We are Specialty Insurance, a commercial insurance brokerage dedicated exclusively to businesses operating in the action sports, recreation, and entertainment sectors. As a division of Alliance Risk Insurance Services, we were established to address a gap we repeatedly saw in the marketplace: operators delivering some of the most engaging recreational experiences in the country were often overlooked by traditional insurance providers or protected by policies that did not reflect the realities of their operations. Instead of treating these businesses as a secondary category, we have built our entire practice around understanding and serving them. We work with paintball, airsoft, and GellyBall facilities, laser tag and Nerf venues, axe throwing locations, go-kart tracks, trampoline parks, family entertainment centers, inflatable and party rental companies, special events, and seasonal attractions. Whether a client manages a single venue or multiple locations, we design coverage around the actual exposures associated with active and experience-driven environments.Our insurance programs are structured to provide broad protection across the areas that matter most to our clients. We offer solutions that include general liability, participant and guest injury coverage, property protection, business owners policies, commercial auto coverage, and excess and umbrella policies. Every policy is placed with A+ rated carriers that have evaluated loss experience within these specific industries, helping deliver coverage that aligns with real operational risks. We understand the challenges our clients face, including injuries, equipment issues, waiver concerns, seasonal revenue fluctuations, and contractual insurance obligations. With licenses in all 50 states and the District of Columbia, more than 20 years of experience, and over 500 active policies under management, we provide responsive service, straightforward communication, fast quoting, and support throughout the claims process.
Served areas
- Coverages: General Liability, Participant Injury, Property, Business Owners Policy (BOP), Commercial Auto, Excess / Umbrella.
- Industries: Paintball, Airsoft, GellyBall, Laser Tag, Nerf Arena, Axe Throwing, Go-Kart, Trampoline Park, Family Entertainment Center, Special Events.
Business details
- Licensed
Highlights and features
- Licensed nationwide across all 50 states for coverage
- Fast one-day quote turnaround from top-rated insurance carriers
- Specialist underwriting tailored for action sports business risks
- Comprehensive protection for entertainment venues and sports operators
- Over twenty years of industry-focused insurance expertise
- Coverage solutions designed for diverse high-risk recreation businesses
Payment methods
- Cash
- Debit cards
- Credit cards
Services
We offer General Liability Insurance as essential protection for business owners. It responds to claims involving injury to third parties, damage to property, and legal expenses incurred in defense. Coverage applies to operations, premises, and products involved in your business activities. Our approach also considers risks tied to active participant engagement often excluded elsewhere.
This insurance program provides no-fault coverage for participants, including medical expenses when customers are injured or become ill during activities. It addresses exposures excluded from general liability policies in action sports, entertainment, and mobile operations. Coverage includes medical reimbursement, accidental death and dismemberment benefits, and applies regardless of fault. Available as stand-alone policy or endorsement within insurance programs.
Our property insurance protects business assets such as buildings, equipment, inventory, and improvements from fire, theft, vandalism, and storm-related risks. It helps ensure recovery following unexpected losses. We account for action sports equipment including inflatables, lanes, targets, vehicles, and safety gear that may not be fully addressed by standard coverage. We focus on replacement cost valuation for accurate restoration.
A Business Owners Policy integrates General Liability and Commercial Property coverage into one policy to improve efficiency and reduce combined insurance costs. We design this coverage for action sports and specialty entertainment businesses operating from physical locations with equipment, ensuring the policy structure aligns with their specific class of business needs.
For mobile operators, Commercial Auto Insurance is essential coverage supporting vehicles used in service delivery. We also address exposure from hired and non-owned vehicles when employees or contractors drive for business purposes. When staff use personal vehicles for company tasks, additional protection is necessary beyond standard auto policies. We consider this coverage non-optional for mobile service businesses that rely on transportation.
Excess/Umbrella Insurance delivers additional liability capacity above your primary insurance programs. It is triggered once General Liability, auto, or employer liability limits have been reached by a covered claim. The coverage helps protect against severe losses by extending both indemnity and legal defense limits. Many contracts and venue agreements require this type of protection. It remains a cost-efficient way to strengthen overall risk management.
Reviews (1)
Christopher W.
Oct 05, 2025