Get Quotes Contact Us Sign In
Website
Call
Schaefer & Associates Insurance SVCS Every one of our advisors has experienced the professional treadmill and chosen a path that actually leads to a destination. We know how to disrupt the status quo and want to help you do the same. Our insurance pros believe that being prepared leads to independence. Together, we'll leverage your goals with smart insurance advice so you can focus on what matters most.

Keeping your employees safe at work is important to most business owners. But when a worker does suffer an injury, workers compensation coverage provides your employees with protection they need, and also, provides you with peace of mind.
Services
As a true independent agency, we directly represent over 20 of the best insurance companies in the market. These carriers, range from the largest stock companies to an array of mutual companies. They provide Bay Area with both specialized capabilities and broad versatility. The philosophy of Bay Area's management is reflected in the agency's business plan.
Our reasons for becoming insurance professionals are deeply personal. We repeatedly saw friends and family struggling to find the coverage they needed. We are confident that with our understanding of the insurance space, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner, so they can easily grasp personal insurance concepts.
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you. There's no such thing as a one-size-fits-all insurance policy when it comes to your automobile. Keep in mind that you can't buy insurance after you have an accident.
Getting out on the water in your watercraft is can be a wonderful escape from the day-to-day. But, having fun on the water can also increase liability risks. The fact is, homeowners policies usually place numerous restrictions on boat owners, depending on the size and horsepower of your watercraft.
Reviews (10)
Write a Review
Bruce Kittinger
May 24, 2022
All positive experiences from getting a policy, making changes to policies and making claims. Highly recommend Bay Area.
Karen Osborne
Apr 01, 2021
Larry Altman and his team are amazing! We have used this company for over 28 years! They are extremely knowledgeable, respond quickly and get us the best prices around! I highly recommend Bay Area Insurance Agency!
John Itzel
Mar 23, 2021
Bay Area Agents have always been helpful, always given good and proper advice and always been there when I needed help. This is the kind of agency that gives me peace of mind. They handle ALL of my insurance needs.
Kevin Callahan
Nov 23, 2020
Bay Area has been my insurance carrier for 25 years. Always there for us and very quick in getting documents back to us.
Andrew Fitzhugh
Oct 30, 2020
The team at Bay Area Insurance Agency has always been very responsive, helpful, and accurate when assisting me along with being very competitively priced. They say you get what you pay for however in this instance you get MORE than what you pay for. I have been a customer since 2006 and expect to be for a very long time. Sincerely, Andrew Fitzhugh Sr. President Amazing HVAC
Matt & Alyssa Foster
May 20, 2019
In respect to the staff of Bay Area Insurance, specifically Adam Itzel, I greatly appreciate your immediate response and truly caring and comforting approach in reaching a solution. Although it was not the cheapest quote I received, It was by far the most thorough, respectful and absolute professional costumer service I have received. As a full time teacher and Real Estate Agent If I can return the incredible service and ease of mind you provided, I would gladly do so!

It was the level of trust and commitment that I truly believe you have my best interest at heart and for that reason is why I put my complete faith in your solution. Thanks Adam Itzel! Respectfully Matt Foster
Cynthia Barlock
Apr 12, 2019
We had the privilege of working with Adam Itzel and found him to be personal, professional and quick to respond to questions. The qoutes we received from Bay Area revealed that we would save money from what we were currently paying. We found the transition to Bay Area from the company we had a 20 year relationship with to be a smooth process and a wise decision.
Cathy Nagorka
Feb 06, 2019
I hit a deer, it couldn't be helped. At renewal time our insurance company increased our rates, because. I hit a deer. They included a note that said, if I was dropped off the policy our rate would drop back to what it was. If I am dropped from the policy? We are not children, we are grandparents of grown children. Well, it was surely time to make a change.

We contacted Adam Itzel with Bay Area Insurance Group. Adam was extremely attentive, and reassuring that he would take care of us. Within just a few days Adam not only had a great policy for us, but the cost was less than our previous (pre-deer) policy. Adam is great to work with, and it's reassuring to know he is there, with personal service, if we need him!
Shawn Owen
Dec 02, 2018
My interactions with Lisa Scaggs and Bay Area Insurance have been nothing but great. Very professional and affordable rates for our coverage. A few years into my policy we had to file a claim for damaged equipment. Payment was made in full immediately. Highly recommend.
Tj Sanner
Dec 28, 2016
Spoke with Adam at Bay Area Insurance and his responsiveness and professionalism is top notch. Great communicator and worked hard to get us the lowest quote while still maintaining great coverage. You don't get this kind of service at big offices.