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34 Years
experience
Trusted Equine Insurance Solutions
Equine Insurance Specialists has been dedicated to providing comprehensive equine insurance solutions since 1992. As pioneers in the industry, we introduced the first online platform for instant equine mortality quotes, offering unparalleled convenience and transparency. Our team combines deep expertise in horse insurance with a passion for equestrianism, serving individual owners, commercial operations, and insurance professionals nationwide. We maintain partnerships with leading carriers like Great American Insurance Group and The Hartford to deliver customizable coverage options.

Our modular farm insurance programs accommodate properties ranging from small pleasure farms to multi-million-dollar equestrian estates. Through open brokerage, we collaborate with hundreds of agencies to secure competitive terms for clients. Our policies include full mortality, liability, and specialty coverages tailored to the unique needs of horse owners. With decades of experience and a commitment to innovation, we ensure clients receive precise, reliable protection for their equine investments.
Services
Mortality Insurance Liability Insurance Farm Insurance Travelers Agribusiness Surgical Coverage Loss of Use Insurance Stallion Disability Worldwide Transit Barrenness Coverage Excess Liability
Details
  • Year established: 1992
Highlights and features
  • We pioneered instant online equine mortality quotes in 1992
  • We offer coverage options from multiple top-rated insurance carriers
  • Our team combines insurance expertise with firsthand equestrian experience
  • We provide customizable programs for both individual and commercial clients
  • We maintain open brokerage partnerships with hundreds of agencies nationwide
Services
Mortality Insurance
Equine mortality insurance protects against financial loss from horse death. Coverage includes full mortality, medical, surgical, and loss of use options. Policies accommodate single horses or large commercial operations. Emergency colic surgery coverage included in most plans.
Liability Insurance
Commercial equine liability coverage protects horse businesses and owners. Programs include care, custody, control, professional liability, and excess coverage. Available in all states except Alaska and Hawaii through multiple carriers.
Farm Insurance
Modular farm insurance programs cover equine properties of all sizes. Includes property, liability, auto, and umbrella coverage. Designed for pleasure farms, equestrian estates, and commercial operations. Travelers program offers integrated farm vehicle insurance.
Surgical Coverage
Surgical coverage reimburses for procedures due to accidents, injuries, or illnesses. Includes post-operative care for conditions requiring surgery. Available as standalone or add-on coverage through multiple insurance programs.
Loss of Use Insurance
Loss of use insurance covers horses rendered permanently unusable for intended purposes. Available as endorsement to mortality policies. Protects investments in breeding stallions, performance horses, and valuable equine assets.
Questions
What types of equine insurance do you offer?
We provide mortality, liability, farm, surgical, loss of use, and specialty insurance programs for horses and equine businesses.
How do I get an instant online quote?
Visit our website to compare instant mortality quotes from up to five carriers without waiting for agent assistance.
Are older horses eligible for coverage?
Yes, we offer named perils policies for horses over 18-20 years old when full mortality isn't economically viable.
Do you cover commercial equestrian operations?
Our farm insurance programs accommodate commercial operations with customizable property, liability, and auto coverage options.
Can I add medical coverage to mortality insurance?
Yes, most mortality policies can be endorsed to include medical, surgical, and loss of use coverages.