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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Southern California
Hart Insurance Center has been a trusted name in the insurance industry since 1945, when Jack B Hart Sr. established our agency in Brawley, CA. Over the decades, we have evolved into a premier insurance provider serving California and Arizona, maintaining a steadfast commitment to quality protection and personalized service. Our team of dedicated professionals, led by Liz M Gonzales, brings decades of combined experience to every client interaction, ensuring tailored solutions that meet individual needs. We pride ourselves on our deep community roots, having grown from a small local office to one of Southern California's top-performing insurance agencies. Our all-female team combines expertise with exceptional customer service, handling everything from policy selection to claims processing with professionalism and care.

We work exclusively with highly-rated insurance carriers to guarantee our clients receive only the highest-quality coverage options. Our in-house claims specialists provide invaluable support during difficult times, coordinating inspections, rental arrangements, and direct communication with adjusters. With locations in Brawley and El Centro, we remain committed to protecting our clients' most valuable assets while maintaining the personal touch that has defined our business for generations. Our 75-year legacy of excellence stems from our unwavering dedication to client satisfaction, industry expertise, and continuous adaptation to meet evolving insurance needs.
Services
Home Insurance Auto Insurance Life Insurance Business Insurance Recreational Vehicle Insurance
Details
  • Year established: 1945
Highlights and features
  • We offer 75+ years of combined insurance expertise serving Southern California
  • Our all-female team provides personalized service with deep local knowledge
  • We work exclusively with highly-rated insurance carriers for superior coverage
  • Our in-house claims specialists streamline the insurance claims process
  • We maintain community-focused service while delivering industry-leading solutions
What people say
Great service Friendly staff Best customer service Prompt responses Knowledgeable agents
Services
Home Insurance
Our home insurance policies protect your property against common risks while offering customizable options for enhanced protection. We help clients understand coverage limits and select appropriate policies for their specific needs. Our team works with preferred contractors to ensure proper claims handling and property restoration when needed.
Auto Insurance
We provide comprehensive auto insurance solutions that protect against accidents, theft, and other common road risks. Our agents help clients select appropriate coverage levels and deductible options that match their driving habits and vehicle value. We coordinate with preferred body shops and arrange rental vehicles when policy coverage permits.
Life Insurance
Our life insurance offerings provide financial protection for your loved ones through term and permanent policy options. We help clients determine appropriate coverage amounts based on family needs and financial obligations. Our specialists explain policy features and benefits to ensure informed decision-making.
Business Insurance
We offer tailored business insurance solutions that protect commercial operations against industry-specific risks. Our policies cover property damage, liability claims, and business interruption scenarios. We work with business owners to create comprehensive protection packages that align with their operational needs.
Recreational Vehicle Insurance
Our RV insurance policies provide specialized coverage for motorhomes, travel trailers, and other recreational vehicles. We offer protection against accidents, weather damage, and theft while considering unique usage patterns. Our agents help clients understand coverage options for both storage and active use periods.
People
Liz M Gonzales
Agency Principal/Office Manager
With over 35 years of experience, Liz M Gonzales leads our agency as Principal and Office Manager. She began her career through a high school work program and has worked her way to ownership through dedication and expertise. Liz focuses on maintaining our legacy of exceptional customer service while guiding our team of insurance professionals.
Kristine Perez
P & C Sales Agent
Kristine Perez brings extensive property and casualty insurance expertise to our team. With experience serving both personal and commercial clients, she helps policyholders understand their coverage options and select appropriate protection levels. Her community involvement enhances our local connections and service approach.
Melissa Navarro
P & C Sales Agent
Melissa Navarro combines insurance expertise with personal service as a property and casualty sales agent. Her previous experience in customer service roles helps her understand client needs and communicate policy details effectively. She focuses on making insurance decisions less overwhelming for our clients.
Karina Ambriz
Claims Specialist
Karina Ambriz serves as our dedicated claims specialist, guiding clients through the insurance claims process with patience and expertise. She coordinates inspections, rental arrangements, and adjuster communications to ensure smooth claim resolutions. Her professionalism and thoroughness have earned consistent client praise.
Karissa Valenzuela
Marketing Director
Karissa Valenzuela combines insurance expertise with marketing leadership to enhance our client outreach and service communication. As both a sales agent and marketing director, she ensures our messaging accurately reflects our service values while helping clients understand their insurance options.
Questions
What insurance products do you offer?
We provide home, auto, life, business, and recreational vehicle insurance policies tailored to individual and commercial needs across California and Arizona.
How do you help clients find the best rates?
Our expert agents compare multiple carrier options to find competitive rates that match your specific coverage needs and budget requirements.
What makes your agency different?
Our 75-year legacy, all-female team with deep local knowledge, and personalized service approach distinguish us from other insurance providers.
How does the claims process work?
Our in-house claims specialist coordinates inspections, rental arrangements, and adjuster communication to streamline your claims experience and ensure proper resolution.
Do you offer business insurance solutions?
Yes, we create customized commercial insurance packages that protect businesses against industry-specific risks and operational vulnerabilities.
Are you available for in-person consultations?
We maintain offices in Brawley and El Centro with experienced agents ready to provide personalized insurance guidance during regular business hours.
Reviews (1)
Erica Bermudez
Jun 26, 2020 Report
I have been insured through Hart Insurance for years. I wouldn't change insurance agencies ever. Trini is the best!