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People helping people is our concept and you can count on SEMO Mutual to protect your family and property. Southeast Missouri Mutual Fire Insurance Company (SEMO Mutual) has provided security and protection to families, farmers and businesses for more than 100 years. Formed at the turn of the 20th century, Missouri's mutual insurance companies provided rural property owners with insurance that was not easy to obtain.

SEMO Mutual continues that practice and provides farm owners and rural Missourians with farm and property insurance.
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Southeast Missouri Mutual Fire Insurance Company, Inc. (SEMO Mutual) can provide you with the security of insurance to protect your home, your personal property, livestock, and more. Our pledge is to offer safe, strong and reliable insurance protection to those who qualify to become company members.
Years ago, the barn represented the center and livelihood of a family farm. Farming operations have changed since then, but your investment in farm buildings, property, and livestock continues. That's why we offer farm property insurance, available through your farm and SEMO Mutual. It's called the Farm Mate Policy because it's flexible to match your needs.
If you believe your house is more than a structure, we agree. It's a home where you raise your children, spend your time, and make lasting memories. Whether you need renters insurance or homeowners insurance for your mobile home or permanent dwelling, we have coverage to protect your home and what you keep inside.
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