Business Details
32 Years
experience
Your Trusted Insurance Partner in Las Vegas
Nevada Benefits has been a trusted insurance and retirement solutions provider for individuals, families, and businesses across Nevada since 1994. Our team of experienced professionals prioritizes personalized service, ensuring clients receive tailored coverage that aligns with their unique needs and budgets. With offices in Las Vegas and Reno, we offer bilingual support and maintain a commitment to local accessibility, combining decades of industry expertise with a client-first approach. Our services span health, life, Medicare, dental, vision, disability insurance, and retirement planning, backed by a 4.9 client rating and over 30,000 satisfied clients.We emphasize transparency, no high-pressure sales, and a focus on empowering clients through education and clear guidance. Our growth milestones, including the 2024 achievement of serving 50,000+ clients, reflect our dedication to simplifying insurance and retirement planning for Nevadans.
Services
Health Insurance
Medicare Insurance
Retirement Solutions
Dental Insurance
Vision Insurance
Details
- Year established: 1994
Highlights and features
- We offer 30+ years of local insurance expertise in Nevada
- Our team provides personalized solutions tailored to your unique needs
- We maintain a 4.9 client rating with 30,000+ satisfied clients
- Our bilingual staff offers Spanish-language support services
- We operate with full transparency and no high-pressure sales tactics
What people say
Excellent choice
Patient and diligent
Fantastic customer service
Knowledgeable experts
Great team
Services
Health Insurance
We provide comprehensive health insurance solutions including ACA-compliant marketplace plans, short-term medical coverage, and supplemental insurance options. Our licensed agents help individuals and families navigate enrollment, compare plans, and find affordable coverage that meets their specific healthcare needs while ensuring compliance with all regulatory requirements.
Medicare Insurance
Our Medicare specialists assist Nevada residents with Original Medicare enrollment, Advantage plans, and supplemental coverage options. We provide personalized guidance to help seniors understand their benefits, compare plan options, and make informed decisions about their healthcare coverage during initial enrollment periods or annual open enrollment windows.
Retirement Solutions
We offer retirement planning services for individuals and businesses including IRA accounts, 401(k) plans, and pension solutions. Our experts help clients establish retirement accounts, select appropriate investment options, and develop long-term financial strategies tailored to their specific goals and risk tolerance levels.
Dental Insurance
Our dental insurance solutions provide access to preventive care, restorative treatments, and major dental procedures. We help clients compare plans with varying coverage levels, network dentists, and cost structures to find affordable dental protection that complements their overall healthcare strategy.
Vision Insurance
We offer vision insurance plans covering eye exams, prescription eyewear, and vision correction procedures. Our agents help clients select appropriate coverage levels based on their visual needs, preferred providers, and budget considerations while ensuring access to quality eye care professionals.
People
Phil Randazzo
Founder, CEO
With over 30 years of insurance expertise, Phil founded Nevada Benefits to provide tailored solutions for individuals and businesses. He has received the Las Vegas Key to the City for community contributions and focuses on sustainable healthcare and financial planning practices.
Jennifer Randazzo
Co-Founder
As co-founder, Jennifer has been instrumental in Nevada Benefits' growth over 33 years. She focuses on client relationships and maintaining company values while supporting both business operations and community initiatives in Las Vegas.
Laura Shoemaker
Director of Operations
Laura brings 20+ years of client-focused experience to her role as Director of Operations. A Las Vegas native with a psychology degree, she specializes in personalized insurance solutions and operational leadership for Nevada Benefits.
Zakia Parnell
Licensed Agent
Zakia offers bilingual French-English insurance services with two decades of industry experience. Originally from France, she specializes in life and health insurance solutions while maintaining an active lifestyle through Pilates and travel.
Kristina Collins
Licensed Agent
Kristina has served Las Vegas families since 2001, focusing on health insurance solutions. A dedicated mother of three, she combines outdoor activities with her passion for helping clients navigate insurance options and coverage requirements.
Questions
What's the difference between ACA and short-term health insurance?
ACA plans cover essential benefits and pre-existing conditions, while short-term plans provide temporary coverage for unexpected medical needs but exclude key services like maternity care.
Can self-employed individuals get group health insurance?
Yes, self-employed individuals with at least one full-time employee qualify for small group health plans. Nevada Benefits helps determine eligibility and select appropriate coverage options.
What is supplemental insurance and do I need it?
Supplemental insurance covers out-of-pocket expenses like deductibles and copays. It provides additional financial protection even with standard health insurance coverage.
How do level-funded group plans differ from traditional plans?
Level-funded plans offer predictable costs and potential refunds if claims are low, combining benefits of self-funding with traditional plan structures for Nevada small businesses.
Can I combine different insurance coverages?
Yes, many clients combine base health insurance with supplemental plans or use short-term coverage as a bridge to long-term solutions for comprehensive protection.
What happens if I miss Open Enrollment?
If you don't qualify for a Special Enrollment Period, you can't enroll in ACA plans until next window, but short-term insurance provides temporary coverage until then.
Videos
Reviews (6)
Jamie Melton
Jun 21, 2022
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Phil and the team are amazing! I just came out west and they have helped me review my options and opportunities. They are incredibly patient, kind, and knowledgeable.
Troy Arnold
Dec 01, 2021
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If you're looking for a knowledgeable insurance professional who really care about their clients look no further. I had the pleasure of working with both Phil and his staff to assist in finding the best insurance for my family (unfortunately I can't remember the woman's name who helped me but she was very helpful and professional).
Gabriella Aiganello
May 31, 2021
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I would highly recommend Nevada Benefits for all of your health insurance needs. Phil is great and the work he does for the local community speaks for itself
Patty Steele
Mar 26, 2021
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Robyn is the best. She helped me find a plan back in May when I lost my health insurance coverage from my employer during the nationwide lockdown. The plan definitely fits my budget. And then helped again this December for open enrollment. The process was quick and professional. Would recommend Nevada Benefits Health Insurance to anyone that needs coverage quick.
Brandon Ross
Feb 26, 2021
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Figuring out insurance for my family has always given me anxiety and Robyn took all the stress away. A friendly problem solver who kept saying "let me take care of that for you" and she really did take great care of my family. Honestly, the best experience which is why I wanted to leave a review.
Brandon Ross
Feb 10, 2021
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Figuring out insurance for my family has always given me anxiety and Robyn took all the stress away. A friendly problem solver who kept saying "let me take care of that for you" and she really did take great care of my family. Honestly, the best experience which is why I wanted to leave a review.
