Business Details
42 Years
experience
Emergency
services
Specialized Insurance Programs for Chemical Distributors & Manufacturers
Since 1984, ChemPlan has specialized in providing tailored insurance programs for chemical distributors and manufacturers. Our team's deep industry expertise allows us to address the unique risks inherent to chemical operations, offering coverage solutions that standard insurers often exclude. We maintain a singular focus on the chemical industry, ensuring our clients receive technically sound underwriting, proactive loss control strategies, and specialized claims management.Our commitment to innovation has established us as a trusted partner for businesses navigating complex chemical liability exposures. Through decades of dedicated service, we've built a reputation for delivering comprehensive protection while maintaining exceptional customer service standards.
Services
General Liability
Automobile Coverage
Umbrella Liability
Pollution Legal Liability
Claims Management
Loss Control Consulting
Risk Engineering
Safety Training Resources
Emergency Planning
Product Recall Coverage
Details
- Year established: 1984
Highlights and features
- We have specialized in chemical industry insurance since 1984 with technical underwriting expertise
- Our policies include comprehensive products/pollution coverage without absolute pollution exclusions
- We offer customized programs with specialized broadening endorsements for chemical operations
- Our claims specialists resolve chemical industry claims more cost-effectively than general insurers
- We provide industry-specific loss control resources including safety training and emergency planning tools
Services
General Liability
Our general liability coverage protects chemical businesses against bodily injury and property damage claims from chemical product exposure. The policy includes comprehensive products/pollution coverage without absolute pollution exclusions, hostile fire protection, and product recall coverage. This specialized protection addresses the unique risks chemical companies face that standard insurers typically exclude.
Pollution Legal Liability
This policy provides financial protection for remediation costs associated with chemical releases. Coverage includes on-site and off-site pollution cleanup, sudden/gradual releases, non-owned disposal sites, and contingent pollution from transportation. Our specialized coverage addresses the environmental risks chemical facilities face that standard policies exclude through pollution exclusions.
Claims Management
Our expert claims specialists resolve chemical industry claims more efficiently through specialized knowledge of industry-specific exposures. We focus on rapid resolution while maintaining cost-effectiveness, leveraging our deep understanding of chemical operations and remediation requirements. This dedicated service ensures chemical companies receive claims handling expertise that general insurers cannot provide.
Loss Control Consulting
Our loss control consultants provide hazard evaluations, accident analysis, and corrective action recommendations. Services include safety training, emergency planning resources, and compliance assistance from certified professionals. This proactive approach helps chemical companies prevent losses through specialized industry expertise in safety protocols and regulatory requirements.
Automobile Coverage
Our automobile policy covers over-the-road and loading/unloading operations for chemical transportation. The coverage includes broadened pollution liability, MCS-90 endorsement compliance, and specialized endorsements addressing chemical fleet risks. This tailored protection ensures chemical companies have appropriate coverage for transportation-related exposures that standard policies may exclude.
People
Dan Hagan
President
With over 30 years in chemical insurance, Dan leads ChemPlan's strategic direction while maintaining hands-on involvement in underwriting complex risks. He oversees all operations from the Sarasota headquarters.
Will McGowan
Senior Vice President
Will manages key underwriting operations and client relationships, leveraging extensive experience in chemical industry risk assessment and specialized insurance program development.
Laura Mouhot
Senior Vice President
Laura oversees underwriting and claims management, ensuring technical expertise in policy development and dedicated client support for chemical industry exposures.
Roger Nehring
Director of Risk Engineering
Roger leads loss control consultants nationwide, providing hazard evaluations and safety recommendations based on chemical industry-specific operational requirements and regulatory standards.
Carol Lewis
Vice President
Carol manages underwriting operations, applying specialized knowledge of chemical industry risks to develop customized insurance solutions for complex exposures.
Questions
What types of chemical businesses does ChemPlan insure?
We specialize in coverage for chemical distributors, manufacturers, soap and detergent producers, industrial organics/inorganics companies, water treatment product providers, and janitorial cleaning product businesses.
How does ChemPlan handle pollution liability claims?
Our pollution legal liability coverage provides financial protection for on-site and off-site remediation, including sudden/gradual releases and contingent pollution from transportation.
What makes ChemPlan's general liability coverage unique?
We offer comprehensive products/pollution coverage without absolute pollution exclusions, including hostile fire protection and product recall coverage not typically found in standard policies.
How do I apply for ChemPlan insurance coverage?
As a managing underwriter, we work through independent insurance agents. Have your agent contact us directly with completed application materials and risk assessment documentation.
What loss control resources are available to policyholders?
We provide access to certified safety professionals, industrial hygienists, fleet specialists, and downloadable safety training materials covering chemical handling, emergency planning, and regulatory compliance.
How are chemical industry claims managed?
Our dedicated claims specialists with chemical industry expertise resolve claims faster through specialized knowledge of industry-specific exposures and remediation requirements.
