Business Details
32 Years
experience
Emergency
services
Your Trusted Insurance Partner in Oroville, CA
Fugate Insurance is a family-owned, full-service insurance agency dedicated to providing comprehensive coverage solutions for individuals and businesses across California. Established in 1994, we have built a reputation for delivering personalized attention and exceptional customer service in auto, home, commercial, farm, and health insurance. Our team of trusted professionals works closely with clients to understand unique needs and tailor policies that offer robust protection. We maintain strong partnerships with leading carriers like Allied and Nationwide Insurance to ensure competitive rates and reliable service. Our commitment to client satisfaction is evident in our 24-hour customer support and proactive approach to risk management.With decades of local expertise, we prioritize transparency, ethical practices, and long-term relationships. Our agencys focus on innovation ensures clients benefit from modern solutions while maintaining the personal touch that defines our service. We take pride in helping clients safeguard their assets, families, and businesses through customized insurance strategies. Our Oroville-based team remains deeply invested in the communities we serve, offering guidance that extends beyond policy terms. By combining industry knowledge with dedicated support, we aim to be the trusted partner clients rely on for all their insurance needs.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Farm Insurance
Life Insurance
Health Insurance
Recreational Vehicle Insurance
Boat Insurance
Motorcycle Insurance
Motorhome Insurance
Details
- Year established: 1994
Highlights and features
- Family-owned agency with personalized service since 1994
- Comprehensive coverage options for all insurance needs
- Trusted professionals committed to client protection
- 24-hour customer service available for emergencies
- Established partnerships with leading carriers like Nationwide
Services
Commercial Insurance
We provide tailored commercial insurance solutions for businesses in Oroville, CA, including BOP, liability, property, and workers' compensation policies. Our agency partners with leading carriers to ensure comprehensive protection against industry-specific risks. Clients benefit from personalized risk assessments and competitive pricing to safeguard their operations.
Farm Insurance
Our farm insurance policies protect agricultural operations with coverage for equipment, livestock, structures, and liability. Designed for California farmers, we offer customizable options like crop insurance and farm umbrella policies. Our team understands the unique risks of rural enterprises and provides dedicated support for claims and policy adjustments.
Auto Insurance
We offer auto insurance plans with liability, comprehensive, and collision coverage for personal and commercial vehicles. Additional options include roadside assistance, specialty auto policies, and 24-hour customer service for emergencies. Clients receive competitive rates through our partnerships with major insurers like Nationwide and Allied.
Home Insurance
Our home insurance policies cover homeowners, renters, and condo owners in Oroville with protection against property damage, liability, and personal belongings. Optional add-ons include scheduled property coverage and in-home business insurance. We ensure quick claims processing and personalized policy adjustments to meet evolving needs.
Life Insurance
We provide individual and key-person life insurance policies, including term, whole, and second-to-die options. These plans offer financial security for families and businesses through customizable death benefits and mortgage protection. Our advisors help clients select coverage that aligns with long-term financial goals and estate planning needs.
Questions
What types of insurance do you offer?
We provide auto, home, commercial, farm, life, health, and recreational vehicle insurance, along with specialized coverage for contractors, healthcare facilities, and more in California.
How do you help clients find the right coverage?
Our team assesses your unique needs and risk profile to recommend policies from trusted carriers like Nationwide, ensuring competitive rates and comprehensive protection.
Are you available for emergencies?
Yes, we offer 24-hour customer service for emergencies, including claims assistance and policy-related inquiries.
What areas do you serve?
We primarily serve Oroville, CA, and surrounding areas, with policies tailored to meet the needs of California residents and businesses.
Can I get a quote online?
Yes, visit our website to request a free quote for auto, home, commercial, or farm insurance, or contact us directly for personalized assistance.
Reviews (7)
Monty Poor
Feb 12, 2022
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I have been with Fugate INS for 27 years. They are by far the best INS company that I have ever had. The put your needs and interest priority #1, and help to get the right INS policy that fit your needs. They are definitely the most professional, personal, INS company that care and they go the extra mile to get thing done right. I just want to say Thank you, to Jim, Kevin, Margo, and the rest of the staff at Fugate INS. (GREAT JOB THANK YOU!)
Caitlyn Schuft
Jan 14, 2022
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We have been working with Kevin for a while and he always goes above and beyond to help us with whatever we need. Even after moving our construction business out of state he was willing to help us in any way he could. Very knowledgeable and willing to go the extra mile for his clients. Would highly recommend Fugate Insurance for any of your insurance needs.
Jacque Bemis
Jan 11, 2022
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Way overpriced, almost 2 grand higher in 2021 then the cost from just 2 years ago but with next to no other options I'm sure they have realized the obvious by their actions of jacking up the price each year by $500 to $600. Can't wait to see how much they're going to dry duck me this year
Mary Chapdelaine
Oct 28, 2021
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I needed help finding insurance for an event and did not know where to turn. I called Fugate Insurance at the very end of the day, no less and Kevin was SO KIND and HELPFUL! He went out of his way to take my name and number and said he'd get online and try to find a solution to my dilemma. He did a lot of research and made phone calls and brainstormed with me, he went way out of his way to help me, and in todays world, you just don't usually get that kind of service. Even though he knew from the start and it was not something he'd be able to "sell me, " he still tried to help me! I highly recommend Fugate Insurance. Thank you Kevin!
Tom Rutherford
Mar 25, 2020
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Cant really say, since I waited five days, and never recieved a call back. When I called them they had no record of our earlier conversation, all I could get from Kevin Fugate was his fathers medical condition update. Very disappointed!
G. W.
Dec 11, 2018
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We are constantly being blasted with insurance ads, on the radio, on TV, billboards, magazines, blimps, even on our phones, and the message always seems to be, we have the lowest rates. That's all good and dandy, but we typically don't look at the fine print until we have to. It's hard to put money in to something we hope to never use and finding the balance between being over insured vs under insured can be difficult to ascertain. Fugate insurance has been locally owned and operated for ages and they will take the time to sit down with you to determine the best coverage for your needs.
S. Jones
Dec 10, 2018
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I purchased a Policy from Fugate which was terminated by the company because the agent did not listen when I explained the property needs and filled out the paperwork incorrectly. They are convenient to me, so I tried to insure two more buildings with them. The first one I went with another agent as they quoted a policy with more coverage for less money, the second one, I waited for a week to hear back from them and during the following week, left two additional messages for a call back which I never received.
I would not recommend Fugate to anyone who has multiple property needs. Instead I highly recommend Farmers who have been cheaper on some policies but always give great service and I can expect someone to respond quickly if I insurance needs.
I would not recommend Fugate to anyone who has multiple property needs. Instead I highly recommend Farmers who have been cheaper on some policies but always give great service and I can expect someone to respond quickly if I insurance needs.
