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Saraf Insurance Services We are in the business of helping people. We help consumers save money, we help businesses reduce risk and we help families protect and preserve their financial future. How can we help you today? Founded in 1997, Insurance Bonanza, is a leader in providing quality protection for thousands of individuals, families and businesses throughout our state.

Providing superior customer service and low rates along with our ability to understand our customer's coverage needs drives the success of our agency. If you're not thrilled with your current insurance contact us today.
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Founded in 1997, Insurance Bonanza, is a leader in providing quality protection for thousands of individuals, families and businesses throughout our state. Providing superior customer service and low rates along with our ability to understand our customer's coverage needs drives the success of our agency.
Comprehensive coverage pays for damage to or loss of your vehicle that doesn't involve a collision like weather, vandalism, or theft. The deductible is what you pay before the insurance company pays. The legal name of the person who owns the vehicles and will be the primary named person on the insurance policy.
Do you have any of the following breeds of dogs: Chow, Doberman, German Shepherd, Pit Bull, Rottweiler, Wolf Hybrid, or a mix of these? The deductible is the amount of money the homeowner needs to pay before the insurance company will pay for any claim. Please let us know if there's anything else we should know to provide you an accurate insurance quote. Your private information is provided exclusively to our agency and will not be redistributed or sold to anyone else.
Please enter an email address we can use to contact you about this landlord insurance quote. Please enter a phone number we can use to contact you about this landlords insurance quote. Please provide any additional information we may need to provide you an accurate insurance quote. Your private information is provided exclusively to our agency and will not be redistributed or sold to anyone else.
Reviews (22)
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Ravinder S. Sood
Apr 13, 2022
I have personally known Mr. Raj Saraf for well over 20 years. Extremely personable and courteous when it comes to doing business. He has handled our insurance needs with care and taken the time to explain the coverages and the kind of policy that fits our needs. Has vast knowledge of insurance products and makes a sincere effort to do research when required to present an educated and an informed opinion.

He guided us through the process and we were satisfied beyond our expectations with his prompt responses and eagerness to assist. Will refer him any day to assist you with your insurance needs.
Armando G.
Nov 08, 2019
Hi this is probably my first insurance review I write. Well we're can I start this is probably the best place we're me and my wife had get insurance the owner makes u feel like family he explain to us everything really great. He gave us a great quote for both of my cars. Her wife was really nice to my kids they offered them candy, sodas and also got a box of chocolates wow who those this now days keep up the good work nice service I really recommend everyone to come visit this place get a quote and get to know this wonderful great people. they also speak Spanish hablan espanol. thanks
Rudy H.
Aug 15, 2019
All staff is Very friendly & they took care of me really quick. I called many car insurance place & this was the best rates I found near by. I went in & offered me something to drink which is very nice in this hot weather but overall great customer service, I walked out with my car insurance & was satisfied with everything they were able to do for me. I strongly recommend this place for your car insurance needs.
Gloria V.
Jun 11, 2019
I love Bonanza Insurance. Raj and his wife are so sweet and they do everything to make sure they help their clients! I've trusted them for 7 years. Come check them out! And they always offer Coke's and chocolates. :
Vin Puri
Jun 04, 2019
Well Located. With Great Services. Raj personally takes interest with his clients issues and treats them like family. I have known him for over a decade and there's no other better Insurance guy you can find anywhere in San Fernando. His Honest Work Ethics and Superb Customer Service are rare qualities found today. I recommend him 100%. Visit him for a simple quote and you won't be disappointment.
Hakam Singh
May 25, 2018
Raj is a great insurance agent! Over the years he has become a great friend and always offers the right prices! I appreciate his business and recommend him to all my family and friends! There is no doubt that he always gets us the best deals and makes sure that we are always covered while driving! Thank you so much Raj!
Melissa Briseno
Apr 27, 2018
Really great service and made me feel welcome. Raj helped me get the best price for my insurance. I had contacted another insurance where I was going to be paying $800 dollars a month due to an accident. I am now paying $268 a month with Raj. He really did help me so much. If you need insurance to fit your budget this is definitely the place to go.
Ron V.
Apr 25, 2018
Raj has been an awesome insurance agent from the start. He truly knows how to take care of his clients. He works with all the top insurance companies and knows what will work best based on your needs. Raj has saved me a good amount of money on my insurance policy and I have been very happy with his services. Whenever I have a question about insurance coverage's, Raj is always there to answer them for me. Thank you Raj! I strongly recommend you go see Raj if your shopping for insurance, he will save you time and money!
Christian S.
Mar 14, 2018
Coming from. Background of customer service, always looking for great service. A few years back I came to Raj because he was highly recommended by a close friend of mine. From day one he was absolutely amazing, not only did he provide me with great customer service but gave me an experience I will never forget. He answered all my questions and made sure I would understand all I was signing for.

