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Trusted Insurance Solutions in Texarkana, TX
Established in 1882, Offenhauser Insurance & Co. has built a legacy of trust and expertise as an independent insurance agency serving clients across Texas, Utah, and beyond. Our team of seasoned professionals specializes in delivering tailored risk management solutions for businesses, individuals, and organizations, with deep expertise in contractors' insurance, surety bonds, and employee benefits. We pride ourselves on personalized service, leveraging relationships with top-tier carriers to secure competitive coverage while maintaining a family-oriented approach to client care.

Our commitment to continuous learning ensures clients receive innovative solutions for complex insurance challenges, supported by decades of industry experience and a focus on long-term partnerships.
Services
Business Insurance Surety Bonds Risk Management Employee Benefits Contractors Insurance
Highlights and features
  • We offer over 140 years of combined insurance expertise across our team
  • Our agents hold professional designations including CPCU and ARM
  • We provide 24/7 claims support for urgent client needs
  • Our bond department negotiates coverage up to $150 million
  • We maintain partnerships with top-tier national insurance carriers
Associations and certifications
  • National Association of Surety Bond Producers
What people say
Great to work with Extra mile Excellent job Sharp and prompt Cost effective solutions
Services
Contractors Insurance
Specialized insurance solutions for construction professionals including general liability, workers' compensation, and equipment coverage. Our team understands the unique risks faced by contractors and developers, providing tailored protection for projects ranging from small renovations to large-scale developments. With expertise in contract review and risk assessment, we help construction businesses maintain compliance and financial security.
Surety Bonds
Comprehensive surety bond services for businesses requiring performance, payment, and bid bonds. We assist contractors in securing bonds for projects of all sizes, from $100,000 utility contracts to $150 million stadium expansions. Our dedicated bond department provides financial statement analysis and works with top surety companies to ensure reliable coverage that protects both contractors and project owners.
Employee Benefits
Customized employee benefit plans including health, dental, disability, and life insurance solutions. We design comprehensive packages for businesses with 2-500+ employees, offering both fully-insured and self-funded options. Our specialists help implement flexible spending accounts, health savings accounts, and executive benefit plans that align with organizational goals while meeting regulatory requirements.
Risk Management
Strategic risk assessment and mitigation services for commercial enterprises. We identify potential exposures and implement comprehensive insurance programs covering property, liability, cyber risks, and executive protection. Our approach combines industry-specific knowledge with ongoing support to help businesses navigate complex risk landscapes and maintain operational continuity.
Personal Insurance
Complete personal insurance solutions including home, auto, and life coverage. We provide protection for individuals and families with policies tailored to specific needs, offering competitive rates through multiple insurance carriers. Our agents assist with policy customization, claims support, and coverage reviews to ensure long-term protection for personal assets.
People
William O. Morriss
Senior Vice President
With professional designations including CPCU, CLU, and CHFC, William Morriss brings decades of insurance expertise to Offenhauser Insurance & Co. He specializes in executive benefits and complex risk management solutions.
R. Scott Bruner
Senior Vice President
A recognized expert in surety bonds with CPCU and ARM designations, Scott Bruner leads bond solutions for major construction projects across Texas and beyond.
Collins Bruner
Vice President
Specializing in surety bond production, Collins Bruner provides bond solutions for contractors and developers with a focus on financial statement analysis and contract review.
Sandra Deanda
Vice President
Bilingual insurance professional serving San Antonio clients, Sandra Deanda offers expertise in commercial insurance and bond services with a focus on personalized client support.
Steve Morriss
Insurance Agent
With over 20 years of experience, Steve Morriss provides comprehensive business and personal insurance solutions, maintaining long-term client relationships through attentive service.
Questions
What types of insurance does Offenhauser Insurance & Co. & Co. specialize in?
We specialize in commercial insurance for contractors and developers, surety bonds, employee benefits, and personal insurance policies for home, auto, and life coverage.
How can I get a quote for business insurance?
Request a quote online through our website or contact your nearest office in Texarkana, San Antonio, Austin, Atlanta, or Salt Lake City for personalized assistance.
Do you offer 24/7 claims support?
Yes, our team provides 24/7 claims support for urgent situations while maintaining regular business hours for routine inquiries.
What areas do you serve?
We serve Texas locations including Texarkana, San Antonio, Austin, and Atlanta, with representatives in Salt Lake City, Utah and affiliated offices in Arkansas and Oklahoma.
Can you help with large construction project bonds?
Yes, our bond department regularly handles contracts up to $150 million, working with top surety companies to secure performance and payment bonds.
How do you handle employee benefits for small businesses?
We design customized benefit packages for businesses with as few as two employees, offering both traditional group plans and flexible voluntary benefits options.
Reviews (4)
Kathie Treadway
Apr 04, 2022 Report
Everyone I had contact with were friendly and helpful. I was taken care of quickly and was treated courteously. It was a pleasant experience.
Crystal delaCruz
Nov 20, 2019 Report
Emily Martinez helped me with my insurance needs. She is always so professional and informative. She really is knowledgeable and knows her stuff.
Nathan Campbell
Oct 30, 2014 Report
In my older years I've focused on my future and investing. One thing I had never considered before two years ago was an umbrella insurance plan. It turns out I had use all of the liability insurance I had with my other provider on my assets and the umbrella insurance came in handy about a year ago. Thanks for the consult guys, I'm glad I have the umbrella.
Jason Vanderhoof
Dec 03, 2013 Report
I get great service and they provide me coverage on all my personal as well as business needs. GL, Work Comp, Equipment, Auto and Bonds for contracts. If I need to file a claim or request a insurance card I dial one phone number and speak to a LOCAL person. That's way better that giving my ID # or leaving a message on an out of town extension.