Business Details
50+ Years
experience
Your Trusted Montana Insurance Partner Since 1907
Flathead Farm Mutual has been a trusted insurance provider in Montana since 1907, offering tailored solutions for homeowners, farmers, and ranchers. Our local underwriters specialize in creating policies that address the unique risks faced by Montanans, including coverage for natural disasters, property damage, and liability. With over a century of experience, we maintain a strong financial foundation, evidenced by our A (Exceptional) Financial Stability Rating from Demotech Inc.Our commitment to prompt, fair claims processing ensures clients receive timely support during critical moments. As a member-owned organization, we prioritize the needs of our policyholders, providing stable, economical products backed by personalized service from our Kalispell-based team.
Services
Homeowners Insurance
Farm & Ranch Insurance
Mobile Home Insurance
Vacation Rental Insurance
Claims Processing
Details
- Year established: 1907
Highlights and features
- We have over 100 years of Montana-specific insurance expertise
- Local underwriters create policies tailored to Montana's unique risks
- A (Exceptional) Financial Stability Rating from Demotech Inc ensures reliability
- Claims handled locally with prompt, fair resolution processes
- Specialized coverage for farms, ranches, and rural properties
Associations and certifications
- Demotech Inc (Financial Stability Rating A)
What people say
Local expertise
Prompt claims resolution
Tailored Montana coverage
Financial stability
Experienced team
Services
Homeowners Insurance
Our homeowners insurance protects Montana properties against damage from fires, snow, ice, windstorms, and vandalism. Policies include liability coverage for legal costs and optional protections like home systems coverage. Designed specifically for Montana's climate and property risks, this insurance ensures comprehensive protection for residential properties across the state.
Farm & Ranch Insurance
Specialized insurance solutions for Montana farms and ranches cover homes, equipment, barns, and livestock. Policies protect against agricultural-specific risks while maintaining affordability. Our century-long experience serving rural Montana ensures tailored coverage that protects both property and livelihood for farming and ranching operations.
Mobile Home Insurance
Comprehensive insurance for mobile and manufactured homes in Montana addresses unique structural and location risks. Unlike many carriers, we offer specialized policies that provide robust protection for these properties, ensuring mobile home owners have reliable coverage options.
Claims Processing
We handle all claims locally with prompt, fair resolution processes. Our team of claims adjusters works directly with policyholders to ensure timely settlements. 24/7 payment options support continuous access to claim-related services while maintaining personal assistance during regular business hours.
Agent Support
We provide Montana insurance agents with access to stable, economical products and a network of local representatives. Our support includes underwriting expertise and policy options tailored to client needs, helping agents build trust through reliable coverage solutions.
People
Mark Brewer
Board President
With decades of Montana insurance experience, Mark leads our board in maintaining community-focused insurance solutions while ensuring financial stability for policyholders across the state.
Steve Streich
Vice President
As Vice President, Steve oversees strategic operations and policy development, leveraging his extensive knowledge of Montana's agricultural risks to enhance our farm and ranch insurance offerings.
Denise Gordon
General Manager
MIP-certified leader managing daily operations, Denise ensures our insurance products maintain both regulatory compliance and responsiveness to Montana residents' evolving needs.
Pete Yonge
Claims Adjuster
Handling claims locally since 1907, Pete provides prompt, fair assessments while maintaining personal connections with policyholders during challenging times.
Kelsey Hammond
Underwriter
Specializing in Montana-specific risks, Kelsey develops tailored insurance products that balance comprehensive coverage with affordability for residential and rural properties.
Questions
How do I file an insurance claim?
Contact our Kalispell office directly at +14067527500 during business hours or use our 24/7 payment line for urgent needs.
What areas do you serve?
We exclusively serve Montana residents through our network of local insurance agents across the state.
Do you offer online account management?
Yes, access billing and account functions through our online portal linked from our website.
Are you a local Montana company?
Yes, we've been headquartered in Kalispell since 1907, specializing in Montana-specific insurance solutions.
What types of insurance do you offer?
We specialize in homeowners, farm/ranch, mobile home, and vacation rental insurance policies for Montana properties.
How can agents access your products?
Use our online agent locator to connect with representatives carrying our insurance products statewide.
Reviews (1)
Alex Freelove
Apr 13, 2022
Report
We had a pipe burst 6 months after purchasing our house. They sent out an adjuster who made a terrible evaluation and stated that the leak has been there for a long time reported back to the insurance company that it was an existing leak. If that were the case, my basement would have been flooded. It ruined my bathroom and they denied coverage. They also said they would not renew my next years insurance which is probably a good thing. I would highly not recommend using this Insurance Company.
