trust in the insurance business? We take pride in the fact that after 40 years we have developed a long list of trusted clients that won't go anywhere else.
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One of the most respected names in risk management, insurance and bonds for over 40 years. Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.
Not all insurance agents are created equal. At Martin & Zerfoss, our primary focus is the relationship with our clients. We use our industry experience and diversified knowledge base to protect what you value most in business and in life. We're an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected.
Insurance can be a complicated purchase that requires more than 15 minutes of your time. As an independent insurance agency we work for you, not the insurance company - giving you the power of choice. As an independent insurance agency, we represent many different insurance companies which offer a wide variety of coverage options and price points.
A company is only as good as the people behind it. We are always interested in meeting talented individuals who want to progress their careers and make a difference to our business. We believe that successful people make successful businesses, which is why we make every effort to provide our employees with an environment in which they can excel.
Reviews (16)
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Michael Gilbert
Mar 03, 2021
I had an amazing experience with Martin & Zerfoss. Jennifer was very responsive, knowledgeable about my business and all the different areas in which I needed coverage and where I didn't. They educated me all along the way during the process and saved my business $1000's while gaining me more coverage. I highly recommend them, and if you are shopping around insurance, let them take care of you.
Cameron Bice
Jan 06, 2021
Jennifer Bourne in Nashville has been a fantastic contact for many of my clients. She has been very knowledgeable and helpful in explaining what they need and may not need and she is very responsive and turns things around quickly.
Tony Gianeselli
Nov 01, 2020
I cannot say enough about the customer service Misty Fell has provided my family and I. She answers all of my questions timely and in the most thorough manner. She has locked me in as a customer for life. Highly recommend!
Shaun McKinley
Sep 26, 2020
I recently bought a house and needed guidance on how to go about getting homeowner's insurance to finalize my purchase. My expectations were exceeded working with Martin & Zerfoss and specifically Taylor Shomaker. I went into the process wanting to learn and feel comfortable with how I was protecting my home and left with homeowner's insurance, car insurance and personal insurance.

He was professional and guided me through all my options, without being pushy or selling me services that my family and I didn't need. I highly recommend them to anyone! Thank you for all your assistance
Adam Smith
Aug 02, 2020
Misty and the team at Martin and Zerfoss is the best! They are always so fast to respond when I reach out. They stay on top of my policies and help to balance cost and coverage.
Margo Newman
Jul 09, 2020
Fantastic customer service! They provide a personal representative to contact for any updates or questions. They are so quick to answer questions and provide quality coverage and service.
Gilmore Conners
Jun 21, 2020
Martin and Zerfoss has always been extremely knowledgeable and professional every time that I have worked with them. Drew is always very responsive and quick to answer all questions. He always makes the process very streamlined. I highly recommend working with them.
Steve McVey
Jun 15, 2020
I've been using Martin & Zerfoss for both personal and business lines of insurance for years. Liz Wilkins has been my rep through thick and thin, and whenever I need something done, she is quick to respond and get everything I need taken care of quickly and efficiently. She's more than happy to shop rates for me on a yearly basis to make sure we are getting the best terms and coverage available for our particular situation and time in our lives. We plan to continue working with Liz and Martin & Zerfoss as a whole for years to come!
Clark Henson
May 20, 2020
Andrew Powell is an exceptional insurance agent with extensive knowledge of the industry. He has helped my firm with various issues and has always been reliable and trustworthy. Martin & Zerfoss should be glad he's on their team.
Daniel Dugan Jr
Jan 08, 2020
The people at Martin & Zerfoss are professional, caring, and timely. Mike House, Erin Ladd, and Drew Powell have been excellent to work with and always make sure my insurance needs are met. I highly recommend Martin & Zerfoss!
Michael Perry
Jan 03, 2020
Our company has worked with Martin & Zerfoss for many years to provide business coverage and our employee group benefits. In both cases, the team we work with is quick to respond and provide us the answers we need. I work with multiple people on their team including, Mickey, Amanda R., Matt and Juleen. All of them are easy to work with and understand our business needs! I would recommend them for any insurance needs you have either personal or business!
Debra Viol
Nov 12, 2019
We have been using Martin & Zerfoss for over 15 years. Best insurance firm with whom we have ever worked. They go the extra mile, are always reachable, competitively priced, with unparalleled customer and claims service.
Sam Hohl
Nov 11, 2019
Martin and Zerfoss has been exceptional with my homeowners/renters insurance these last 2 years. Drew Powell has made the process very easy, and when he is out of the office, Misty Fell has been just as great. I highly recommend this company.
Robert Pick
Sep 27, 2019
I am a business owner focused on servicing my customers and building my business. I am grateful for the fact that my team at Martin & Zerfoss, Drew Powell and Brittany Daniel, are always on top of my account and any potential issues I need to be aware of. I value my relationship with them very much!
Richard Scott
Jun 14, 2018
Paul and his team manage both my personal property and auto insurance and our construction company's insurances including GL, Auto, work comp and builders risk. Paul and his team are knowledgeable, professional, attentive and work hard for their clients. They always give me the confidence to make a decisive decision quickly and move on with my daily life and work. I could not recommend Paul Steele and his team with enough stars. They're simply the best!
Sarah Campbell-Mabry
May 05, 2018
Drew Powell with Martin & Zerfoss Inc helped my husband and I consolidate our insurances into one ideal bundle. He was very helpful, knowledgeable and knew what coverage would be the best for newlyweds and new homeowners. Though we don't even live in Nashville, Drew was able to have phone meetings with us and was flexible with times to accommodate our schedule.

We received many options from Drew on the best insurance that would suite us, and once we selected the best fit, we were covered immediately. I highly recommend Martin & Zerfoss Inc for all your insurance needs.