Business Details
50+ Years
experience
Your Trusted Insurance Partner in Decatur, AL
Stovall-Marks Insurance has served the North Alabama community since 1972, providing commercial and personal insurance solutions tailored to meet diverse client needs. As an independent agency, we represent multiple insurance carriers, enabling us to offer competitive pricing and customized coverage options across business, auto, homeowners, and life insurance. Our family-oriented approach emphasizes personalized service, with a team of experienced professionals dedicated to addressing the unique insurance challenges faced by individuals and businesses. With over 50 years of local expertise, we serve more than 5,000 families and 2,000 businesses, combining industry knowledge with a commitment to community values. Our services include specialized insurance for professionals, small businesses, contractors, churches, and special events, ensuring comprehensive protection for all client segments.We prioritize transparency, reliability, and client education, offering resources like home inventory guides and auto insurance tools to enhance policyholder preparedness. Our team includes certified experts in commercial and personal lines, supported by ongoing training in niche areas like church-specific insurance and risk management. With two office locations and 24/7 claims support, we deliver accessible, responsive service while maintaining the personal touch that defines our agency. Our partnerships with leading insurers such as Liberty Mutual, Nationwide, and Travelers ensure clients receive robust coverage options backed by trusted providers. This combination of local insight, industry expertise, and carrier diversity positions us to deliver insurance solutions that balance affordability with comprehensive protection.
Services
Business Insurance
Auto Insurance
Home Insurance
Life Insurance
Contractors Insurance
Church Insurance
Event Insurance
Boat Insurance
Disability Insurance
Annuities Insurance
Details
- Year established: 1972
Highlights and features
- We offer 50+ years of local insurance expertise in North Alabama.
- Our independent agency status provides access to multiple carrier options.
- Personalized service from experienced professionals with industry-specific knowledge.
- Specialized insurance solutions for businesses, churches, contractors, and events.
- Comprehensive risk management resources and 24/7 claims support.
Services
Business Insurance
We provide comprehensive business insurance solutions tailored to protect companies of all sizes. Our offerings include general liability, professional liability, workers' compensation, and business umbrella policies. With partnerships across multiple carriers, we deliver customized risk management strategies that address industry-specific challenges while ensuring cost-effective coverage for North Alabama businesses.
Home Insurance
Our home insurance policies offer robust protection for primary residences, rental properties, and vacation homes. Coverage includes dwelling protection, personal property, liability, and loss of use. We provide specialized options like boat insurance as separate policies and offer home inventory resources to streamline claims processing. Competitive rates and flexible terms ensure homeowners receive optimal protection.
Life Insurance
We offer term life, whole life, and universal life insurance policies to meet diverse financial planning needs. Our agents provide personalized guidance through policy selection, coverage recommendations, and pricing comparisons across multiple carriers. We emphasize transparent communication and long-term planning to help clients secure their families' financial futures with confidence.
Contractors Insurance
Specialized insurance packages protect residential and commercial contractors with coverage for property damage, general liability, builder's risk, and equipment protection. Our industry expertise ensures construction professionals receive comprehensive policies that address job site risks while maintaining compliance with regulatory requirements across North Alabama's construction sector.
Church Insurance
We deliver tailored insurance solutions for churches, private schools, and religious organizations. Our policies cover property damage, liability, directors' and officers' liability, and abuse/molestation protection. With specialized training in church risk management, we offer value-added services including safety protocols and compliance resources to safeguard both physical assets and congregational well-being.
People
Darrin Kerby
President & COO
Darrin Kerby leads daily operations at Stovall-Marks Insurance, combining strategic leadership with hands-on client service. With decades of insurance experience, he ensures the agency maintains its commitment to personalized service while adapting to industry changes. Darrin oversees team development and carrier partnerships.
Stephen R. Stovall
CEO
As founder and CEO, Stephen R. Stovall established Stovall-Marks Insurance in 1972. His vision created a family-oriented agency focused on community service. He continues guiding the company's long-term strategy while mentoring the next generation of insurance professionals within the organization.
