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NJ PAIP Car Insurance or NJ state mandated assigned high risk auto insurance for qualified applicants. The plan offers NJ drivers another option when they cannot obtain coverage elsewhere in the state of New Jersey. Assigned Companies provide personal private passenger car insurance coverage. To see if you qualify in general you must have a quote from a NJPAIP Certified Producer, as they are the only ones that may offer this state coverage.

Example: You apply for a policy and are told by the insurer that they will not insure you nor your auto due to NJMVC points or NJ insurance points (accidents, A DUI, driving suspended or without insurance or other entries) of which an insurance company may refuse or deny anyone coverage.
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When you have trouble finding, buying and keeping a NJ car insurance policy you may find help while working with your NJPAIP Producer at (856) 352-2349 after your quote is completed. We have specialists available to help you with sorting out your New Jersey insurance options. Submit your initial information and well assign someone to assist you with New Jersey high risk auto rate quotes and any available options that may exist. For the best help provide as much information as possible. If you need immediate help call (856) 352-2349.
When you purchase a New Jersey Car insurance policy or renew your current policy, you must make many decisions about what you need to buy and how much you can afford to spend. You must decide: Do I need a policy with a broad range of choices that I can adjust to meet my needs and offers the most protection but at a higher cost?
The applicant must demonstrate enrollment in Medicaid when the policy is first written and at each renewal. If the insured is no longer enrolled in Medicaid during the policy term the policy will not cancel, but the insured will receive only the limited benefits of the policy. If more than one driver in the house is on Medicaid, can they all get the Special Automobile Insurance Policy?
When shopping for New Jersey auto insurance, you should consider which coverage limits make sense for you. Bodily Injury Liability Coverage: If you cause an accident that results in injury or death, bodily injury liability coverage pays for claims as well as legal fees if you are sued. It also compensates others for pain, suffering and lost wages.
Reviews (5)
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Kassandra Figueroa
Mar 27, 2022
Dana was amazing and completely helpful! And the quote I received was also amazing. For basic liability insurance I used to pay 300-400$ monthly. Now I only pay just over 100$. So again, thanks Dana!
Joan Miller
Mar 11, 2022
Dana is amazing and extremely helpful. I'm a very lucky women to have Dana as my car insurance person
Amelia Schwegler
Mar 10, 2022
I stumbled across this website when I was absolutely desperate for help. No insurance would take me, and if they would it was astronomically high. I was considering just getting rid of my car at that point! But then I found Dana, and she was extremely warm and kind, and wanted to help me so bad. She sympathized with me, and nobody else really had done that.

Nobody wants to help the high risk driver lol! She quickly found me a rate much cheaper than I was finding, and she's been there for me ever since! There's nobody I would rather have help with my car insurance. I recommend her to anybody!
Theonejimmie
Mar 06, 2022
Dana is always available and willing to help, she seems to have our needs 1st a refreshing change.
Yenifer Val
Feb 17, 2022
Misleading website, they don't assist with the dollar a day insurance, even though that is what they are advertising. Don't waste your time, if that's what your looking for.