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Suburban General Insurance We are a local agency and we serve the insurance and risk management needs of individuals and businesses in Northeast New Jersey and surrounding areas. We've delivered comprehensive, customized solutions and personalized services for more than 40 years and as a result we're a mainstay in our service communities. Our agents have more than a century of combined experience and each of our agents are proud to contribute to the areas he or she serves as an insurer and as an active, good citizen.

We focus on insuring contractors, transportation operations, wholesalers, and manufacturers, but we're generalists so we write most forms of insurance and can secure coverage for many different enterprises.
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As a locally owned and operated insurance agency in Fair Lawn, NJ, Suburban General Insurance Agency is committed to providing quality insurance products for individuals and businesses. We combine our strong insurance background and product knowledge to assist both current and future clients manage and plan for all types of potential risk.
Your auto insurance policy helps protect your financial stability if you are in an accident. There are many types of coverage, some of which are optional. At Suburban General Insurance, we understand that there's no one-size-fits-all solution for your auto insurance coverages. We work one-on-one with our clients to ensure they have the coverage they need most. Contact us today to learn more about how to build an auto insurance policy that complies with New Jersey laws while protecting your finances.
Actual cash value (ACV) insurance covers the cost of the house and your belongings after depreciation. When you make a claim on an ACV homeowners insurance policy, the insurance company provides reimbursement for your losses, but only up to the amount they are currently worth. Replacement cost insurance covers the actual cash value of your home and possessions, but it does so without deducting depreciation. This coverage allows you to rebuild or repair your home and replace your possessions at their current value.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
Reviews (17)
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Samantha Wong
May 29, 2022
Albert Kim is wonderful to work with. I have recommend his services to family and friends. The policy he found me was SO MUCH CHEAPER and had BETTER COVERAGE than the policy I had with Progressive or the policy that Liberty Mutual quoted me.
Paul Errico
May 04, 2021
Excellent, personalized service! Albert Kim worked with me over several months to prepare a customized new homeowners insurance package. He was very informative and always available for questions. Kept up with very changes my lender required, too. Suburban General was able to prepare an extremely comprehensive insurance package (including an amazing auto policy!) for a very fair price. This was 1000 times better than buying insurance from an automated web site!
Nolan
Apr 15, 2021
I have using Suburban General Insurance Agency for the last 15 years, because of their superior customer service and overall wonderful experience. Recently, Albert Kim went above and beyond my expectations. I would highly recommend.
Chuck Zhang
Feb 20, 2021
Contacted Albert Kim, very quick to respond and very professional. Saved me about $600 on a combined umbrella policy. Highly recommended
Francesco Ciummo
Jan 27, 2021
Only positive things to say! I worked with Albert kim and he was very professional, explained everything, and was able to work in a very short timeline.
Chris Tashjian
Jan 23, 2021
Albert and the team at Suburban General were referred to us by our real estate agent. We couldn't have picked a better partner to help us consolidate multiple policies across properties and auto. We saved nearly $1000 and the process was entirely painless. Thanks again!
Dorit Chishinsky
Dec 24, 2020
I have had the pleasure to work with Albert Kim for several years now. I am a real estate broker and investor with continuous needs to ensure that all my transactions are insured timely. Albert's professionalism and promptness to my insurance needs are always commendable. Thank you Albert for your great service and attention to detail. DC
Julia Aguirre
Nov 22, 2020
Great experience. Albert was so helpful and informative. He replies quickly and professionally to all my calls/text/emails. This Agency helped me save a lot on insurance. I would highly recommend giving them a call.
Josianne Hunter
Jul 26, 2020
My experience working with Suburban General has been amazing. We shopped around for different quotes but Albert K. Offered us the best policy. He is very professional and picks up every single phone call. You feel like you are top priority. Everything was processed quickly and efficiently. Top notch service!
Neil Sethi
Jun 24, 2020
I have been using Suburban General for all my insurance needs since 2013 and they have been nothing but phenomenal. I would highly recommend them to anyone for extremely fast responses and great management of our all policies. Thanks Albert for everything you've done for us!
Adam Peterson
Jun 12, 2020
I am in the process of buying my first home. Albert made it easy to switch over from my current car insurance policy to a policy that included my homeowner's insurance and car insurance all under one package. Albert was always happy to explain things if I had questions and was quick to respond!
Katia Da Silva
Apr 28, 2018
We have had the pleasure of using Suburban General Insurance Agency since 2012. In all my 17 years with dealing with insurance in our construction industry, Suburban General by far has been the most professional, knowledgeable and helpful agents. They are always looking out for our best interest. They are very responsive to all our questions or requests. Their agents, in particular our agent Luke and staff, always strive to provide the best services. We highly recommend them!
Rocco Rinaldi
Apr 27, 2018
Best insurance company around. Been working with them over 15 years. Great service, great people. Highly recommend.
David Bartyzel
Apr 26, 2018
Great customer service and easy to work with! Painless friendly help is always refreshing.
Allen Lai
Apr 25, 2018
Great service and follow up always from Suburban! So helpful when my car was stolen and made a bad situation easier to deal with. Also helped me lower my home owner's insurance.
Hailey Coonrad
Dec 13, 2017
Albert Kim with Suburban General Insurance Agency has helped me and my family for many many years and they have been phenomenal. Albert is professional, incredibly knowledgeable and most of all kind. He is willing to go above and beyond for his clients and always makes himself available to answer any questions or tie up any loose ends. I was recently in a bad car accident, and Albert was able to put me at ease instantly by taking care of as much as he could and checking in along the way to make sure I was okay and that everything was getting handled appropriately. I would recommend Albert/Suburban to any of my closest friends and family. It has been a pleasure working with him.
Andrew Brukh
Dec 21, 2009
We have been working with Luke from Suburban for several years now. Suburban has our business policy along with business auto policy. The follow up is outstanding, Business insurance certificates are processed extremely fast. Recommended this agency to few colleagues, who ended up signing up with Suburban as well. Will continue recommending this agency to anyone in need of insurance services. Professional, fast response, great customer service. -Andrew B. 2B Development Corp