Russ Harrelson
Vice President of Sales
Russ Harrelson directs sales operations, leveraging 20+ years of insurance expertise to expand service offerings. He specializes in commercial risk management solutions and maintains key carrier relationships. Russ ensures clients receive competitive pricing without compromising coverage quality.
Kerrie Scott
Claims Manager
Kerrie Scott oversees the claims process, ensuring timely and fair resolution for policyholders. With extensive experience in commercial claims, she provides expert guidance during the often-complex claims submission process. Kerrie maintains direct client communication throughout claim adjudication.
Jordan Brown-Latapie
Marketing Executive
Jordan Brown-Latapie develops client engagement strategies and community outreach programs. She manages digital communication initiatives while maintaining the agency's commitment to local partnerships. Jordan ensures marketing efforts align with the agency's core values of transparency and client education.
Questions
What types of insurance does Stovall Marks offer?
We provide business insurance, auto insurance, home insurance, life insurance, contractors insurance, church insurance, event insurance, boat insurance, disability insurance, and annuities.
How do you find competitive insurance rates?
As an independent agency representing multiple carriers, we compare pricing across providers to ensure clients receive optimal coverage at competitive rates tailored to their specific needs.
Do you specialize in any niche insurance areas?
Yes, we offer specialized coverage for churches, construction contractors, special events, and recreational vehicles, backed by industry-specific expertise and carrier partnerships.
How can I file an insurance claim?
Policyholders can file claims by calling our Decatur office at (256) 355-7951 during business hours or using our 24/7 claims support line for urgent situations.
What areas do you serve?
We primarily serve North Alabama communities including Decatur, Moulton, Hartselle, Priceville, Athens, and Madison with localized insurance solutions.
Can you help with insurance for small businesses?
Yes, we specialize in small business insurance, offering customized policies for child care facilities, salons, convenience stores, restaurants, and other local enterprises.
Reviews (7)
Ginger Vandiver
Mar 27, 2022
Report
Darrin Kirby is awesome. The staff has always been very helpful. A pro at event insurance (one of the only ones in Decatur)
Helen Parker
Feb 22, 2021
Report
The staff at Stovall-Marks is absolutely amazing! They are so kind and helpful, and can get you a GREAT renters, homeowners, life, and/or auto insurance. I highly recommend these amazing ladies and gentlemen at Stovall-Marks Insurance and get a quote on all your insurance needs!
Amber LaLa
Jan 06, 2021
Report
Friendly service. Good prices. Would always recommend to others for all window tint needs big or small! Very satisfied.
De Voted
Jan 08, 2020
Report
Aging parent taken advantage of with encounters such as: 1) Previous claim was closed without a notice and or explanation. 2) Agent did not show up for appointment nor return calls. 3) Extremely expensive - aging Father's price was more than DOUBLE to another company. 4) When speaking on my Father's behalf regarding the treatment and rates, the agent towered over my Father demanding he speak for himself.
There were other disrespectful moments towards my Father and myself with this company -- so buyers BEWARE when investing your hard-earned money into a company who dishonors the elderly and others in such a devaluing way. If this company is willing to compromise its business character with my aging Father in such a distasteful manner, what will they do to you? Sincerely - a loving and caring daughter protecting the elderly. If I could give this business negative stars, I would.
There were other disrespectful moments towards my Father and myself with this company -- so buyers BEWARE when investing your hard-earned money into a company who dishonors the elderly and others in such a devaluing way. If this company is willing to compromise its business character with my aging Father in such a distasteful manner, what will they do to you? Sincerely - a loving and caring daughter protecting the elderly. If I could give this business negative stars, I would.
Tony T.
Nov 14, 2019
Report
We went there to get business insurance for our company. Was very impressed upon our arrival. We were treated very professional and seems like we they had known us for years. Made us feel very comfortable and very informative. Great doing business with these types of people. Looking forward to building a business relationship with. Stovall and Mark's.
Abby Persinger
Feb 10, 2019
Report
You want good car insurance, come here. They are fast, and help you find the lowest rates. Highly recommended
Bill Anguilm
Oct 27, 2018
Report
Mediorce at best They will find you the best deal if you ask them, if you don't ask, you don't get anything but the bill
