Business Details
Your Trusted Partner for Comprehensive Insurance Solutions
CoSaint Insurance has been a trusted partner for families and businesses in Charlotte, NC, and Fort Mill, SC, for over 30 years. As a full-service, independent insurance agency, we represent more than 20 of the nations top insurance providers, ensuring clients receive competitive rates and tailored coverage. Our team of experienced agents prioritizes personalized service, acting as a liaison during claims processes and conducting biannual policy reviews to optimize coverage and affordability. Affiliated with Highstreet Insurance Partners, one of the largest insurance brokerages in the U.S., we combine local expertise with national resources. Our commitment to community impact through philanthropy and proactive client education sets us apart in an industry often criticized for impersonal service. We specialize in property and liability insurance for individuals and businesses, offering extended hours and a consultative approach to meet diverse needs.
Services
Auto Insurance
Homeowners Insurance
Business Owners Policies
Life Insurance
Umbrella Coverage
Workers Compensation
Commercial Property Insurance
Highlights and features
- We offer 30+ years of local insurance expertise in Charlotte and Fort Mill.
- Our team provides personalized policy reviews twice yearly to ensure optimal coverage.
- We partner with over 20 top-rated insurance carriers for competitive pricing options.
- Our agents act as personal liaisons during claims processes for seamless support.
- We proactively shop rates annually to guarantee the best value for clients.
What people say
Excellent customer service
Best rates available
Prompt response times
Knowledgeable agents
Annual policy reviews
Services
Auto Insurance
CoSaint Insurance provides comprehensive auto insurance solutions tailored to individual drivers and families. Our policies include liability, collision, and uninsured motorist coverage, with discounts for safe driving records and multi-policy bundling. We shop rates across multiple carriers to ensure competitive pricing while maintaining robust protection. Clients benefit from personalized guidance to select coverage limits that align with their financial needs and vehicle value.
Homeowners Insurance
Our homeowners insurance policies protect against property damage, liability claims, and additional living expenses during covered losses. We offer customizable coverage options for standard homes, condos, and high-value properties. Annual policy reviews ensure clients maintain adequate coverage as property values fluctuate. Our team assists with navigating claims processes for repairs and replacements, emphasizing transparency in policy terms and deductible options.
Business Owners Policies
CoSaint Insurance designs Business Owners Policies combining property, liability, and business interruption coverage into a single comprehensive package. Tailored for small to mid-sized enterprises, these policies protect against common risks like fire, theft, and customer injuries on premises. We provide risk assessments to identify coverage gaps and offer access to specialized endorsements for industry-specific needs.
Life Insurance
We offer term and permanent life insurance solutions to secure financial futures for families and businesses. Our agents explain policy structures, including death benefits, cash value accumulation, and premium payment terms. We compare offerings from multiple carriers to find cost-effective options aligned with clients' long-term goals, whether for income replacement, mortgage protection, or estate planning.
Umbrella Coverage
Umbrella insurance policies from CoSaint provide additional liability protection beyond standard auto and homeowners policies. This coverage applies to major claims exceeding primary policy limits, safeguarding assets from lawsuits or catastrophic events. We help clients determine appropriate coverage amounts based on net worth and risk exposure, ensuring seamless integration with existing insurance portfolios.
People
Jenny Buzek
Agent
Jenny Buzek specializes in personal and commercial insurance, with over 15 years of experience in policy optimization. She conducts annual reviews to ensure clients maintain cost-effective coverage and provides personalized support during claims processes.
Mike Buzek
Agent
Mike Buzek focuses on business insurance solutions and risk management strategies. With expertise in commercial property and liability coverage, he helps enterprises in Charlotte and Fort Mill secure comprehensive protection tailored to their operational needs.
Questions
What types of insurance does CoSaint Insurance offer?
We provide auto, home, life, umbrella, and business insurance, including specialized policies for commercial property, workers' compensation, and professional liability.
Do you offer insurance for both individuals and businesses?
