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Policyholders who work with a mutual have a shared purpose: getting the best coverage and protection available. Our Mission is to provide quality insurance service, at an equitable price to the rural and small urban communities of Southeast Wisconsin. The Company offers replacement cost and ACV coverages for homeowners that may include replacement cost for your personal property as well.

We offer the best coverage available for farm dwellings, outbuildings, grain systems, and equipment. For those who live in mobile homes, coverage is also available for the personal property of mobile home owners or renters, as well.
Services
Over the years, we have grown and merged with other smaller companies. Today, we have approximately 1,550 policyholders and had $711,767,656 of property insurance in force at the end of 2020. We currently write business in Walworth, Rock, Dane, Jefferson, Green, Waukesha, Racine, and Kenosha Counties in southeastern Wisconsin.
Sugar Creek Mutual Insurance Company offers affordable, dependable personal lines property insurance coverage for residents of the following eight Southern Wisconsin counties: Walworth, Rock, Green, Jefferson, Dane, Kenosha, Waukesha, and Racine. Our products are available through Ascot Agency and independent agents.
You have taken the first step by filing a loss report with your agent. An adjuster will contact you soon at the telephone number you provided your agent to arrange an appointment. If you are not able to stay in your home, please share your temporary address and phone number with your agent or adjuster so we can stay in touch with you.
What services does the Ascot Agency offer? Coverage available includes personal and farm automobile, life, disability, surety, umbrella liability, and health insurance. The agency is a wholly owned subsidiary of Sugar Creek Mutual Insurance Company. The Ascot Agency provides types of insurance protection in addition to Sugar Creek Mutual Insurance Company products.
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