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WNC Health Insurance Local professionals serving employers by connecting & educating employees with exclusive benefit communication & administration platforms. Local professionals delivering innovative cost-effective health insurance & employee benefit solutions. Local professionals structuring Self-Funded Arrangements, Alternative Funding Plans, Direct Primary Care Models & Doc-In-The-Box Models for our middle and large group market segments.

For more than 15 years WNCHI has helped Asheville Area Habitat for Humanity keep our medical insurance costs stable without reducing the top-shelf benefits that we offer our incredible staff.
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Our local professional NC health insurance agents have over 100 years of combined experienced providing health insurance quotes, solving problems & exceeding expectations. Established in 1994, WNC Health Insurance is Western North Carolina's largest benefits marketplace for employers and individuals, insuring over 300 employers & over 20,000 individuals in North Carolina.
Annual Open Enrollment Period for Asheville health insurance plans and all other plans through the Federal Health Insurance Marketplace will last for only 45 days. Affordable health insurance can be purchased in North Carolina through WNC Health Insurance, an independent authorized agency of Blue Cross and Blue Shield of North Carolina.
WNC Health Insurance is a leading private independent company providing excellent health insurance services to over 300 employers, and thousands of health insurance consumers. This will be the only time you can view new health insurance plans for 2023, enroll in health insurance, and make changes to your existing family or individual insurance plans for 2022, unless you qualify for a Special Enrollment Period.
This insurance subsidy calculator illustrates health insurance premiums and subsidies for people purchasing insurance on their own in new health insurance exchanges (or "Health Insurance Marketplaces") created by the Affordable Care Act (ACA). Affordable healthcare plans are now more standardized and simplified.
Reviews (10)
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Linda Titus
May 18, 2022
This agency & its agents are the best in Asheville - in all of North Carolina IMHO! They have always treated me with warmth and respect. They are super-helpful! Thanks to their great advice, I have saved $$$ on my and my family's health insurance AND have enjoyed the best-quality health insurance anywhere! I highly recommend them 200%!
Teresa Sumner
Nov 04, 2021
Spurgeon Tucker was extremely professional and helpful with helping us pick the insurance plan that would best suit our needs. He took the time to explain all options and made sure that when we left we were completely comfortable with our coverage. We recommend him highly.
Mary Kay Williams
Dec 01, 2019
WNC Blue Cross continues to provide excellent service for a relatively hassle-free venture through the often frustrating and confusing health insurance system. Spurgeon is especially worthy of note and has consistently been helpful, courteous and effective.
Joanne Kresge
Nov 21, 2019
My husband and I worked with Spurgeon Tucker shortly after moving to WNC from FL. We had done some preliminary research but still had questions. Spurgeon very capably helped us navigate through many options of Health and Prescription plans available to us in our new location. He effected the transfers smoothly. He was personable and efficient We highly recommend Spurgeon and the Asheville BCBS office for answers to your health care questions and for affordable plans.
Anna A.
May 25, 2019
Spurgeon, at WNC Health Insurance on Hendersonville Rd, helped me and my husband understand our choices so we could make an informed decision picking a Medicare supplemental plan. He also helped us understand the outside prescription plans. We will renew our policy and continue to recommend.
Sierra Bozorth
Apr 24, 2018
The agent I had the pleasure to meet, Spurgeon was very helpful and knowledgeable. He took the time to go over the necessary paperwork and steps to take on my own to follow up with after coming into BCBS.
Lisa Christiansen
Feb 14, 2018
Outstanding professional group. Several years now I have depended on WNC Health Insurance to help navigate thru the complex health care system our country has. Each and Every time they have been very knowledgeable, informed and have a great ability to effectively communicate a wealth of information so I could make an informed decision. Marcie knows her job very well and has repeatedly answered ALL questions with kindness and understanding.

Her coworkers and management could not be any better or supportive. Coming from a healthcare/insurance background I have worked both group and individual side and highly recommend this health insurance group.
Gyrene
Jan 23, 2018
I have been extremely pleased with the service I've received from WNC Health Insurance. I signed up for the Affordable Care Act and became covered on 1-January 2016 after having lost my job and company health insurance. And, ironically, on 23-January 2016 I had a massive heart attack and legally died for about 10-minutes. But my wife was talked through giving me CPR until the EMS arrived and they zapped me and got me breathing again. Fortunately, by giving me the CPR, my wife kept the oxygen going to my brain and I had no brain damage.

As for the costs of my medical incident, the Blue Cross and Blue Shield covered most of the over $300,000.00 charges, believe it, or not. And the cost for the policies to cover me and my wife were extremely reasonable. I am now retired and officially on Medicare but still covering my wife with BCBS at an extremely reasonable cost. For anyone in need of insurance coverage, these guys are the ones to set you up; you'll not regret choosing these guys!
Jeff Watkins
Jan 03, 2018
We walked into the store and met with Spurgeon, and what a terrific experience we had, He was extremely knowledgeable and professional, and after listening to our circumstances, was able to make some great recommendations that I previously did not know about. I highly recommend this store, and Spurgeon, in particular! Thank you.
David C.
Apr 12, 2015
I was having difficulty purchasing insurance through the exchange. I felt that my previous broker did not have an full understanding of how the exchange worked. Then I ran into the Asheville Blue Cross Blue Shield Store. Spurgeon explained to me and helped me understand how the subsidies worked. My situation was unique but posed no problem for Spurgeon.

I had full confidence in his abilities to get health insurance in place and for the right price for my family. As a VP in a similar industry, I can say that his level of professionalism is unmatched. It was a true pleasure working with Spurgeon and the Asheville Store.