We're an independent agency providing all types of insurance and we work with a huge range of firms that have been carefully selected to supply you, our customer, with the most personalized and cost effective programs available. Working with an expert independent agent gives you the comfort of knowing that a real person is there to aid - only a phone call, office visit or e-mail away.

Contact Details

  City Danbury, CT
  Zip Code 06811
  Address 6 Ml Pln Road
  Phone Number (203) 791-2897

From Our Website

The Ostrove family has been in the insurance business since 1955. Jim Ostrove, upon moving to the Danbury, Connecticut area, joined MetLife in 1988. While there, he enjoyed a career as one of the top Account Representatives and then as Branch Manager of the local Danbury office. In 1998, Jim started Northern Fairfield Insurance after realizing that the only way to meet the insurance needs of his clients and remain competitive was to offer products through many different insurance companies, something that can only be done as an independent agent.

In its most general sense, an annuity is an agreement for one person or organization to pay another a stream or series of payments. Usually the term "annuity" relates to a contract between you and a life insurance company, but a charity or a trust can take the place of the insurance company. Many investments are taxed year by year, but the investment earnings-capital gains and investment income-in annuities aren't taxable until you withdraw money. This tax deferral is also true of 401(k)s and IRAs; however, unlike these products, there are no limits on the amount you can put into an annuity.

I have been with Jim since 1995 and the service he has provided has been nothing short of spectacular. If you want insurance with a personal touch NORTHERN FAIRFIELD INSURANCE is the place. I highly recommend Jim Ostrove for all your insurance needs. Jim is excellent and he has been doing my entire family's insurance for over 10 years. He offers the best prices and best customer service. I would highly recommend him to anyone, in fact, I have had many friends switch to using his services over the years.

As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you've built is covered by a company that understands your business insurance needs. Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that takes care of property, liability and workers' compensation, to name a few. While property insurance covers damages to business property and products stored within the premises; liability insurance provides coverage for damages to third parties; and workers' compensation insurance covers injuries to employees.

Personal Insurance products from Northern Fairfield Insurance provides our customers with protection for their homes, automobiles and personal possessions, along with personal liability coverages. How we serve you is as important as what we provide. First, we listen to you, and then we discuss your needs and answer your questions. Next, we look at both your short-term and long-term objectives and help put your insurance and planning needs in perspective. We partner with the best insurance carriers to offer you a wide array of personal insurance solutions that are designed to meet your unique needs.

To file a new claim or check on an existing claim, please contact your insurance company directly. If you are having trouble reaching the company, please contact us directly.

Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more. If you're considering securing you and your family's financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it! Term Insurance, the most affordable type of insurance when initially purchased, is designed to meet temporary needs.