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Stephen has been a health and life insurance broker for over 25 years. He is an expert in providing benefit solutions to individuals and companies throughout the tri-state area. Stephen began his career in the insurance industry working for National Benefit Life Insurance Company in New York and The New England Mutual Insurance Company, which became Met Life.

He took on roles Of increasing responsibility enhancing his knowledge and skills, while working alongside some of the most highly trained professionals in the in- surance industry.
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Insurance and Consulting Services has been doing business in New Jersey, New York and Connecticut since 1996. OGDEN & CO. is an independent insurance brokerage providing customized, cost-effective insurance programs for small to mid-size companies and individuals alike. We utilize needs- based programs to take care of the life, health, disability, accident and dental insurance needs for our clients.
Income Replacement for loved ones If people depend on your income, life insurance can replace that income for them if you die. The most commonly recognized case of this is parents with young children. However, it can also apply to couples in which the survivor would be financially stricken by the income lost through the death of a partner.
An important step before taking a trip abroad is to make sure you are covered by health insurance overseas. A simple and inexpensive way to do this is by purchasing travel insurance before you leave. This can be done by calling us at the number above or by going directly to the website below and purchasing on your own.
Protect your hard-earned wages and savings with Personal Accident Insurance. Your medical plan provides benefits to help with medical costs if you suffer an accidental injury. In that unfortunate event, you shouldn't have to worry about unexpected financial setbacks as a result of an injury. Things like lost wages plus your out-of-pocket expenses and the cost for help with transportation, meals, child care, or even housekeeping can all add up. Personal Accident Insurance from LifeSecure Insurance Company can help.
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