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Smallwood-Small Insurance Roads may be full of twists and turns, but your insurance coverage & premiums shouldn't be! We'll find you the best protection at affordable rates. Whether you dwell ina dream home or a DIY labor of love, Smallwood and Small takes your domestic aspirations to heart. We've been supporting residents of the Eastern Panhandle with quality homeowners insurance for over 30 years.

Strategic solutions to your small business needs. Our employee benefit program and commercial products ensure that your company - and your team - are safe, supported, and suited for success.
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About Us
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Be safe this New Year's Eve. Smallwood and Small Insurance was founded in 1981 by James W. Smallwood and C. H. "Jack" Small. Today, our team consists of agents who strive to continue their legacy. Our mission is to help protect our customers with all their insurance needs.
Auto
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Our experts customize your policy at great rates-without compromising the coverage you deserve. Contact Smallwood and Small Insurance for policy quotes on the best affordable and reliable auto insurance in West Virginia, Virginia, and Maryland. Collision covers your car when you drive it into something (i.e. a tree, another car, a fence, etc.).
Home insurance
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Every policy we write, like every home we cover, is uniquely designed to your specifications. Unlike big-box providers, our policies are sized to your budget, your usage, and your life. Home means many things to many people. Whether you dwell in a dream home, a DIY labor of love, or our renting to save up for a house, you've invested in your American dream, and it's our duty to protect it.
Life
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Live for today, but plan for tomorrow. Life and disability insurance give some peace of mind and fortitude to your loved ones' futures. Protect your legacy and ensure your loved ones are taken care of - especially if you're injured on the job or if you pass unexpectedly. Life and disability insurance are simple, economical ways to plan ahead while enjoying the now.
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