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HCIP Insurance Services HCIP Insurance Services is a truly independent brokerage specializing in Health Insurance and Medicare. We offer free guidance on navigating the crazy world of health insurance. Our goal is to help you make informed decisions about your insurance needs.
Served areas
  • Mississippi, Georgia, Illinois, Texas
Highlights and features
  • Independent agency with 10+ years of health insurance expertise
  • Helped over 1,000 individuals and families find coverage yearly
  • 5-star Google rating backed by trusted client satisfaction
  • Personalized plan comparisons to match your budget and needs
  • Expert guidance every step for confident plan selection
  • Simple, fast, and transparent health insurance enrollment process
Payment methods
  • Debit cards
  • Credit cards
Services
Our team of experts help you find the most affordable plan tailored to your needs in a matter of minutes. Submit your zip code and some other information to see if you qualify for a Cost Sharing Reduction. Compare plans and enroll if you find the one you like. Our team of experts are here to help along the way so that you can be confident you're choosing the right plan.
HCIP Insurance Services was founded in 2015. After seeing a need for stability in the health insurance industry, we felt the obligation to create an insurance agency that people can trust. Hearing the horror stories, poor customer service, being told one thing, and then sold something completely different is what has allowed HCIP to earn Elite status within the healthcare industry by doing things the right way!
This free service allows you to enroll in Medicare Supplements and Medicare Advantage plans conveniently, in the comfort of your own home. See how well your current Medicare coverage is working for you and where the gaps might be. Medicare is a federal insurance program that provides health insurance for people 65 and older and individuals younger than 65 who may qualify due to certain disabilities. There are four different parts to Medicare - Part A, B, C, and D. Click the icons below to learn more about each part!
Millions of people are struggling to pay for health insurance, and the costs continue to rise. In this article, we will explore some ways that you can lower your health insurance costs. There are a few things you can do to lower your costs. By now, you should have received an automatic renewal letter from your insurance carrier.
Reviews (19)
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Patty Ortiz
Nov 07, 2025
BRETT MILTON has always been profesional answers all our questions. Calls me back with in a timely maner.
Lori Rich
Nov 07, 2025
Ellie was WONDERFUL, she was very kind, professional and determinded to get a plan that fit my needs!
Victoria Rivera
Nov 03, 2025
Brett is awesome, he works with you to get a good plan that helps and Benefits you. Being with Brett more than 2yrs. He gets the job done.
Nora Gutierrez
Nov 02, 2025
I am very satisfied with Brett he takes time to listen to he cares about his clients I feel comfortable when I talk to him he explains everything throughly he is always looking for every ones well being I appreciate him thank you
Annette Valentine
Nov 02, 2025
Thank you, HCIP for all you do. Thank you for always making yourself available to answer my questions and showing a great concern. Thank you for showing me that I matter. Thank you for making sure I understand. Thank you for your kind service. I'm grateful to have you as my agent. The service is unbeatable!
Dwight Unzicker
Nov 01, 2025
Brett Melton is an excellent communicator and very knowledgeable comparing different Medicare plans of coverage for individuals and families. He was very professional getting individuals enrolled.
Connie Unzicker
Oct 31, 2025
Brett did an excellent job in explaining the details and getting us signed up for the one that is best for us.
M. Pank
Oct 31, 2025
Molly was Great help getting me through enrollment process. Thanks!
Max W.
Oct 27, 2025
Brett was incredibly helpful, and a breath of fresh air as my wife and I tried to navigate the healthcare system. Can't say enough good things about him, his sincere concern, and his genuine desire to help. Thank you once again!!!
Carole Kim
Oct 20, 2025
Brett has been my agent for 3 years now as he was a recommendation from a family member. I find him delightful to talk with, very knowledgeable, very professional. We have had other agents that were local who were less impressive. I would highly recommend doing business with Brett.
Susan Stewart
Oct 17, 2025
Brett Melton is amazing . He truly cares about you. He listens to your wants and needs and finds you the best insurance fit. I've worked with him for years and am extremely happy with his services.
Albert Bagur
Oct 17, 2025
Bret is on top of his/our game!! Hes very accessible and knows his stuff..
Chris Owens Personal
Oct 17, 2025
One of the very best! Brett has an incredible business giving first class service!
Michelle Watkins
Oct 16, 2025
Brett is always quick to respond and does his best to resolve the issue. He has been my agent for several years now and truly is the best!
June Bright
Oct 11, 2025
Brett was great! & helped me set up the best plan for my needs & budget! Would highly recommend
Cheryl Haberland
Sep 18, 2025
Brett Melon was courteous and professional. Listen to my needs and went right to work on meeting those needs. He is pleasant and a man with intergity.
Brian Dace
Sep 02, 2025
Brett Melton is an absolute rockstar!!! He got me coverage at 9:00pm! The process was fast, quick, and easy! He vividly described my plan options and was transparent.
Ryan Marker
Aug 06, 2025
Finding the right health insurance plan for yourself and your family can be a very difficult task with all the different options available. This process can be very confusing and overwhelming especially in times of stressful transitions in your life. Working with Brett Melton was the best decision I could have made as he made the process very simple. Brett was extremely knowledgeable about all the different plans and options that are available to you and what plan is the best fit for your situation. I'm extremely grateful in my decision to go with HCIP Insurance Services.
Tina S.
Jul 18, 2025
Ive been without health insurance for a while. Brett was so helpful. Its been difficult finding the right person to trust. I am so grateful my friend referred him to me.