Forward a few years forward and as I was speaking to one of Raj's staff, he walked by and said how are you? Then said how is Kenneth, I was I astonished because it had been years from the first time we met. It made me feel more welcomed because he remember the person that he referred me to him years ago. So I decided to redo my insurance services and Raj looked into every possible way for me to be correctly insured and to make sure all my coverage was great.

Spend sometime going over all the aspects that I should have for my safety and my children's safety. As we continued to talk about coverage, I understood all I was getting because he was thorough on what he explained to me. By far Raj is amazing and very knowledgeable on his field, I would definitely let all my friend and family know how amazing he is.

Not only did he provide customer service, but provided an experience I will never forget. He made me feel welcomed and thought me a lot, he had definitely made a client for a long long time. Thank you Raj.!
Randy K.
Feb 27, 2018
Raj is the best insurance agent I have ever had. I have been his customer for about 4 to 5 years now. His ability to find the cheapest rates never ceases to amaze me. For about 4 years, I was paying a low rate for two cars (both mine and my ex-wife's). Under this plan, we were allowed to drive both cars. How did I know our rate was cheap? We had been shopping around and we were not satisfied with our rates until we got a quote from Raj.

Then a few years later, my wife and I got divorced. Because of the divorce, I only needed to have my own car insured. Instead of informing Raj about the change, I decided to shop around online for a cheap rate just for my own car. I had temporarily forgotten why my wife and I chose to be Raj's customers in the first place about 4 to 5 years ago.

I got about 20 quotes from inquiring online. Out of these, I picked the lowest one. I was quite satisfied. When I called Raj and told him I wanted to cancel my insurance, he asked me how much my new monthly premium would be. When I told him the amount, he said he could find something cheaper than that. At first I did not quite believe him because the rate I had found online was claimed to the cheapest ever.

But I decided to give Raj a chance to search for a cheaper rate anyway. Astonishingly, in a couple of days, he was able to find a much cheaper rate than the one I was about to go for. I simply could not believe it! I later apologized to him for doubting him and greatly appreciated what he had done for me. Raj truly understands the needs of his customers.

