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Northern Mutual Insurance Company has provided insurance protection to Michigan policyholders since 1889. Northern Mutual offers Homeowners, Automobile and Dwelling Fire coverages through independent agents located across the State of Michigan. As a mutual company, NMIC is owned by the policyholders and is here to serve those policyholders with insurance protections and great customer service. Contact a Northern Mutual Agent to obtain an insurance quote today.
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In 1889 Erick Kakela, a farmer from Calumet, Michigan, set out to form a mutual fire insurance company. He gathered 40 prominent citizens of Calumet in October of 1889 to sign the Articles of Incorporation and the first policy was written shortly thereafter. The founders had a strong Finnish heritage and named the company "Suomalaisten Keskinainen Palovakuutus - Yhtio", which translates to Finnish Mutual Fire Insurance Company. The company operated as Finnish Mutual until 1990 when the name was changed to Northern Mutual Insurance Company.
Your home is the biggest investment you will make. Having proper coverage gives you the peace of mind knowing that you, your contents, and home are adequately covered in the event of a loss. Get the right coverage for your vehicle, at a price you can afford. Our personal auto program provides coverage for your cars, trucks, SUVs, campers, trailers, motorhomes, and collectible vehicles.
To report a claim, please call your local independent agent. Your agent will then set your claim up by notifying Northern Mutual on your behalf. Northern Mutual claims professionals will contact you and handle your claim to conclusion.
To avoid a late fee or cancellation, payment must be submitted on or before the stated due date. This is a non-recurring transaction and will have to be repeated to pay any future outstanding balance due. If you have more than one policy with Northern Mutual you will have to submit separate payments for each policy, (i.e. auto and home policy).
Reviews (5)
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J. M.
Sep 16, 2021
Unfortunately my rates went up, so I had to move on. But was with them 3 years and no problems other than rate increase.
Peggy Winters
Feb 08, 2021
Mike was very helpful with helping us choose a new coverage.
Nicholas Tselepis
Jan 27, 2021
Super easy claim process, and the shop I went to was happy to help me because of NMIC's strong reputation for prompt, fair, and accurate reimbursement
September Williams
Oct 30, 2019
No matter the question they have always answered without a problem! Super friendly also
Jk W.
May 21, 2019
As fairly new policyholders, we are impressed by Northern Mutual's competitive (unmatched) home and auto insurance rates; also their efficient customer service.