Business Details
Your Trusted Houston Insurance Agency
Insurance Over Texas is a family owned and operated independent Houston insurance agency with over 30 years of experience serving personal and commercial insurance needs. We specialize in providing quality, low-cost policies tailored to individual client requirements through a careful selection process from top insurance carriers. Our agency maintains a client-centric approach, offering personalized guidance to help customers understand coverage options before purchasing policies. As active community members, we support local non-profits including the YMCA and Texas Children's Hospital while maintaining strong relationships with national carriers. Our team combines deep industry expertise with localized market knowledge to deliver comprehensive insurance solutions across Texas.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Boat Insurance
Condo Insurance
Flood Insurance
Renters Insurance
RV Insurance
Umbrella Insurance
Served areas
- Texas
Highlights and features
- We offer 30+ years of experience in Texas insurance markets
- Our independent agency status provides access to multiple carriers
- Local expertise in Houston's specific insurance requirements
- Personalized service with policy explanations before purchase
- Community involvement through local charity support
Services
Auto Insurance
Our auto insurance policies protect Texas drivers with customizable coverage options including liability, collision, and comprehensive protection. We help clients understand state requirements while finding affordable rates through multiple carriers. Our experienced agents provide personalized policy recommendations based on individual driving needs and vehicle types.
Home Insurance
Home insurance solutions cover Houston area properties against common risks including fire, theft, and weather damage. We offer policies that protect both home structures and personal belongings while providing guidance on appropriate coverage levels for different property types and mortgage requirements.
Commercial Insurance
Custom commercial insurance packages protect Texas businesses with tailored liability, property, and industry-specific coverage options. Our agency works with companies to identify unique risks and implement comprehensive protection strategies that align with specific operational needs and regulatory requirements.
Flood Insurance
Specialized flood insurance policies address Houston's unique weather risks through the National Flood Insurance Program and private carriers. We help homeowners and businesses understand flood zone requirements and implement appropriate protection against water-related damages not covered by standard policies.
Renters Insurance
Renters insurance policies protect personal belongings and provide liability coverage for Texas tenants. Our affordable options include protection against common risks like fire, theft, and water damage while helping renters understand their rights and responsibilities compared to landlord policies.
People
Martha Juarez
Owner
Martha Juarez has over 15 years of Texas insurance experience. She owns and operates this family-run agency, focusing on personalized service while maintaining community involvement through local church activities and charity work.
Questions
What types of insurance do you offer?
We provide auto, home, commercial, boat, condo, flood, renters, RV, and umbrella insurance policies for Texas residents and businesses.
How do I file an insurance claim?
Contact your carrier directly using the numbers provided in our contact section or reach out to our office for assistance with the claims process.
Are you a local Houston agency?
Yes, we're a family-owned Houston agency with over 30 years of experience serving Texas clients from our west Houston location.
How can I get an insurance quote?
Use our online rating tool for instant auto and home insurance quotes or contact us directly at 281-752-6704 for personalized assistance.
Do you work with multiple insurance companies?
As an independent agency, we partner with multiple carriers including Bristol West, Foremost, Hippo, and Progressive to find you the best coverage options.
What areas do you service?
We primarily serve Texas residents and businesses from our Houston office location while maintaining statewide insurance expertise.
Reviews (5)
Helen Morley
May 11, 2021
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Insurance Over Texas Agency, LLC and Martha Juarez have been a Godsend over the years. On a pragmatic level, they have always provided excellent, prompt service and support--particularly in the case of Martha. Martha helped meet my home insurance needs by matching me a great insurance provider in 2019. And she recently went above and beyond the extra mile in helping with my mortgage refinance.
Rebecca Staton
Jan 30, 2019
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I was fortunate to find Dale over 15 yrs ago and I wouldn't use anyone else. Great customer service and you know he genuinely cares.
Ross Pittenger
You guys are too much. First you saved me over $200 per year on my auto insurance and then you fought for me on a claim with my prior company when my old agent wouldn't even do it. Then you helped me get all my insurance in one place simplifying my life. I'm telling all my family about you. You are the best.
Tyler Brooks
When my sister referred me to Insurance Over Texas I thought all insurance agencies were alike. There auto rates were about $400 less then what I was paying and I additionally I received 15% of my home insurance by packaging my home and auto together. All together I saved $750 per year which blew me away, but I would have switched to them even if the rates had been higher. They took the time to explain my coverage's to me, treated me with respect, and never pressured me to make a decision to go with them. They are great!
Norma Bell
Insurance Over Texas helped me get away from an insurance agent that took me for granted for years. They treated me with respect and made sure I was always insured with a top quality company. They also saved me 20% by packaging my home and auto together.