He is always trying to help his customers save money. He genuinely cares about his customers. Because of this experience, I will be his customer for life. I highly recommend him. You will not find another agent like him.
Manthan Patel
Feb 19, 2018
My family and I have been doing service with Raj and his company for over 17 years. He provides exceptional rates with the most reasonable rates. He takes him time to make you understand the policy options and their costs. He explains the pros and cons of each coverage option but ultimately gives you the freedom to select what's best for you. His vested interest is to make sure you and your family are well covered. I highly recommend reaching out to Raj and his team for your insurance needs!
Carolina A.
Jan 18, 2018
Insurance Bonanza is by far the greatest Insurance company that I have invested in. The customer service is awesome and very friendly. Raj Saraf is the most caring and helpful insurance specialist that I have encountered. He tries to work with what I have in order to save money. I would definitely recommend Insurance Bonanza to my friends and family and obviously to everyone! Thanks for the refreshments and snacks
Prince Gill
Jan 16, 2018
Raj is the Best I have a good time with this bonanza insurance for almost about 10 years now. They work hard for us they always give us great insurance with cheap price. They put us in a good hands. It been a pleasure getting this insurance. Also they give me a good advice for all my questions at anytime. Thank you bonanza insurance for this wonderful insurance for all my 6 cars and my house god bless you all.
Jonathan Ramirez
Jan 03, 2018
Raj and his professional insurance team have been my guide through my auto insurance for the past 5 years. Before Insurance Bonanza dealing with insurance was a pain. Raj is always looking for the best price without compromising service. Never a hassle making any changes to my policy, he can always be reached via email, text, or phone. Taking care of any question or concerns promptly. Best auto insurance agency without a doubt, highly recommend his services.
Art Garcia
Nov 19, 2017
Hands down the best insurance service ever. My family and i have been working with Raj and his team for 18 years now and no matter what insurance matter we have come across over the years he has been able to come up with the very best and most efficient solutions. Raj takes pride in his work even if it means working into the middle of the night (literally has been the case on more then one occasion) he gets the job done. He is very honest and will always have your best interest at heart. I highly recommend Raj and the whole Insurance Bonanza team for all of your Insurance needs.
Kamal Sehdev
Nov 17, 2017
Been with Raj since 1997, over 21 years. He has never failed to provide me exceptional service. In this period of time, I have changed more than 20 cars. Every time he would find me a very competitive price. Best coverage & best rates with A rated companies. Been through several claims with satisfactory service. My house is also insured by him at a great price for good coverage.

He explains the importance of good coverage & helps to find the best rate. I have given him several referrals & almost all of them signed up with him. I highly recommend him to all my friends & relatives.
Jessica D.
Jul 11, 2017
Raj has been helping my husband and his family for over 20 years and Insurance Bonanza has never disappointed them. I was introduced to Raj in 2015 once my husband and I joined insurance companies and Raj has been taking care of us ever since. Meeting Raj has decreased my payments by $100. Regardless of the points and car accidents combined on our records, Raj has always found us he best deal.

He is very knowledgeable and will give you the best advise when it comes to auto insurance. And if a better deal arises, he will get you THAT better deal. Hands down! You need to come to Raj for the best deals. Definitely recommend this place!
Angela S.
May 02, 2017
I had an excellent experience with Raj and Insurance Bonanza. He helped me get an awesome insurance quote along with a low down payment. Not only was it a great policy, but Raj has a personable demeanor that makes doing business a pleasure. I highly recommend Insurance Bonanza to anyone who needs car insurance.
Jason B.
Apr 04, 2017
Outstanding customer service and does his very best to help out does more then any other insurance company that's for sure
Christian S.
Oct 28, 2015
I have been a well pampered client for over a decade now. Sometimes in the arena of day to day life we can forget to mention or give thanks to those who have been there for you without fail. I want to give credit where credit is due and endorse this welcoming, helpful, always polite and attentive insurance agency.
Ray H.
Feb 06, 2015
My family and I have been insured by Insurance Bonanza through 5 cars and 2 accidents over a period of 10 years + and have nothing but positive things to say. Mr. Saraf has always gone out of his way to help us find the best deal. He is ethical, honest and his customer service is top notch. It is a good feeling to know that you have someone reliable dealing with issues as complicated as auto insurance especially, since we drive a lot and do not need the extra stress of not having adequate coverage. Great rates and great service are the reason we have never needed to seek out another insurance company in over a decade.
Maria F.
Dec 18, 2014
Emma Murillo, very good customer service. She did an amazing job researching and getting us the best deal possible. We went from almost $400 monthly payments to below $300 monthly payments. Very flexible & will work with your budget. First time coming and most likely will come back for home insurance.