Yes, we serve both personal and commercial clients with tailored coverage options for homes, vehicles, and business operations in Charlotte and Fort Mill.
How do you help clients save on insurance costs?
We shop rates across 20+ carriers twice yearly and conduct annual policy reviews to ensure competitive pricing without compromising necessary coverage.
Are your agents available for policy questions?
Our team provides personalized support via phone and email, with prompt responses to coverage inquiries and claims assistance.
Do you serve areas outside Charlotte and Fort Mill?
While our offices are in Charlotte, NC, and Fort Mill, SC, we primarily serve clients within these communities and surrounding regions.
What sets CoSaint apart from other agencies?
We combine local expertise with access to top-rated carriers, offering proactive policy management and a consultative approach to client needs.
Videos
Reviews (25)
Matthew Ellis
Oct 06, 2021
Report
Great customer service and always responds to questions/concerns quickly. They helped us change/add additional coverages as we had situations arise with our new home. Highly recommend.
Kelly Treble
Aug 15, 2021
Report
Mike is exceptional. He quickly responds to all needs and questions we have and is a one-stop shop for all of our insurance needs. Highly recommend!
Dick Beck
Jul 17, 2021
Report
Jenny was recommended by my real estate agent for a new house being built in Charlotte. She provided me with the coverage I needed and with the company I wanted to work with. Unfortunately, the is a second home with solar and insurance companies in NC do not provide liability on second homes required by Duke Energy. Jenny explored several options and we were finally able to get the necessary coverage. I would whole heartedly recommend this company
Shelley Mueller
Jul 10, 2021
Report
Moving from Illinois to Charlotte and Jen was a great help in setting up our new policies. Everyone at CoSaint has been very responsive. Great experience highly recommend!
Glenn Herbst
Jun 04, 2021
Report
Fantastic job in explaining policy choices, features, benefits in clear and concise manner. Follow up has been amazing. Just bundled home & auto coverage. I challenge anyone to find better rates or service!
John Tidikis
Feb 08, 2020
Report
Jenny and team have been awesome to work with since day one. They were able to answer all of our questions and identify what our needs were and then identify the best provider with the lowest cost. I would highly recommend them to anyone needing insurance.
Brad Marlow
Oct 23, 2019
Report
I found out about CoSaint from a close friend of mine that had recently also switched from another company and was bragging on how much he was able to save on his insurance for both home and auto. He told to at least give them a call and see what they say so I did. I called on a Friday after noon and told me give them until Monday to search all the company's and get me the best quote for my new truck I had just purchased. Monday morning comes around a I get a call from Them and they said that they were able to find me a policy that met all of my needs in coverage and slightly even better in some aspects than my insurance I had currently for a total saving of $404 dollars a year. The staff seems very knowledgeable and are very efficient. Very glad I made the switch to CoSaint.
Nora Buzek
Dec 06, 2018
Report
Only great things to say about CoSaint Insurance! Mike and Jenny are smart, experienced, proactive, attentive, and easy to work with. I have learned a lot about insurance from them as they take time to explain everything. And they want me to have the best coverage for the best rate. I highly recommend them. Thank you CoSaint!
Pj Sehdev
Nov 07, 2018
Report
I have been a client of CoSaint Insurance since 2015. Mike and Jenny are very professional and knowledgeable in the field of Insurance. They worked very delightedly to find the best deal for my Business, Auto and Home insurance. With their honest guidance, I was able to protect my business and personal property with maximum coverage at a great premium. I highly recommend CoSaint Insurance for all your Insurance needs. Give them a call to receive a great service with lots of savings $$$$$.
Shannon Goudreau
Sep 26, 2018
Report
My husband and I are now part of the Cosaint family as of today. I couldnt be happier with the patience and willingness to help us find the right policy to meet our needs. They took time to make sure I understood everything and that I didnt have any problems when switching over. They helped us save more money and gain a better policy.
