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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Gustine, CA
Since 1968, our agency has built a reputation on unwavering client commitment and community service. As a full-service insurance provider, we represent top-rated carriers to deliver tailored solutions for personal, commercial, agricultural, life, health, and earthquake insurance needs. Our approach combines extensive market knowledge with personalized service, ensuring clients receive optimal coverage and competitive rates. Through continuous policy evaluation and a focus on client education, we help individuals and businesses navigate complex insurance landscapes.

Our locally-owned agency prioritizes transparency, responsiveness, and long-term relationships, supported by a team of specialists who treat every client as their sole priority. With decades of combined experience, we maintain industry expertise while adapting to evolving client needs and regulatory environments.
Services
Personal Insurance Commercial Insurance Workers Compensation Agricultural Insurance Life & Health Insurance Earthquake Coverage Auto Insurance Home Insurance Employee Benefits Cyber Liability
Details
  • Year established: 1968
Highlights and features
  • We offer 55+ years of combined experience in California insurance markets
  • Our team represents multiple top-rated carriers for optimal coverage comparisons
  • We provide personalized policy reviews to ensure ongoing cost efficiency
  • Our locally-owned agency maintains deep community knowledge and connections
  • We deliver dedicated claims support with prompt response and follow-up
What people say
Outstanding service Saved us money Personalized attention Knowledgeable specialists Trusted partners
Services
Personal Insurance
Our personal insurance solutions protect California residents' most valuable assets through customized auto, home, earthquake, and umbrella policies. We evaluate individual needs and market options to create comprehensive protection plans that balance coverage quality with affordability while maintaining exceptional claims support.
Commercial Insurance
We provide tailored commercial coverage including general liability, property protection, and business owners policies for California enterprises. Our specialists understand industry-specific risks and work closely with clients to develop comprehensive risk management strategies that protect operations while optimizing premium costs through carrier comparisons.
Agricultural Insurance
Our agricultural insurance programs protect California farms, ranches, and dairies with comprehensive policies covering property, livestock, crops, and equipment. We offer customized solutions that address unique agricultural risks while maintaining competitive pricing through our relationships with specialized carriers serving the farming community.
Life & Health Insurance
We offer individual and group life/health insurance solutions including Medicare supplements, dental/vision plans, and disability coverage. Our specialists provide personalized guidance through complex healthcare options while ensuring clients understand policy details and receive appropriate protection levels for their specific needs.
Workers Compensation
Our workers compensation services provide California businesses with essential coverage for workplace injuries, including medical expenses, wage replacement, and rehabilitation costs. We help employers navigate regulatory requirements while offering ongoing risk management support to minimize workplace incidents and maintain compliance.
People
Carol Daum
Insurance Specialist
Carol Daum provides personalized insurance solutions since 2012, specializing in policy comparisons and cost-saving strategies while maintaining exceptional client communication and timely responses to coverage questions.
Andres Gonzalez
Medicare Specialist
Andres Gonzalez specializes in Medicare solutions, offering comprehensive coverage comparisons and personalized guidance to help clients understand complex healthcare options and select appropriate protection plans.
Leroy Rocha
Insurance Agent
Leroy Rocha delivers comprehensive insurance services with a focus on policy evaluation and cost optimization, maintaining long-term client relationships through consistent communication and dedicated claims support.
Jeff
Commercial Insurance Specialist
Jeff specializes in commercial insurance solutions, providing risk assessment and policy development for California businesses while maintaining strong carrier relationships to secure optimal coverage terms for clients.
Mariah Montez
Customer Service Representative
Mariah Montez offers exceptional client support with timely responses and thorough policy explanations, maintaining a client-focused approach that emphasizes clear communication and personalized service delivery.
Questions
What types of insurance do you offer?
We provide personal, commercial, agricultural, life/health, workers compensation, and specialty coverages like earthquake insurance across California.
How do you help clients save money?
Our agents compare multiple carriers and regularly review policies to ensure optimal coverage at competitive rates through our industry partnerships.
What is your claims process like?
We provide dedicated claims support with prompt response times, personalized guidance through the process, and ongoing follow-up until resolution.
Reviews (4)
Sherri Anderson
Jun 25, 2020 Report
Carol Daum is amazing. Very helpful, knowledgeable and sincere. It's a welcome change to have a true agent who is right there with you to help with whatever you need. Many companies to choose from and very fair premiums. With an actual agent you're dealing with someone who knows you and cares rather than someone on the phone, who has no clue who you are, possibly doesn't care and is probably thousands of miles away with the job of to e-mailing you something so you do all the work. They work only for that insurance corporation. A true agent works for you to find and provide what's best insurance for your needs.
Turlock DentalCare
May 15, 2018 Report
We love working with RPP! Everyone is knowledgeable and helpful about each of our plans. We especially love working with Joye Mendes! She goes above and beyond to maximize our coverage and claim issues.
Tony Lin
May 06, 2015 Report
I've been dealing with Rico Pfitzer Pires and Associates for many years now and they are very pleasant to work with. The amazing staff is always quick to cater to my needs and addresses it with pure professionalism. Thanks especially to Heidi for all the support. She's super and deserves to be recognized!
Anne Behroozi
Apr 25, 2015 Report
Ms. Cabada at Rico, Pfitzer, Pires and Assoc. Insurance has been the most patient, well-informed, and professional insurance agent that has ever assisted me. I had a multitude of questions about coverage, cost comparisons, scheduling of property and more. She followed up on every question or concern I had and gave me explanations that I was able to comprehend. Consequently I was able to make sound decisions about what coverage to purchase and comfortable about the insurance I already had. She is thorough, concerned and very friendly. A wonderful agent in a very reputable insurance agency.