Walter Rocha
Jun 15, 2018
Report
It is impressive the dedication and passion that Cosaint devotes to their clients, we are very satisfied costumer and we will continue working with Michael and his crew
Leigh Cifone
Apr 10, 2018
Report
Quick responses for quotes and questions. Extremely friendly and helpful agents and customer service reps.. Great experience when moving from another State and needing Auto and Home Insurance quickly.
Roger Katz
Oct 24, 2017
Report
Simply put - their guidance and timely service has been excellent. From experience, I understand the great value of using an INDEPENDENT Insurance Agency (which CoSaint is). My dealings with Direct Writers (which CoSaint is not) has always witnessed difficulties. I come from a family that, before retiring, ran an Independent Insurance Agency (in New York State), for which both parents as well as all of their sons were licensed Independent Insurance agents. Keep up your good work!
Jennifer Hallmark
Working with CoSaint is fantastic. They are professionals in every sense of the word. Their attention to detail and commitment speaks volumes and helps me build trust in them to follow through. I have recommended CoSaint to my friends and family!
Donald Harrison
Cosaint Insurance handles all my personal insurance needs. Jenny is always prompt and helpful with any questions I have. Even more impressive is their proactive approach to improving the coverage that I already have. Thanks Y'all. Keep up the good work.
Vickie Hayman Johnston
Our experience with Cosaint has been excellent. They have settled our claims quick, fair and in a very professional manner I would recommend the Cosaint Agency to my friends.
Todd Cummiskey
Jenny was excellent, timely and very professional. She listened to my needs and concerns. After reviewing my information, she was able to present a few different options for my consideration. I ended up with the same coverage and saved thousands. I would highly recommend Jenny anytime and have to several people I know.
Beth Miller
Fantastic! Thank you so much. Cosaint helps me with both my business and personal insurance needs. Honestly, I never have to lift a finger as they take very good care of me. It's rare to encounter this level of customer service nowadays. Thanks again!
Mark S. Nagy
Jenny and Mike abide by a very simple, elegant rule: They treat you like they would like to be treated. They will help you find solutions to issues. They will recommend what is best for you, not for anyone else. They help you save money, and they give you very competent advice. I have recommended Jenny and Mike to anyone looking for help with insurance. You simply cannot go wrong with them.
Richard DeMarco
Professional, and friendly, whenever I call I get quick answers to any questions, and the best available rates for my home and auto.
Shelby Ryburn
Cosaint Insurance has given us the best experience we have ever had with both our car and home insurance. Jenny and Mike's service is exceptional and they really take ownership of every part of the process when you have a claim, alleviating so much of the stress that is otherwise associated with the claim process. I cannot say enough good about Cosaint. Oh, and by the way, they saved us money too!
Kellee Wilson
I can't say enough wonderful things about Jenny and Mike. Their customer service is exceptional- they respond promptly and are always going above and beyond for their clients. My husband and I have used them personally and they saved us a ton of money on insurance. We personally refer our friends and clients to them and its always great to hear from both parties and how thankful they were for the referral! If you want personable, honest, loyal and trustworthy people on your side, look no further.
Haley Marie
My family has used CoSaint Insurance for almost 3 years now for both our personal and professional insurance needs. To say that they have saved us money would be an understatement. Jen and Mike are some of the easiest people to work with on every front and I have found them to not only be incredibly responsive but also proactive. They research our policies on an annual basis to make sure we are getting the most benefit for our money. I am pleased to recommend CoSaint insurance at every opportunity.
Susan Shelby Pabst
I am a fairly new client of Cosaint but so glad they found me :) The trust and confidence I have in Jenny & Mike to manage my insurance account is one huge checkmark off my list of important to-do items. Now I have no worries at all when I know they are letting me know when there are changes I need to be aware of and they just recently saved me some $$ when they alerted me I had double coverage for something that their insurance was already covering. Switching to Cosaint has been a smart decision for our family and I will gladly recommend them to friends and family in the future.
Alex Moreland Krasnoff
Love Cosaint Insurance! They've saved my family money on both my home and automobile policies. They have saved my clients money time and time again. Plus the customer service is amazing!